Ratehub.ca
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Compare the best credit cards in Canada - Ratehub.ca
Looking for a new credit card? Compare the best credit cards in Canada for 2026 using our credit card comparison calculator.
Rates.ca
rates.ca › credit-cards
Best Credit Cards of 2025 in Canada
October 24, 2025 - We compared the top travel credit cards using our Best of Finance methodology and ranked the cards that provided the highest first-year value. Of all the credit cards participating in the Avion program, the RBC Avion® Visa Infinite Card is the most popular with Canadian consumers.
How many credit cards should I have?
There is no one-size-fits-all answer to how many credit cards you should have. It's a matter of personal preference and financial responsibility. For many individuals, one or two well-managed credit cards are sufficient. However, if you can handle them responsibly and benefit from the rewards and benefits, having a few additional cards may make sense. Always monitor your credit usage and financial situation to make informed decisions about your credit card portfolio.
ratehub.ca
ratehub.ca › credit-cards
Compare the best credit cards in Canada - Ratehub.ca
What is the best credit card in Canada?
The best credit card in Canada depends on your specific needs and preferences. Consider factors like your spending habits, annual fees, rewards, interest rates, and additional benefits when choosing a credit card. Compare options to find one that aligns with your financial goals and lifestyle.
ratehub.ca
ratehub.ca › credit-cards
Compare the best credit cards in Canada - Ratehub.ca
What is the best free credit card in Canada?
The American Express SimplyCash card is our top pick for a no-fee credit card. You’ll earn 2% back on gas and groceries, and a steady 1.25% on everything else. Plus, the card comes with a 5% welcome bonus.
moneysense.ca
moneysense.ca › home › articles › the best credit cards in canada for 2025
The best credit cards in Canada for 2025 - MoneySense
Videos
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Ranking Every Credit Card in 2025 - Here’s What’s Good - YouTube
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Find the Best Credit Card in Canada (and Max the Cash Bonus!) - ...
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Ranking Every Credit Card in 2025 – Here’s What’s Good - YouTube
17:18
7 Amazing Credit Cards No One Uses (All S Tier) - YouTube
25:36
Top Canadian Credit Cards Ranked (2025 Tier List) - YouTube
CreditCardGenius
creditcardgenius.ca › credit-cards
Compare Canada's Credit Cards All In One Place
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Best credit cards for Canadians
Cobalt doesn’t usually have large signup bonus’. You may be holding out for nothing. More on reddit.com
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June 14, 2025Best cash back or point credit cards in Canada?
I have the Scotia Momentum Visa Infinite (had for years) It gives: 4% on groceries and recurring payments 2% on gas and daily transit 1% on everything else There are some additional T&Cs around this. Cost is $120/year. They pay back once a year, in my case in November This year I'm getting back over $800 so far More on reddit.com
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September 25, 2025Best credit cards to go with the Chase Sapphire Reserve
Chase Freedom and Freedom Unlimited. They earn the same points that the CSR does.
Freedom: Rotating 5% categories, right now it's grocery stores. Usually grocery or gas are one of the categories.
Unlimited: 1.5% back on everything (i.e. non-category spend).
More on reddit.com 8
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December 6, 2016What are the best credit cards for paying rent?
Def look into apply for a new card every 3-6 months with generous sign up bonuses since you can easily hit minimum spend requirements. This will yield a much better return than 2% cards. As someone else mentioned, CSP in branch offer is the best to go after. After another 3-6 months, look into the Citi Premier. More on reddit.com
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June 10, 2021Reddit
reddit.com › r/personalfinancecanada › best credit cards for canadians
r/PersonalFinanceCanada on Reddit: Best credit cards for Canadians
June 14, 2025 -
I wanted to get the Amex cobalt but some friends are telling me that the signup bonus is a bit low rn and to wait for an offer.
Is there another card that’s worth it?
For reference I’m in the GTA and spend money on going out and groceries. Could also consider using chexy to pay for my rent.
I already have a Scotia passport infinite for lounge access and foreign travel.
Top answer 1 of 5
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Cobalt doesn’t usually have large signup bonus’. You may be holding out for nothing.
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If you have Roger’s anything, including Fido, the Roger’s World Elite is almost unbeatable. Effectively 3% cash back on everything when applied against Roger’s purchases (bills, phones, etc).
CIBC
cibc.com › en › personal-banking › credit-cards › no-annual-fee.html
Choose the Best CIBC No Annual Fee Credit Cards in Canada for You
Terms and conditions Skip to terms and conditions for the CIBC Dividend Visa Card. Back to filters ... Earn up to 3% cash back everywhere Mastercard is acceptedThe CIBC Costco Mastercard is exclusively for Costco members.1 ... Learn more about the CIBC Costco Mastercard. Apply now for a CIBC Costco Mastercard. Opens in a new window. Terms and conditions Skip to the terms and conditions for the CIBC Costco Mastercard. Back to filters ... Start building your credit history and automatically earn bonus points1 in your top 3 spend categories.
Mastercard
mastercard.ca › en-ca › find-a-credit-card
Apply for Credit Cards | Compare Best Credit Card Offers & Rewards | Find a Credit Card
To apply for a credit card online, compare the best credit card offers and rewards. Find the right Mastercard credit card to suit your needs.
TD
td.com › ca › en › personal-banking › products › credit-cards › browse-all
Best TD Credit Cards in Canada | TD Canada Trust
Up to 60,000 Aeroplan pointsb1 could be yours with the TD® Aeroplan® Visa* Business Cardb1. Conditions Apply. Account must be approved, open and in Good Standing. Offer effective as of September 4, 2025. ... Invest back into your business with Cash Back Dollars.
