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BMO
bmo.com › en-us › main › contact-us
Contact Us for U.S. Customers - BMO
Are you looking for some assistance and based out of the U.S.? Reach us by phone, make an appointment and get answers to FAQs on all banking products.
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BMO U.S.
bmo.com › credit cards › use my card
Credit Card Support: Activate, Report a Card & More - BMO
You can also call to activate. To activate your Platinum, Platinum Rewards and Cash Back card, call 1-855-825-9237. To activate your Premium Rewards and Escape card, call 1-855-825-9238 ... To activate your credit card sign in to BMO Digital Banking.
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BMO
www21.bmo.com › content › en › contactus.html
Contact Us
Call 1-800-363-9992 if you are using a BMO Debit Card · Call 1-800-263-2263 if you are using a BMO MasterCard
Discussions

BMO credit card customer support wait times have been atrocious for ages. Are all credit cards/banks like this, or are some better, such as AmEx?
I work for BMO, not call center though. Upper management been telling us for well over a year that they are aware of the issue, and are working to find "proper talent" to fix the staffing issues. At this point, its clear that the company just doesnt really care about wait times for customers, or the extra work this puts on already understaffed branches. Anyone I know who has worked in the call center tells me it is absolute hell on earth, and upper management just doesnt want to make it better, so we all get stuck with this. Dont wait it to improve, cause it never will. More on reddit.com
🌐 r/PersonalFinanceCanada
153
124
December 16, 2022
Nightmare situation with BMO
You can call BMO collect at +1 514-877-0330. You may have to dial 00 first. This number should be on the back of your credit card. More on reddit.com
🌐 r/PersonalFinanceCanada
68
0
October 11, 2024
BMO closing my LOC
It's just made up reasons to close your LOC due to inactivity. More on reddit.com
🌐 r/PersonalFinanceCanada
79
39
May 9, 2025
Scam call and text claiming to be BMO?
Someone I know is experiencing the exact same thing. Thanks for posting about this! We were still unsure if it was a scam or not, but now it is confirmed. Same thing with the non-6 digit phone number. The account info they were quoting was somewhat out of date, which was another flag. The associated credit card had recently had a fraudulent charge too, so may have been related. I'd recommend double-checking your recent charges. Don't have any more advice besides contacting your bank though. More on reddit.com
🌐 r/PersonalFinanceCanada
16
5
January 13, 2024
People also ask

