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mastercard.com › us › en › personal › find-a-card › credit-card › credit-type › fair-credit.html

Credit Cards for Fair Credit - Mastercard

Find credit cards from Mastercard for people with fair credit. Compare credit cards from our partners, view offers and apply online for the card that is the best fit for you.

forbes.com › advisor › ca › credit-cards › best › fair-credit-in-canada

Best Credit Cards In Canada For Fair Credit For 2025 – Forbes Advisor Canada

October 10, 2025 - While you can be approved for this card with fair credit, you’ll need a minimum income of $50,000 (personal) or $80,000 (household) to qualify for this card. ... The Tangerine World Mastercard is best for those with fair credit who want to ...

People also ask

What is the best credit card for fair credit with the highest limit?

Credit card issuers usually don't disclose the maximum credit limit for cards, because the limit is based on factors that differ between applicants like income, credit score, debt load and repayment history. So, the best way to get a fair credit card with a high limit is to have a strong financial profile when you apply. Some of the best credit cards for fair credit include the RBC Cash Back Mastercard, Neo Credit Mastercard, Scotiabank SCENE+ Visa Card and Scotia Momentum No-Fee Visa Card.

finder.com › ca › credit cards › 4 best credit cards for fair credit in canada

4 Best Credit Cards for Fair Credit in Canada | Finder Canada

What is the best credit card for fair credit that offers instant approval?

Several credit cards for fair credit scores offer instant approval. Some examples are the SimplyCash Preferred by American Express, American Express Cobalt, American Express Aeroplan Card and the MBNA Amazon Rewards Card.

forbes.com › advisor › ca › credit-cards › best › fair-credit-in-canada

Best Credit Cards In Canada For Fair Credit For 2025 – Forbes ...

What kind of credit card can you get with a fair credit score?

It's possible to qualify for both secured and unsecured credit cards with a fair credit score. A secured card requires an upfront deposit that becomes your credit limit. To qualify for premium cards or the lowest interest rates, you'll need a good or excellent credit score.

finder.com › ca › credit cards › 4 best credit cards for fair credit in canada

4 Best Credit Cards for Fair Credit in Canada | Finder Canada

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Best Credit Cards For Fair Credit That Check Transunion in 2025 ...

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nerdwallet.com › back to nerdwallet homepage › credit cards › best credit cards › best credit cards for fair or average credit of january 2026

Best Credit Cards for Fair or Average Credit of January 2026 - NerdWallet

3 days ago - This card for people with fair or "average" credit pays the same cash-back rate as the regular Quicksilver card, which targets people with excellent credit. The key difference is that this version charges an annual fee while the regular one does not (see rates and fees). Read our review. ... The $0-annual-fee Upgrade Cash Rewards Visa® is a cross between a credit card and a personal loan, and it can offer the best of both worlds: flexibility, but with predictable terms from month to month.

money.ca › credit-cards › best-credit-cards-fair-credit

Best Credit Cards for Fair Credit in Canada

January 14, 2025 - The BMO Preferred Rate Mastercard® is one of the best credit cards for fair credit for anyone focused more on saving money with a lower interest rate than with cash back rewards because they don’t always pay off their balance in full.

creditkarma.com › credit-cards › fair-credit

Best Credit Cards for Fair/Average Credit August 2025

Best for credit line increases: Credit One Bank® Platinum Visa® for Rebuilding Credit · Best for students: Discover it® Student Cash Back · Here’s why: Capital One advertises that this card is intended for people with fair credit, which ...

capitalone.com › credit cards › fair or building credit

Credit Cards for Fair Credit | Capital One

If you’re simply new to the world of credit or are trying to expand your credit history, consider applying for a credit card for fair credit, like SavorOne, QuicksilverOne, the Quicksilver Secured, or the Platinum Mastercard.

credit.com › credit-cards › fair-credit

Credit Cards for Fair Credit: Ultimate Guide | Credit.com

Below, we highlight factors you should consider when evaluating and applying for a credit card for fair credit. Based on their APRs, fees, rewards and other features, we have selected these cards from as the best for individuals with fair credit from our partners.

supermoney.com › home › credit card › credit cards › credit cards for fair credit

Compare the Best Credit Cards for Fair Credit - January 2026 - SuperMoney

4 days ago - In the middle of the credit journey? We’ve got you covered. Discover the best credit cards for fair credit—offering solid rewards, flexible approval, and a chance to build toward excellent credit.