MoneySense
moneysense.ca › home › articles › the best credit cards in canada for 2025
The best credit cards in Canada for 2025 - MoneySense
November 12, 2025 - Our top picks for the best credit cards in Canada include the Rogers Red World Elite Mastercard, Scotia Gold Amex, and TD Aeroplan Visa Infinite, among others.
Scotiabank Canada
scotiabank.com › ca › en › personal › credit-cards › award-winning-credit-cards.html
Award-winning credit cards in Canada | Scotiabank Canada
Winner of the 2024 Canada's Choice RWRDS.ca Top No Foreign Transaction Fee Credit Card · Winner of the 2024 milesopedia Best Credit Card for No FX
CIBC
cibc.com › en › personal-banking › credit-cards › comparison.html
Credit Card Comparison | CIBC
Compare CIBC credit cards in Canada to find the best credit card for you. Use our credit card comparison tool to compare features, interest rates, reward programs and fees.
Forbes Advisor
forbes.com › advisor › ca › credit-cards › best › best-credit-cards
Compare The Best Credit Cards In Canada For 2025 – Forbes Advisor Canada
December 1, 2025 - Discover the best credit cards in Canada and compare the top-rated cards for travel, cash back, rewards and more.
Ratehub.ca
ratehub.ca › blog › best-credit-cards-in-canada
The best credit cards in Canada for 2026 | Ratehub.ca
3 days ago - We've rounded up the best credit cards in Canada for 2025 for everything from travel and cash-back rewards to low interest credit cards and more.
NerdWallet
nerdwallet.com › back to nerdwallet homepage › credit cards › best credit cards in canada | jan 2026
Best Credit Cards in Canada | Jan 2026 - NerdWallet Canada
2 weeks ago - The SimplyCash Preferred Card from American Express is a no-nonsense cash-back powerhouse, offering 4% back on groceries and gas and 2% on everything else — the highest base rate among the cards we evaluate. No points to track, no charts to decode — just cold, hard cash back. ... Want more options? Compare our full list of picks for the best cash-back credit cards.
Reddit
reddit.com › r/personalfinancecanada › best cash back or point credit cards in canada?
r/PersonalFinanceCanada on Reddit: Best cash back or point credit cards in Canada?
September 25, 2025 -
My family and I currently put nearly all of our purchases, bill payments, and charitable giving on our Costco credit card.
After reviewing our statements, I realized that over the past few years we’ve charged close to $50,000 annually, yet the cash-back return feels underwhelming.
Given that level of spending, I’m wondering which credit card might be the best fit for maximizing cash back or points. We rarely travel internationally, so I’ve leaned toward cash-back rewards instead of travel points, but I’m open to either if the value is compelling.
What card would you recommend for someone with this spending pattern?
Top answer 1 of 27
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Credit card churning maximizes earn rate. Other wise the amex cobalt is best for points, rogers bank we 3% (if you have rogers fido bill otherwise 1.5%), wealthsimple visa if you can get it for free. MBNA We is also good but only in specific categories, best to pair it with another card.
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I have the Scotia Momentum Visa Infinite (had for years) It gives: 4% on groceries and recurring payments 2% on gas and daily transit 1% on everything else There are some additional T&Cs around this. Cost is $120/year. They pay back once a year, in my case in November This year I'm getting back over $800 so far
NerdWallet
nerdwallet.com › back to nerdwallet homepage › credit cards › best no-fee cards in canada | january 2026
Best No-Fee Credit Cards in Canada for January 2026
2 weeks ago - This rewards credit card lets you earn Avion points on everyday essentials like groceries, gas, entertainment and more, with no annual fee. Special offer: Get 7,000 Avion points upon approval - that’s $50 of value in gift cards! Plus get a 6-month complimentary DashPass subscription – a value of almost $60. Click "Apply Now" for details. ... NerdWallet Canada selects the best credit cards based on overall consumer value as well as their suitability for specific kinds of consumers.
The Globe and Mail
theglobeandmail.com › globe investor › report on business › which travel credit card is right for you? we ranked canada’s top choices in 2025
Which travel credit card is right for you? We ranked Canada’s top choices in 2025 - The Globe and Mail
3 weeks ago - However, those who qualify gain access to comprehensive travel insurance including $2-million in emergency medical coverage for the first 21 days of travel, among the best in its price tier. One of the standout features of this card is its flexibility. MBNA Rewards points can be redeemed for travel, merchandise, gift cards, or even cash back, giving you full control over how you use your rewards. ... Which travel credit card is best for you?
RBC Royal Bank
rbcroyalbank.com › personal › credit cards in canada
Apply for a Credit Card Online | RBC Royal Bank of Canada
Discover the best credit card for your lifestyle in Canada. Choose from a variety of credit card types with cash back, rewards, low interest, business, travel and more. Apply online for an RBC credit card today.
RBC Royal Bank
rbcroyalbank.com › credit-cards › tools › compare-credit-cards.html
Compare and Find the Best Credit Card for You - Royal Bank of Canada
Compare RBC credit cards to find the one that best matches your needs. Use our comparison tool to view travel, rewards and more credit cards. Apply online.
BMO
bmo.com › credit cards › all cards
Canadian Mastercard & Visa Credit Cards: Browse All - BMO
Browse all BMO Canada Mastercard & Visa credit card options. Get the best credit card for you from our range of cashback, rewards points, no annual fee & more!
Daily Hive
dailyhive.com › canada › best-credit-card-canada-2026
Here are the best credit cards in Canada for 2026 | National
November 19, 2025 - “With one of the highest earn rates on groceries and gas, flexible redemption options, and premium Visa Infinite benefits, this card continues to be a reliable choice for maximizing savings on daily spending,” reads the report.