How do I apply for a BMO credit card?
Already a BMO customer? You can apply online, at a branch or by calling 1-888-340-2265. Don’t bank with us yet? No problem, we can help you with that. Just come by your nearest branch to get started. Here’s what you’ll need:Personal details (like your name, address, the state you reside in and your SSN)Your income and its source(s)A few banking details like your bank name and the account type
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bmo.com
bmo.com › personal › credit cards
Get a Credit Card: Easily Apply for a Mastercard - BMO
I’m a BMO customer in Canada. Can I apply for a BMO U.S. credit card?
Yes! Our personal credit cards come with great benefits and rewards that are available to our Canadian customers.If you’re a BMO customer in Canada interested in a BMO U.S. credit card, please call 1-888-214-6720, or visit any U.S. branch to apply or get more information.
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bmo.com
bmo.com › personal › credit cards
Get a Credit Card: Easily Apply for a Mastercard - BMO
How can I use my BMO Cash Back Credit Card to earn the most cash back?
It’s easy! For every eligible dollar you charge to your BMO Cash Back Credit Card, you automatically earn cash back. Charges that are eligible for cash back include, but are not limited to, airline, restaurant, hotel, car rental, service station, mail and online orders and retail purchases. Payments and cash advances are ineligible for cash back accrual. Learn more about how the BMO Flex Rewards Program works.
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bmo.com
bmo.com › credit cards › bmo cash back credit card
BMO Cash Back Credit Card: Pay No Annual Fees - BMO
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BMO
bmo.com › en-us › main › contact-us › contact-center-support-tool
Online Support for All Your Banking Questions - BMO
Use our new online support tool to get quick answers. We can help with password reset, bank accounts, credit cards, mortgages, and more.
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BMO U.S.
bmo.com › personal › credit cards
Get a Credit Card: Easily Apply for a Mastercard - BMO
BMO offers a range of Mastercard credit cards to meet your spending and reward needs. Apply for a U.S. Mastercard credit card quickly and easily online.
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BMO U.S.
bmo.com › credit cards › bmo cash back credit card
BMO Cash Back Credit Card: Pay No Annual Fees - BMO
Stop by your nearest branch to chat about credit card options. ... We’ll reach out by phone or email at a time that’s convenient for you.
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BMO
bmo.com › pdf › Emergency_Travel_Web_E_L01.pdf pdf
If you ever have an emergency, virtually anywhere in the world,
BMO · ®MasterCard · ®*Emergency Travel Helpline Card. Within Canada or the U.S., call us using the toll-free numbers · provided. When travelling elsewhere in the world, simply use the · “Call collect through the Canadian Operator” phone numbers. Cut out the card and keep it handy in your wallet or purse, or with ·
Find elsewhere
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BMO
bmo.com › ways to bank › total look
Total Look: Manage All Your Accounts - BMO
If you have questions or disputes regarding your BMO deposit or loan accounts, please go to bmo.com or contact us at 1-888-340-2265. For BMO credit cards, please contact us at the number on the back of your credit card. For BMO investment accounts, please visit https://uswealth.bmo.com/con...
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WalletHub
wallethub.com › popular credit card questions
How To Make a BMO Credit Card Payment
January 10, 2025 - Online: Log in to your online account and click on “Pay & Transfer.” · By phone: Call 1-888-340-2265 and enter your card information when prompted, then follow the prompts to make a credit card payment.
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BMO
bmo.com › credit cards › credit card faqs
Credit Card FAQs - BMO Canada
You should change your PIN periodically for extra security. If you have forgotten your PIN, please call us at 1-800-263-2263 or visit your local BMO branch. If you are the primary cardholder, you may request an increase or decrease to the credit limit on your BMO credit card, follow these steps:
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Intelliresponse
bmocm.intelliresponse.com › olbb › en
Online Banking for Business
There’s a BMO representative to help you with any concern, big or small.
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Reddit
reddit.com › r/personalfinancecanada › bmo credit card customer support wait times have been atrocious for ages. are all credit cards/banks like this, or are some better, such as amex?
r/PersonalFinanceCanada on Reddit: BMO credit card customer support wait times have been atrocious for ages. Are all credit cards/banks like this, or are some better, such as AmEx?
December 16, 2022 -

Long story short, my credit card has issues from time to time (declined transactions with paying an out-of-country contractor, for instance) which seemingly has no way to be resolved online, and requires me to call in and get the transaction approved. Each of these calls takes about an hour of annoying hold music to get to a human to resolve, and is getting annoying, especially given that 'they apologize for the long wait times due to staffing issues' when it's been that way for like a year. I dunno, pay people better and maybe you can find some?

Anyway, it's a corporate Mastercard that I pay annually for so I find this kinda silly.

Are other companies or credit cards better at this? I always hear good things about American Express for customer service, but for all I know their customer service is trash lately too.

(It's only really for online purchases, so I don't mind if AmEx has less support at like Superstore or something.)

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MapQuest
mapquest.com › us › illinois › bmo-harris-bank-265715634
BMO Harris Bank, 111 W Monroe St, Ste 1200, Chicago, IL ...
BMO Harris Bank Headquarters in Chicago, IL offers a wide range of financial services including checking and savings accounts, credit cards, loans, mortgages, and investment options.
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GetHuman
gethuman.com › all companies › bmo bank customer service
BMO Bank Customer Service Phone Number 888-340-2265: Call Support
October 14, 2025 - Rather than trying to call BMO Bank first, consider describing your issue first; from that we may be able to recommend an optimal way to contact them via phone or web. In total, BMO Bank has 1 phone number.
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BMO
bmo.com › ways to bank › online banking
Online Banking: Sign-in & Bank Online - BMO
Make payments by adding a BMO credit or debit card to Apple Pay, Android Pay or Samsung Pay
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Better Business Bureau
bbb.org › us › il › chicago › profile › bank › bmo-bank-na-0654-1003514
BMO Bank N.A. | BBB Business Profile | Better Business Bureau
Chicago IL 60604 Phone Number: (312) 353-7390 http://www.sec.gov [email protected] ... Bank, Financial Services, Loans, Mortgage Broker, Mortgage Lenders, Retirement Planning Services, Credit Cards and Plans, Credit Card Merchant Services, ...