A 720+ credit score and a $75k income should get you any AMEX card (that isn't black) without question. Answer from AndroidMyAndroid on reddit.com
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American Express
americanexpress.com › us › credit-cards › check-for-offers
Credit Card Pre-Approval Check | American Express
Check to see if you pre-qualify for an American Express Card. Get matched with a personalized set of Card offers based on your credit profile.
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American Express
americanexpress.com › help center › business line of credit › pre-approval
How can I find out if I am eligible for an American Express® Business Line of Credit pre-approval offer?
To be eligible, you must be at least 18 years or older, a U.S. citizen or permanent resident of the U.S. or its territories, have an active American Express Card, and have at least one year of business tenure. If you meet the above requirements, create an American Express Business Blueprint™ ...
Discussions

How accurate is the pre approval from American Express
A 720+ credit score and a $75k income should get you any AMEX card (that isn't black) without question. More on reddit.com
🌐 r/CreditCards
10
1
September 1, 2022
New AmEx Pre-Qualify Tool for Business Cards - myFICO® Forums - 5591980
I just noticed AmEx seems to have launched some kind of pre-qualification tool for their business products: https://www.americanexpress.com/us/credit-cards/business/prequalify-for-business-credit-card Anyone have any luck or experience with this? There doesn't seem to be a way to "log in" so tha... More on ficoforums.myfico.com
🌐 ficoforums.myfico.com
June 8, 2019
Questions about Amex personal loan
I love Amex personal loans. I have used them twice for $19,500 @ 6.98% and a recent loan for $9,000 @ 7.98% each loan for a 3 year term. Why I love it. once pre-approved, you’re most likely already approved no hard inquiry, that’s right! No hard inquiry for accepting the loan. They use your business relationship with them to determine your approval. smooth process and fast funding. Usually within 1-2 business days after approval. Approval is usually instant. they have such low interest rates More on reddit.com
🌐 r/amex
48
6
August 4, 2023
Report: American Express pre-approval was accurate
Congrats! I’ve been rebuilding as well and pre qualified for the same Amex cards as you. Curious to know, what starting credit limit did they give you? More on reddit.com
🌐 r/CRedit
2
7
April 14, 2021
People also ask

Can I apply for an American Express Small Business Credit Card online?
Yes, you can apply for an American Express Small Business Card online.
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americanexpress.com
americanexpress.com › business home › business credit cards
Business Credit Cards from American Express
How can I apply for an American Express Small Business Credit Card?
Review the full range of Small Business Cards we have available and after choosing the Card that's right for your business, call us at 1-877-673-6758 to apply by phone. We're happy to help you find the Small Business Card that's right for you. To apply for an American Express Small Business Card, you need to be authorized by your company to make financial decisions on its behalf. Only qualified individuals 18 or over may be approved for a Card Account.
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americanexpress.com
americanexpress.com › business home › business credit cards
Business Credit Cards from American Express
What do I need to apply for an American Express Small Business Card?
As an individual authorized to make financial decisions on behalf of your company, you will need to supply the following information about the business: Your company's email address. Your company's legal business name. The business name you would like to appear on the card. It may be different from your company's legal name. Your company's business address and phone number. Type of industry your business is engaged in (for example: construction, manufacturing, consulting). Company structure(for example: limited liability company, corporation, partnership, sole proprietorship). Number of years
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americanexpress.com
americanexpress.com › business home › business credit cards
Business Credit Cards from American Express
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American Express
americanexpress.com › credit intel › cards
What Does It Mean to Prequalify for a Credit Card?
March 28, 2024 - Because many lenders and borrowers use these two terms interchangeably, the difference between prequalification and preapproval may change depending on the card and the issuer. Both terms mean that your chances of being approved are high. However, like prequalification for credit cards, preapproval doesn’t guarantee approval unless expressly stated by the issuer.2
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Reddit
reddit.com › r/creditcards › how accurate is the pre approval from american express
r/CreditCards on Reddit: How accurate is the pre approval from American Express
September 1, 2022 -

Out of curiosity, I wanted to see what my chances are for my first AMEX card, i have my eye on; Blue Cash Preferred. I saw that I was pre approved for a few AMEX offers but I want that one. I know it isn’t always accurate, but I wanted to know if anyone has submitted an application right after being pre approved and it working in their favor. Im a bit iffy/nervous because of their hard pull. Especially for first time card holders. Exp: 745 TU: 725 75k income

