PayPal
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PayPal Credit Card
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PayPal
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Apply for the PayPal Cashback Mastercard
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Videos
Can I choose whether I get a PayPal Credit Card or a PayPal Credit digital account?
No. If approved, you’ll get either a PayPal Credit Card or a PayPal Credit digital line based on your credit history.
paypal.com
paypal.com › us › digital-wallet › ways-to-pay › credit-services
PayPal Cards and Credit Options | PayPal US
Can I choose whether I get a PayPal Credit Card or a PayPal Credit digital line?
No. If approved, you’ll get either a PayPal Credit Card or a PayPal Credit digital line based on your credit history.
paypal.com
paypal.com › us › digital-wallet › ways-to-pay › credit-services › paypal-credit
PayPal Credit: Your Reusable Credit Line | PayPal US
What is the difference between the PayPal Credit Card and the PayPal Credit digital line?
The PayPal Credit Card is a travel companion and so much more. Use it to pay over time on all qualifying travel purchases posted to your account by September 30, 2026, plus use it wherever Mastercard is accepted. When you check out with PayPal, use PayPal Credit Card to unlock special financing on all purchases of $149 or more.
If you aren’t approved for the PayPal Credit Card, you might still get a PayPal Credit digital line. This is a reusable, digital line of credit, with the same special financing offer when you check out with PayPal on purchases of $149 or more.
paypal.com
paypal.com › us › digital-wallet › ways-to-pay › credit-services › paypal-credit
PayPal Credit: Your Reusable Credit Line | PayPal US
PayPal Newsroom
newsroom.paypal-corp.com › 2025-06-03-PayPal-Enhances-Popular-Online-Credit-Offering-with-New-Physical-Card-for-In-Store-Use
Press Release: PayPal Enhances Popular Online Credit Offering with New Physical Card for In-Store Use - Jun 3, 2025
"Bringing together Mastercard's global acceptance network with PayPal's trusted digital platform, this new offering extends PayPal Credit with a physical card that empowers cardholders to shop seamlessly and confidently everywhere—whether they're booking summer travel or making everyday purchases." This new offering joins the PayPal Cashback Mastercard® as another physical option to use both online and in stores and can be added to mobile wallets for fast and easy tap-to-pay. Plus, customers looking for flexibility at checkout can also apply for a PayPal Buy Now Pay Later loan which lets them break purchases into smaller payments over weeks or months.
YouTube
youtube.com › watch
How to Apply for PayPal Credit Card - YouTube
👉 Learn how to find the PayPal credit card application formNeed a PayPal account sign up here: https://trufinancials.com/paypalClick “Show More” to see my F...
Published October 17, 2024
TruTech Tools
trutechtools.com › home › get credit › how to buy with paypal credit
Buy now with PayPal Credit | Apply for 6 months financing
Shop with PayPal Credit's digital, reusable credit line anywhere PayPal is accepted and enjoy 6 months special financing on purchases of $99.00+. Just fill out a quick application, and get a credit decision in seconds.
PayPal
paypal.com › us › cshelp › article › how-do-i-apply-for-a-paypal-cashback-mastercard-help753
How do I apply for a PayPal Cashback Mastercard? | PayPal US
You can apply on the PayPal website or in the PayPal app.
Credit Karma
creditkarma.com › creditcard › ccpaypal01
Credit scores and much more - Intuit Credit Karma
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website. Apply with no impact to your credit score if you're declined.² · Earn 3% cash back³ on PayPal ...
WalletHub
wallethub.com › answers › cc › how-to-apply-for-paypal-credit-card-1000555-2140806240
How to Apply for PayPal Credit Card
December 23, 2024 - The only way to apply for the PayPal ... to the online application by going directly to PayPal’s website. Keep in mind that the PayPal Cashback Mastercard® requires fair credit, which means you need a 640+ credit score for high approval odds. Also note that applying for the card triggers a ...
