You may also call the activation phone number listed on the letter received with your credit card. You can pay your credit card in Mobile or Online Banking, at a financial center or ATM, by phone, or by mail. Select “More Information” in the “pay your credit card bill” tile for additional details. A balance transfer lets you move a balance from a personal non-Bank of America credit card or loan to your eligible Bank of America credit card.

Log in to Online Banking to activate your credit card · Don’t have a login? Enroll in Online Banking

Log in to Mobile & Online Banking to access your personal and small business accounts, see balances, transfer funds, pay bills and more.

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November 26, 2023 - From the login page on the Bank of America website or its mobile app for iOS or Android, fill out the Online ID and Passcode fields using your new credentials, then click “Sign in” to access your account.

Enroll now, activate your card and manage your accounts online and on the go. Sign in and save time. If you're already using Online Banking, simply sign in using your Online Banking ID and Passcode to speed up the activation process.

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October 28, 2025 - Click “Enroll” and enter the last 6 digits of your card or your account number and your Social Security number or Tax ID Number to verify your credit card account. Choose your Bank of America username and password.

Now all you need to access your credit card rewards through Online Banking or directly through our redemption websites is your Bank of America® User ID and Password.

October 29, 2025 - Verify your personal information (e.g., Social Security number, card number, or phone number associated with your application) to activate your card. On the website: Log in to your Bank of America account (or create an account if you don’t already have one) and find the activation page.

Now all you need to access your credit card rewards through Online Banking or directly through our redemption websites is your Bank of America® User ID and Password.

Visa and MasterCard credit and debit cards: Your 3-digit security code is located on the back of your card in the signature line. American Express cards: Your 4-digit code is located on the front of your card, just above the embossed card number.

Login to view and manage your Bank of America Private Bank account. Access mobile and online banking capabilities, see account details, and more.

Mastercard® credit cards from Bank of America offer you the flexible rewards you're looking for. Apply online.

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