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American Express
americanexpress.com › credit intel › cards
Prequalified vs. Preapproved: What’s the Difference?
April 16, 2024 - Prequalification will often take the form of a soft credit check, allowing the applicant to gauge their eligibility without having to risk any impact on their credit score (unlike a hard credit check).2 Once an applicant has been prequalified, ...
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American Express
americanexpress.com › help center › business line of credit › pre-approval
Business Line of Credit | Pre-Approval
Loans are issued by American Express National Bank. Single repayment loans may become available to eligible existing and new Business Line of Credit customers at different times. ... We are currently accepting applications from eligible U.S. businesses. Not all applicants will be approved for a Business Checking account.
Find elsewhere
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American Express
americanexpress.com › customer service
Qualifications for Credit Card Pre-Approval | Amex US
Browse American Express US Customer Service to Learn What Qualifications are Needed for Credit Card Pre-Approval to Apply for a Card. Learn More.
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American Express
americanexpress.com › us › credit-cards › business › prequalify-for-business-credit-card
Untitled
American Express @ Work · Other Accounts and Payments · Savings Accounts · Send Money & Split Purchases: Venmo and PayPal · Membership Rewards® Point Summary · Tools and Support · SpendSmart® · FICO® Score and Insights · CreditSecure® · Forgot User ID or Password? Security Center · Cards · Personal Cards · View All Credit Cards · Platinum Card® · Interested in Amex? See if You’re Pre-Qualified ·
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Bankrate
bankrate.com › credit cards › issuers
How To Get Preapproved For An American Express Credit Card | Bankrate
July 2, 2025 - To get preapproved, you can check ... credit card offers in the mail. Preapproval does not guarantee approval, but it does indicate that you meet the minimum criteria for a specific card....
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American Express
americanexpress.com › business home › business credit cards
Business Credit Cards from American Express
Explore all the rewards and benefits of business credit cards from American Express and find the right business card to help grow and run your business.
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American Express
americanexpress.com › en-us › banking › personal-loans
Personal Loans up to $40,000: Check Offers & Apply | Amex US
Simply log in to your American Express online account to see if you are pre-approved for a Personal Loan, how much you can borrow and what your rate is.
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CNBC
cnbc.com › cnbc select › credit cards › how to prequalify for an amex card without impacting your credit score
How To Check Amex Approval Odds Without Impacting Your Credit Score
September 24, 2025 - Many credit cards offer pre-approval or pre-qualification, but that doesn't guarantee approval. However, thanks to American Express' "Apply with Confidence" feature, you can take it one step further with certain Amex cards and know if you'll ...
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Credit One Bank
creditonebank.com › credit-cards › american-express-card
Credit One Bank Premier American Express Card | Credit One Bank
Credit One Bank® Premier American Express® Card
Unlimited 1% cash back rewards on all purchases†,Retail Protection†,Special benefits and Amex Offers†
Price   $39.00
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American Express
americanexpress.com › help center › business line of credit › pre-approval
What is some of the information required for my pre-approval application?
The pre-approval application is mostly pre-filled from your American Express online account, making the application simple and straightforward. In addition, the application will ask you to complete and confirm a combination of personal and business information, such as industry, job title, ...
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myFICO
ficoforums.myfico.com › t5 › Business-Credit › New-AmEx-Pre-Qualify-Tool-for-Business-Cards › td-p › 5591980
New AmEx Pre-Qualify Tool for Business Cards - myFICO® Forums - 5591980
June 8, 2019 - I just noticed AmEx seems to have launched some kind of pre-qualification tool for their business products: https://www.americanexpress.com/us/credit-cards/business/prequalify-for-business-credit-card Anyone have any luck or experience with this? There doesn't seem to be a way to "log in" so tha...
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Forbes Advisor
forbes.com › advisor › credit-cards › american-express-pre-approval
American Express Preapproval: How To Get It (And Why You Should Care) – Forbes Advisor
May 23, 2022 - This means you can check your approval odds for any card they offer without a major ding to your credit report. The application experience is available for individuals applying for a U.S. personal card via Forbes Advisor, at AmericanExpress.com/us/credit-cards, or by calling American Express and is not available if you apply for a card after you log into an existing account. Pre-qualified offers aren’t much more than a marketing opportunity.
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American Express
americanexpress.com › help center › business line of credit › pre-approval
Why do I need to apply for American Express® Business Line of Credit if I am already pre-approved?
A pre-approval for a Line of Credit indicates that you meet initial eligibility criteria but is not a guarantee of approval. To avail the pre-approved offer, you must create an American Express Business Blueprint™ account using your American Express usern
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American Express
americanexpress.com › us › credit-cards › features-benefits › digital-wallets › instant-approval-credit-card
Instant Credit Card Number: Instant Approval and Use | Amex US
Instant Card Number by American Express provides eligible Card Members access to their Card Number after approval for digital use prior to physical Card delivery.
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Delta Air Lines
delta.com › english - home › skymiles loyalty program › airline reward credit cards › amex personal credit cards
Amex Personal Credit Cards | Delta Air Lines
Delta SkyMiles Reserve American Express Card, Go to footer note ... On personal card products, learn if you’re approved for a Delta SkyMiles® American Express Card with no impact to your credit score.
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American Express
americanexpress.com › us › credit-cards
Credit Cards - Compare & Apply Online - American Express
Find the best credit card by American Express for your needs. Choose between travel, cash back, rewards and more. Apply for a credit card online.