PNC
pnc.com › insights › personal-finance › spend › how-old-to-get-a-debit-card.html
How Old Do You Have to Be to Get a Debit Card? | PNC Insights
The answer is that it depends, since each bank’s requirements might vary. Younger consumers can often get a checking account and debit card if they have a parent or guardian as a co-signer on the account.
Till Financial
tillfinancial.com › financial-literacy › what-age-can-you-get-a-debit-card
How old do you have to be to get a debit card?
Many parents start considering a kids debit card when their child is around 10-13 years old, a time when they begin managing their own money that they receive through chores, allowances, gifts, and more.
Videos
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What to know about kid-friendly debit cards - YouTube
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Best Free Debit Cards for Kids & Teens: 2023 UPDATE - YouTube
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Best Child Bank Accounts With a Debit Card (2025) - YouTube
Do Minors Need to Have a Debit Card?
Whether your minor child needs to have a debit card can depend on their financial situation and your personal preferences. Some scenarios to consider:
sofi.com
sofi.com › learn › content › how-old-to-have-a-debit-card
How Old Do You Have to Be to Have a Debit Card | SoFi
Why Do Debit Cards Have Age Limits?
Debit cards have age limits because the age requirement for a bank account is usually set at 18. When you open abank account, you’re entering into a legal agreement with the bank.
sofi.com
sofi.com › learn › content › how-old-to-have-a-debit-card
How Old Do You Have to Be to Have a Debit Card | SoFi
Do all banks allow minors to have debit cards?
Every bank has its own policy with regard to who can have a debit card or checking account and whether that includes minors. If you’re unsure whether your current bank or credit union offers debit cards for minors, ask them.
sofi.com
sofi.com › learn › content › how-old-to-have-a-debit-card
How Old Do You Have to Be to Have a Debit Card | SoFi
GoHenry
gohenry.com › us › blog › financial-education › what-age-can-you-get-a-debit-card-in-the-us
What age can you get a debit card in the US? | GoHenry
July 7, 2025 - Applying for a current account with a debit card is slightly different from applying for a prepaid debit card. If your child is between 13 and 17 years old, most banks will require them to apply in the branch.
Greenlight
greenlight.com › learning-center › budgeting › how-old-do-you-have-to-be-to-get-a-debit-card
How old do you have to be to get a debit card? | Greenlight
Typically, you must be 18 to get a debit card, just as you would with a credit card. But with Greenlight, kids and teens can safely get started earlier because there’s no age requirement to get a debit card if your parent or guardian signs up.
SoFi
sofi.com › learn › content › how-old-to-have-a-debit-card
How Old Do You Have to Be to Have a Debit Card | SoFi
September 23, 2025 - If you’re interested in getting your child a prepaid debit card that isn’t associated with a specific bank account, there are platforms that allow that with no minimum age restrictions for kids.
Modakmakers
modakmakers.com › learning › glossary › first-kids-debit-card
What age should kids get their first debit card?
Start slow and gradually give them more financial freedom as they demonstrate responsibility. Yes, it is OK for a 10-year-old to have a debit card, especially with the right parental controls in place.
Chase
chase.com › education center › personal banking › banking basics
What Age Can You Get a Debit Card? | Chase
June 20, 2023 - What age can you get a debit card? Read through the article to learn more about what to consider, a few features and much more when getting a kids debit card.
Chase
personal.chase.com › personal › first-banking
Chase First Banking: Debit Card for Kids and Teens | Chase.com
Additionally, the account's debit card cannot be added to fund these types of transactions. Chase High School CheckingSM Opens in a new window, an account for teens ages 13-17, may be a better option for teens who need access to peer-to peer transactions. Compare our checking account options here Opens in a new window. Still have questions?
Bankrate
bankrate.com › credit cards › advice
At What Age Should Your Child Get A Debit Card? | Bankrate
March 13, 2025 - Typically, a parent or guardian will need to co-sign for the account until the child is 18 years old, when they can · transition to a traditional checking account. You may be asked to provide documentation for yourself and your child, such ...
Seattle's Child
seattleschild.com › home › should you get your child a debit card?