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comparecards.com › credit-quality › fair

Best Credit Cards for Fair Credit | CompareCards.com

Looking for credit cards for fair credit? Browse our lists of credit cards for average credit holders and find good credit cards with low APRs and instant approval.

finder.com › ca › credit cards › 4 best credit cards for fair credit in canada

4 Best Credit Cards for Fair Credit in Canada | Finder Canada

July 11, 2025 - Some of the best credit cards for fair credit include the RBC Cash Back Mastercard, Neo Credit Mastercard, Scotiabank SCENE+ Visa Card and Scotia Momentum No-Fee Visa Card.

experian.com › credit-cards › best-for-fair-credit

Best Credit Cards for Fair Credit of 2025 - Experian

If you have fair credit, it’s unlikely that you’ll be approved for as high of a credit limit as someone with good credit. Most travel credit cards require you to have a credit score ranging from good to excellent credit in order to qualify. However, some credit cards for fair credit offer rewards programs that allow you to earn points or cash back on eligible travel purchases.

usa.visa.com › pay-with-visa › find-card › apply-credit-card › fair

Credit Cards for Fair Credit Score - Visa

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reddit.com › r/credit › cc for fair credit

r/CRedit on Reddit: CC for fair credit

August 23, 2024 -

I (639 credit score) could use some advice on where to go from here. I currently have a Discover secured card ($300 limit) for the past 5 months or so and honestly its really helped me finally get a grasp of financial literacy/reaponsibity.

Id like to add a second card to my wallet if for anything to centralize bills and such. I've listed below one card I found out about and the rest are from Credit Karma. Im just not sure where I should go from here so any advice would be greatly appreciated. I dont have many bills, mainly just cell and some subscriptions. The one caveat to the quicksilverone is the annual fee $(40?) Which would be nice to avoid.

Citi Double Cash - heard about this card, any opinions?

Capital One QuicksilverOne - good chance (CK)

Capital One Quicksilver - excellent chance (CK)

Capital One Platinum - excellent chance (CK recommended)

First piece of advice, never listen to Credit Karma approval odds or any recommendations provided by CK. What is the source of the credit score you are referencing? You have dozens: https://old.reddit.com/r/CRedit/comments/1bpl3ud/credit_myth_1_you_only_have_one_credit_score/ Is your 5 month old Discover card the only account as seen on your credit reports? If it's not your first account, perhaps you can see your TransUnion Fico 8 score through them. Can you? If it is your first account, it could take another cycle or two before it shows up, as you need to have an account open for 6 months in order to see your first Fico score. Stay away from Citi products until you have at least a year of revolving credit history. For the Capital One cards, go to the Capital One pre approval site and see if you have any offers on the table. Going with a card from them would be perfectly fine as a second in your lineup. Like Discover, Capital One is accepting of thin/young files.

