I think Costco includes 2 years of AppleCare.

And I think allows returns for the iPhone for 90 days.

Are the prices different?

I have an appointment to pick up 2 iPhone 15 pro max at Apple in an hour but just found out about the Costco deal and it would give $75 back on a Costco card for each phone.

There are a couple of considerations;

Apple is unlocked and I travel frequently.

Apple doesn’t offer the $75 Costco cash card.

Which option is better?

I’m trying to determine if it’s worth it to save $150 but lose unlocked status on phone for two years.

With T-Mobile through Costco, I get $130 bill credit for each phone to start, then bill credits to equal $520 over 24 months.

Apple provides $200 off up front then bill credits for the other $450 through t-mobile for 24 months.

Which is better? Is having the $200 come off up front better if I’m keeping the plan for 24 months anyways?

Unlocked would be nice but I don’t know if I can get eSIM in Europe and most other countries prepaid anyways.

Neither have activation fees.

Please help me decide before my appointment in less than an hour.

The T-Mobile rep at my nearby Costco today me that I could trade in my old iPhone 12 pro 256GB for a new iPhone 15 Pro 256GB for $269.99. This is a $830 trade in for old phone. I would continue with my same plan and not have any contract. AND $100 Costco gift card after 90 days...Seems too good to be true. What a I missing?

LATEST UPDATE:
I spoke to the rep and what was not clear earlier was the fact that they wanted us to spend an additional $30 per month on our plan and ONLY THEN would they offer $830 for the old phone trade in. Bad deal. I said NO. The additional $30/month is $720 for 2 years that I'd be paying for higher speed internet beyond a certain usage (...don't need!). If i do not upgrade the plan, they would give me $300 for old phone. To buy a new iPhone 15 Pro 256 is $1099. If i choose to do this, I spend $1099-$300 trade in= $799. So to get the iPhone 15 Pro 256, I either have to pay T-Mobile $720 over 2 years ($30/month for upgraded plan) + $269.99 now for total of $990 (I dont need/use extra internet) OR I would pay $799 for new iphone now without being locked in for 2 years. OR I could just wait for 2 months and buy the iPhone 15 Pro from the Apple store when they further discount it.

I’m going to buy an unlocked iPhone 15 Pro (no plan just the phone) and just debating whether there’s any benefits/drawbacks for buying it directly from Apple.ca versus buying at Costco.

I’ve always ordered Apple products from Apple directly but it’s a 3-4 week delivery for the iPhone 15 Pro 512GB versus I can get it this week from Costco, the only difference being the colour. (costco doesn’t have the 512GB in the colour i was going to pick but i use a case so it’s whatevs). Also, I don’t need the phone this week but if there’s no cons to buying it from Costco #InstantGratificationWins.

I couldn’t find any difference but wanted to ask and see if I have overlooked anything.

thanks for any input/advice!