Videos
When does Chase announce the Freedom bonus categories?
Chase announces its rotating 5% bonus categories one at a time, shortly before the new quarter begins.
Do Chase cash back rewards expire?
No, any cash back rewards or Chase Ultimate Rewards points you earn do not expire as long as you keep your credit card account open and in good standing.
Does the Chase Freedom Unlimited have a 5% cash back category?
The Chase Freedom Unlimited (see rates and fees) does not offer rotating 5% cash back categories but earns an unlimited 5% cash back on travel booked through Chase Travel. It also earns 3% back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% back on all other purchases.
Norwegian Cruise Line, Dining, and American Heart Association
I never thought we’d see 7x (1x base + 2x ongoing dining + 4x quarterly category) on dining again! It will be available to activate on the app/website starting 12/15.
Edit: For those who are skeptical about the stacking, I can confirm I am earning 7% on dining on my Freedom Flex. My first purchases for the quarter posted today (1/5/26) and show 7% earn in the Ultimate Rewards portal.