I always recommend waiting about a year between new accounts. Credit building is a bit of 'one step back, two steps forward' and each new account early in your credit building journey is a step back with the first step forward after that being about 6 months later and the second step being around a year after opening the account. Take those two steps forward before taking another single step back, is my way of thinking. A new account generally results in a small score drop that recovers within 6 months and with consistent use, perfect payment history and a habit of always paying your full statement balance each month, will generate decent steady net score gains up to that year mark. By giving each account at least a year to mature and generate some payment history, you're allowing your score and profile to be in a better place for the next account. If you apply for multiple new accounts too close together, you're just doubling up on the number of cards you're getting with the same qualifications instead of building up to better things by waiting for your score to improve. Of course if you had no credit prior to this card, you'll have nothing to compare it to 'a year ago' once the card reaches a year in age since it usually takes 6 months for a new credit profile to emerge with scoring data. But you can see where you stand when it 'debuts' vs the one year mark and as others have suggested, use pre-approval tools to see what cards you can qualify for at that point. A lot of people start with a secured card that can graduate but either way, your second card should certainly be an unsecured card with some benefit that your first card does not have. Each new card used right is a benefit to your score but can also offer perks that you wouldn't have gotten from previous offers. Don't rush the building process. Allow your finances to grow and pace your credit building alongside them. If you don't have enough expenses or types of expenses to warrant a new account, hold off until you do. Otherwise you may end up with a card that doesn't get enough use and your credit limit is decreased, or you'll be spreading your expenses to thinly across multiple cards and won't see credit limit increases (CLI's). CLI's are the best way to improve your utilization over time and have a more stable score that is resilient to score changes related to utilization. If you stifle growth on your cards, your limits won't grow as much, and small purchases could have larger impacts on your usage metrics. This is why it's better to generally ignore utilization in between any applications and spend regularly on your cards. It doesn't matter if you have higher utilization when no one is looking at your score and regular use of your cards combined with paying your full statement balances every month are the key to getting higher and more frequent CLI's that will improve your utilization without having to micromanage balances. You should make a concerted effort to lower utilization before applications but otherwise, don't worry about what your score likes with higher utilization. It has no long-term impact on your score and efforts to keep it low by paying balances early, limiting spending, etc. can be counterproductive to building credit. Eventually, your available credit will be high enough that even with regular spending, you maintain low utilization. Until then, you can always optimize it when needed. EDIT: Just saw you applied for a new card while I was writing this haha. All good if you were able to get an unsecured card with some benefits!

nerdwallet.com › back to nerdwallet homepage › credit cards › canadian cards that accept bad credit for jan 2026

Canadian Cards That Accept Bad Credit for Jan 2026 - NerdWallet Canada

Per Equifax Canada, “fair” credit generally falls in the 560–659 range, while TransUnion Canada’s comparable band is about 601–660. For this group, our editorial team chose cards suitable for applicants who fall within these ranges and are more likely to be approved with fair credit.

capitalone.com › learn & grow › money management › cards for average credit

Credit Cards for Fair or Average Credit | Capital One

Capital One offers credit cards for fair or average credit including secured, student or unsecured cards.

CreditCards.com

creditcards.com › fair-credit

Best Credit Cards for Fair/Average Credit of 2025 | CreditCards.com

December 10, 2019 - Best features: Earning unlimited cash back rewards while strengthening your credit makes this our pick for the best credit card for fair/average credit with flat-rate rewards. You’ll earn consistent 1.5% cash back on all purchases, with no need to juggle rotating rewards categories or track spending.

creditsesame.com › credit cards › credit cards – cards for fair credit

Credit Cards for Fair Credit | Credit Sesame

November 21, 2022 - Even though your credit score may be in the Fair Credit range, there still are some good cards in this category. Some may even have rewards. If you are approved, expect a low credit line and potentially an annual fee. Regardless of how small the credit limit may be, responsible use of these cards will help build your credit. Compare offers from our partners. ... No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account.

bankrate.com › global › credit cards › advertiser disclosure category pages

Best Credit Cards for Fair/Average Credit of December 2025 | Bankrate

November 22, 2024 - Why you'll like this: This card is one of the more accessible cards on the market with a forgiving, low ongoing APR compared to other cards for fair credit. ... What we know: It doesn’t require a credit check when you apply, or even a bank account (you can send your security deposit via check or money order). That makes it ultra-accessible for people with limited credit or anyone who’d rather avoid the credit score ding that comes with hard credit pulls. Alternative: If you think you may need to carry a balance, a secured card probably isn’t the best option.

CreditCardGenius

creditcardgenius.ca › blog › credit-cards-for-fair-credit-canada

Credit Cards For Fair Credit In Canada – Your Best Options

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