When to get a kid a debit card: expert Q&A | Seattle's Child
September 10, 2023 - Dean Brauer: “It’s important that the right guardrails are in place around their spending and that parents are using these as tools to help teach their children about finances and good money management. With the right oversight and functionality, kids can limit their mistakes. We always say: Better a wasted $10 at 10 years old than $10,000 of debt when you go to college and get your first credit card.”
Bank of America
info.bankofamerica.com › en › student-banking › banking-accounts
Bank Account Options for Kids, Teens, Students & Young Adults | Bank of America
Designed to give kids hands-on experience using a debit card, while parents stay in control. Exclusively for Bank of America customers. Flexible parental controls to customize your child’s spending limits and categories, monitor activity and set up alerts.6 · Mobile Banking8 access as early as six years old with restrictions on money movement.
Reddit
reddit.com › r/parenting › debit card for 12 year old
r/Parenting on Reddit: Debit card for 12 year old
March 20, 2024 -
Looking for recommendations. my oldest has been going out places with her friends and I’d like to have a way to give her some money without handing her cash or one of my cards. Can anyone recommend a good debit card for someone under 13? EDITED TO ADD My bank doesn’t offer any accounts or cards for those under 16. I’m aware of various prepaid cards that are geared toward kids but have seen mixed reviews on most of them.
Top answer 1 of 5
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Greenlight is a debit card for people aged 8-18. You can link it to your bank account and the kids and control the spending - for example, set a certain amount that will only work in a grocery store.
2 of 5
3
We gave our child a credit card, added as an authorized user on our account. That way if it gets lost we can shut it down, etc. it has worked great for years! Started at 10 years old.
Key.com
key.com › personal › financial wellness center › at what age should a child get a debit card?
How Old Do You Have to Be to Get a Debit Card? | KeyBank
KeyBank Hassle-Free Account®: The parent or guardian serves as the account owner, while children aged 13 and up can be designated as Authorized Minor Users. With the KeyBank Hassle-Free Account, you can transfer money to the card through online ...
Bankrate
bankrate.com › credit cards › news
Debit Or Credit Cards For Kids: A Guide For Parents | Bankrate
March 19, 2024 - Keep in mind: The rules for getting a debit card for a child vary by financial institution. But typically, most banks require a child to be at least 13 to 16 years old to have a personal debit card.
Chime
chime.com › money moves › banking basics › the best debit cards for kids and teens in 2026
The Best Debit Cards For Kids and Teens in 2026
December 5, 2025 - Wondering if your kid is ready for a debit card? As a parent, you may think cash is the best way to hone your kids’ spending skills. Debit cards are also a smart option, as they have several unique features and advantages that cash can’t offer.
Quora
quora.com › When-should-a-child-get-a-debit-card
When should a child get a debit card? - Quora
Answer (1 of 58): My kids have carried a duplicate of my credit card with them since they were old enough to want to go to the mall with someone else and her mother; around 12 or 13. Sending $40 and then having the other mother cover the tax inevitably forgotten by the child was an imposition tha...
First National Bank
bankatfirstnational.com › wallet-wise-blog › february-2022 › debit-card-for-kids
Should I Give My Kid a Debit Card? | First National Bank & Trust | FNBT - Southern WI & Northern IL
Ready to give your teen their first debit card? Learn about the banking options and apps out there for parents to teach kids how to manage money.
FFCCU
ffcommunity.com › debit-card-for-kids
Debit Card for Kids: Is Your Child Set Up for Financial Responsibility?
May 30, 2025 - At what age can my child get a debit card? A debit card for kids is available for those 13 years and older and usually linked to a checking account.
Alliant Credit Union
alliantcreditunion.org › money-mentor › how-to-choose-a-debit-card-for-minors
Debit Cards for Teens - Learn How to Choose & What Age is Right | Alliant
September 28, 2023 - Teen checking accounts have minimum age requirements. It's likely your financial institution has checking accounts for as young as 13 but some start at 15. If you feel like your child is not old enough for a debit card (or they don't meet most ...
Citizens Bank
citizensbank.com › financial education › debit card for teens: everything you need to consider
Debit Card for Teens: Everything You Should Consider | Citizens
If your teen gets a debit card, talk to them about keeping their information safe. As your kids grow, so do their spending needs. While a $5 bill may have once thrilled your little one, it doesn’t stretch far for a teenager.