PayPal Community
paypal-community.com › t5 › Products-Services › How-to-get-the-online-form-to-apply-for-PayPal-credit › td-p › 3093635
How to get the online form to apply for PayPal cre... - PayPal Community
How to get the online form to apply for PayPal cre... ... No online form, read the link. https://www.paypal.com/uk/cshelp/article/what-is-paypal-credit-and-where-can-i-use-it--HELP472
PayPal
paypal.com › credit-application › paypal-credit › da › us › landing
PayPal Credit
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PayPal Community
paypal-community.com › t5 › Products-Services-Archives › How-do-I-apply-for-PayPal-credit-online › td-p › 3040458
How do I apply for PayPal credit online? - PayPal Community
Hello, I would like to apply for PayPal credit. I read online that you have to have an account which I do but I don't see where to apply? I am in France and read that {Paypal credit is now offered to France} I'd like to apply today. Can someone advise me and provide a link if there is one?
PayPal Prepaid
paypal-prepaid.com
PayPal Prepaid Mastercard | PayPal Prepaid
If you do not already have a PayPal Balance account you will link to this Card, visit www.paypal.com to get one, or you may get one when you activate this card online. PayPal Balance account required for certain features, but not to have the PayPal Prepaid Card.
Wikihow
wikihow.com › finance and business › managing your money › budgeting › managing and paying bills › how to use paypal credit (with pictures) - wikihow
How to Use PayPal Credit (with Pictures) - wikiHow
March 10, 2025 - You basically use it like a credit card—you can either pay for your purchases right away or pay them off over time. Our guide will show you how simple it is to go through the PayPal Credit approval process! ... Make sure you have a PayPal account. In order to apply for PayPal Credit, you'll need to have an existing PayPal account that is in good standing.
JustAnswer
justanswer.com › computer › io21b-paypal-credit-card-send.html
PayPal Credit Card: How to Apply, Login, and Use
Please click on the link below to apply for PayPal Credit.
PayPal
paypal.com › us › cshelp › article › what-is-the-difference-between-paypal-credit-card-and-paypal-credit-digital-line-help472
PayPal Credit: Flexible Payments for Purchases | PayPal US
If you aren’t approved for the ... out with PayPal on purchases of $149 or more.1 ... You can apply for a PayPal Credit account from the PayPal website or in the PayPal app....
Reddit
reddit.com › r/creditcards › the paypal credit card is underrated
r/CreditCards on Reddit: the PayPal credit card is underrated
October 11, 2023 -
For context I have six cards: Apple Card, discover it, Amex gold, chase freedom flex, chase Amazon prime visa, and the PayPal card
$0 annual fee with 2% cash back everywhere AND 3% cash back when you use PayPal. I use the Apple Card as my default if I can use Apple Pay, but i just moved to a city where Apple Pay is less common and PayPal has been my main method of paying ever since.
I decided to make this post because PayPal notified me today that you can finally add paypal card to apple wallet. That was the one issue I had with the card and it’s been fixed.
People always talk bad about paypal card because of synchrony, but I haven’t had any issues personally. Would love for someone to explain why synchrony is bad.
Top answer 1 of 5
62
I have the PayPal Card, I use it for online PayPal purchases, and as a 2% catch-all. I also really like the card. My favorite card is the Venmo Card, I wish I could use it with Apple Pay.
2 of 5
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I have a PayPal Mastercard also. It's been fine, but I've never needed to use Synchrony's customer service, so I can't really speak for that. One thing I don't like is how they make you pay a fee for purchase protection. (EDIT: I was referring to an optional fee for an extra feature. They may have changed it though, I just logged onto my account and couldn't find it.) It used to be my daily driver, but since then I've switched to Amex and I only use the PayPal as a backup card. Depending on the category I might not get as much value from Amex per transaction as with the PayPal, but from all accounts Amex is a much better company to deal with (all my dealings with them have been fantastic). I value convenience and peace of mind over chasing the perfect amount of cash back or points. The PayPal card has foreign transaction fees and we're starting to do more international travel, so I'm probably going to replace it as a backup card with another 2% card that doesn’t have FTFs, probably the Sofi one.