Chase
chase.com › education center › credit cards › credit scores
600 Credit Score: A Guide to Credit Scores | Chase
March 18, 2024 - A 600 credit score is considered fair as it falls between the ranges of 580 through 669. Discover what you can do with a 600 credit score and ways to help improve it.
Reddit
reddit.com › r/credit › 600 credit score approved for chase card
r/CRedit on Reddit: 600 credit score approved for Chase card
June 21, 2025 -
I have a 600 credit score, two charge offs, and 3 collections. I applied for a Chase freedom flex card and was instantly approved. My limit is only $500. I thought Chase only approved good credit scores? Is this a common thing?
Top answer 1 of 5
56
I burned them, and they approved me for $10k. I think they've changed their rules.
2 of 5
20
They seem to be more of a stickler for how many accounts you've opened recently. They have a pretty hard rule on it. I recently applied for the Flex and got denied even though my score is closer to 700.
Videos
Chase
chase.com › education center › credit cards › credit scores
Credit Score Needed for a Cash Back Card | Chase
Uncover opportunities to help improve your score and get your credit back on track. Continue640 credit score: A guide to credit scores · A 600 credit score is considered fair as it falls between the ranges of 580 through 669.
Chase
chase.com › education center › credit cards › building credit
What Credit Score Do You Need for a Credit Card | Chase
March 6, 2023 - Don’t know what credit score you need to get a credit card? Discover the credit score ranges that will likely be needed to get approved for a credit card.
Reddit
reddit.com › r/creditcards › is it possible to get a chase card with a 620-630 score
r/CreditCards on Reddit: Is it possible to get a chase card with a 620-630 score
April 10, 2023 -
Going on a last minute trip at the end of June and need to buy my ticket in the next 3 days. I wanted to apply for the chase freedom unlimited card but i know they don't like anything below 650. I've been banking with them for about 5-6 months. Would that help my chances or would it be to risky and I should just use debit this trip?
Edit: thank you everyone for giving me feedback. With the helpful advice I understand now, I will use debit for this trip and continue to focus on rebuilding credit. I did create a roadmap for myself when I started and I can say a new card was not supposed to be in the works until Jan 2024. I was in the works of a credit building loan. This situation just moved up the want for a new card but it wasn't really an absolute need. I will be going back to my roadmap.
Top answer 1 of 5
14
Hard to comment on this, but I don't know if I've ever seen an approval under 650 that wasn't a co-branded card. Do you have any cards at all? How old is the oldest?
2 of 5
9
Chase doesn't chase (pun intended) the lower end of the customer universe, so your odds are low, and having a deposit account with them isn't going to change that. You can always shoot your shot with them, but you'll have a better shot with Amex, Cap 1 or Discover, all of whom have products designed for people with less than awesome credit. You don't need to default to debit until you've tried and failed to get a credit card. How is your score so low if you don't already have a card?
Chase
chase.com › education center › credit cards › credit scores
660 Credit Score A Guide to Credit Scores | Chase
A 660 credit score is considered fair by the two main credit scoring models. Learn about your opportunities and ways of improving your score.
Join Kudos
joinkudos.com › blog › credit-score-needed-for-chase-cards-the-complete-guide
Credit Score Requirements for Chase Cards: Complete Guide
While working on qualifying for Chase cards, consider using Kudos, a free AI-powered browser extension that helps you maximize credit card rewards. ... Currently, Kudos is offering $20 back after your first eligible purchase — just sign up for free with code "GET20" and make a purchase at a Boost merchant. ... While Chase typically requires good to excellent credit scores (670+), approval depends on multiple factors beyond just your credit score.
Chase
chase.com › education center › credit cards › credit scores
610 Credit Score: A Guide to Credit Scores | Chase
A 610 credit score is considered fair depending on the scoring model used. Learn about your current score, borrowing options and ways to improve it.
WalletHub
wallethub.com › popular credit card questions
Chase Credit Score Requirements by Card (2026)
December 10, 2025 - The minimum credit score for most credit cards is 640-700+, but you can get some cards with bad credit or no credit score at all. Some credit card companies won’t even check your credit history when you apply, making it easy to get approved ...
ASAP Credit Repair
asapcreditrepairusa.com › blog › chase-credit-cards-what-score-youll-need-to-get-approved
Chase Credit Cards: What Score You'll Need to Get Approved
Absolutely, your credit score plays a significant role in your chances of approval for Chase Freedom. To increase your odds, shoot for a credit score on the rise, ideally in the mid to upper 600s or higher.
Chase
chase.com › education center › credit cards › credit scores
640 Credit Score: A Guide to Credit Scores | Chase
March 18, 2024 - By utilizing these, you can feel empowered to make the right financial decisions for you. ... A 600 credit score is considered fair as it falls between the ranges of 580 through 669.
Quora
quora.com › Do-you-need-an-excellent-credit-score-to-get-approved-for-the-Chase-Sapphire-Reserve
Do you need an excellent credit score to get approved for the Chase Sapphire Reserve? - Quora
Answer (1 of 2): Yes. The Chase Sapphire Reserve is a travel card; that is where the most benefits are utilized. Unless you travel regularly for your job, you will not get the full value of the fee you will pay for the card.
CardRates
cardrates.com › home › advice
Credit Scores Needed for Chase Cards in 2026
March 14, 2024 - Chase doesn’t explicitly state the minimum credit scores needed, so the information must be gleaned from secondary sources. Most Chase cards require a score of at least 600, which is about the dividing line between fair and poor credit.
Bankrate
bankrate.com › credit cards › bad credit
Credit Cards You Can Get With A 600 Credit Score | Bankrate
November 11, 2025 - VantageScore, another credit-scoring model, offers scores in the same range, but fair credit — or “near prime” — is considered between 601 and 660. Yes, there are cards available to applicants with a 600 credit score.
Forbes Advisor
forbes.com › advisor › credit-cards › chase-cards-credit-score
What Credit Score Is Needed For Chase Cards? – Forbes Advisor
September 12, 2025 - Chase offers some of the most popular credit cards on the market and because the issuer’s card benefits are generally top-notch, qualifying for its best cards typically requires good to excellent credit. If you’re looking to get one of Chase’s cards, double-check your credit score and ...
Forbes Advisor
forbes.com › advisor › credit-cards › best › 600-credit-score
Best Credit Cards For A 600 Credit Score Of 2025 – Forbes Advisor
November 13, 2025 - Lenders also examine your income, employment history, debt-to-income ratio and housing status. If you have a steady income and a low debt-to-income ratio, you may qualify for a credit card that has favorable terms with a 600 credit score.
Chase
chase.com › education center › credit cards › credit scores
Credit Score Needed for a Rewards Credit Card |Chase
December 5, 2022 - A good credit score is generally required to qualify for a rewards credit card. Learn more in this guide.
Chase
chase.com › education center › credit cards › credit scores
Credit Score Needed for a Travel Credit Card | Chase
Learn about applying for a travel credit card and factors, such as credit scores, lenders consider.
CNBC
cnbc.com › cnbc select › personal finance › is 600 considered a bad credit score? here’s how it compares to the average american’s credit score
How Bad Is a Credit Score of 600?
February 28, 2025 - FICO® Scores, which are more commonly used, range from 300 to 850. Generally, the higher your score, the better the credit cards, mortgages and loans you can qualify for. Below, Select looks at what it means to have a 600 credit score and the types of credit cards you'd be able to qualify for with it.