🌐
Discover
discover.com › online banking › high yield online savings account
High Yield Savings Account - No Monthly Fees | Discover
December 10, 2025 - Open a high interest savings account that offers high yield interest rates with no monthly balance requirements or monthly fees.
🌐
Discover
discover.com › home › where should i keep my money? consider these 4 bank accounts
4 types of bank accounts to help you save | Discover
1 month ago - When comparing types of bank accounts, consumers may choose to save with a money market account if they find one with a competitive interest rate and enjoy the flexibility of withdrawing money when needed. Money market accounts can also be enticing when they offer check writing and debit card access.
Discussions

Is the Discover HYSA a good choice for savings? Could anyone recommend?
A few of the CC companies have HYSA. I guess you go with the one who feel more comfortable with.. I ended up going with Amex as I have been a long time customer with them. It's sort of a bidding war right now. It seems every other month one of them ups the APY. You may need to look at how may times you can deposit or withdraw a month. Edit: I finally got an HYSA at the beginning of the year. At time it was below 4%. Maybe it started at 3.5% but can't remember at the moment. Bottom line is that a HYSA is better than your standard bank's saving account. More on reddit.com
🌐 r/CreditCards
48
7
October 4, 2023
Considering opening up a HYSA with Discover. What is your experience with Discover’s HYSA?
Overall good experience. Easy to link accounts and pull funds. Unlimited withdrawals More on reddit.com
🌐 r/discover
27
23
August 7, 2025
Thoughts on checking and High Yield Savings accounts
I have had a Discover HYSA for years and never had a problem. They were a little quick to lower APY earlier this year, but it's still competitive. Also recommend AMEX HYSA as another option. More on reddit.com
🌐 r/discover
18
19
August 4, 2024
Are my fears of Discover’s Online Savings account unfounded?
Just remember that people are more likely to take the time to post about negatives than positives. I'm sure that 98% of people have no problems whatsoever. More on reddit.com
🌐 r/discover
21
29
July 18, 2025
People also ask

How do I open a Discover Online Savings Account?
Click here to open an account online. Call 1-800-347-7000 where you can talk to a real person from our customer service team.
🌐
discover.com
discover.com › online banking › high yield online savings account
High Yield Savings Account - No Monthly Fees | Discover
How is interest on my Online Savings Account calculated?
Interest is compounded daily and credited to your account monthly.
🌐
discover.com
discover.com › online banking › high yield online savings account
High Yield Savings Account - No Monthly Fees | Discover
What is the minimum deposit amount to open my Online Savings Account?
There is no minimum deposit to open a Discover Online Savings Account.
🌐
discover.com
discover.com › online banking › high yield online savings account
High Yield Savings Account - No Monthly Fees | Discover
🌐
NerdWallet
nerdwallet.com › home › banking › best › best high-yield savings accounts for january 2026: up to 4.35%
Best High-Yield Savings Accounts for January 2026 - NerdWallet
18 hours ago - Financial institutions and providers surveyed are: Affirm, All America Bank, Alliant Credit Union, Ally Bank, Amalgamated Bank, American Express National Bank, Andrews Federal Credit Union, Associated Bank, Axos Bank, Bank of America, Bank5 Connect, Barclays, Bask Bank, BMO, BMO Alto, Boeing Employees Credit Union, Bread Savings®, BrioDirect, Capital One, CFG Bank, Charles Schwab Bank, Chase, Chime, CIBC U.S., CIT Bank, Citibank, Citizens, Citizens Bank, Climate First Bank, ConnectOne Bank, Connexus Credit Union, Consumers Credit Union, Current, Customers Bank, Discover® Bank, E*TRADE, EverB

American financial services company

Discover Financial Services, Inc. was an American financial services company best known for its Discover Card. Founded in 1985, the company offered a wide range of banking and payment services, including checking … Wikipedia
Factsheet
Company type Subsidiary
Traded as NYSE: DFS (2007–2025)
Factsheet
Company type Subsidiary
Traded as NYSE: DFS (2007–2025)
🌐
Discover
discover.com
Discover - Personal Banking, Credit Cards & Loans
Discover offers online banking, reward credit cards, home equity loans, and personal loans to help meet your financial needs.
Find elsewhere
🌐
Discover
discover.com › online banking
Online Banking | Open an Online Bank Account | Discover
Open a Discover online bank account and enjoy no hidden fees, 60,000 no-fee ATMs, FDIC-insured and easy-to-use mobile banking & more. Open an account today.
🌐
Investopedia
investopedia.com › discover-savings-account-interest-rates-7500041
Discover Savings Account Interest Rates: January 2026
1 week ago - However, you cannot access your money at a bank branch, and there's also no ATM access unless you have a Discover checking account—and you'd need to transfer money from savings to checking before your ATM withdrawal. Discover doesn't have a minimum balance requirement. To determine how much to save, think about your goals and what you want to accomplish with your short-term savings, and look at how much you can expect to earn at different rates and deposit amounts.
🌐
Discover
discover.com › home › saving
Money Saving Tips, Goals, & More | Discover
Learn all about saving on Discover's Modern Money Blog. Check out articles on money savings tips, saving for the unexpected, savings goals, & more.
🌐
NerdWallet
nerdwallet.com › banking › learn › discover-savings-bonus
Discover Savings Bonus: $150 or $200 Promotion - NerdWallet
March 6, 2019 - You'll have to open an account with the bank and deposit at least $15,000. That's steep, but the online bank also offers one of the best savings rates on the market. The bank offers a high-quality online experience, too.
🌐
Discover
discover.com › register-account
Register Your Discover Account for Online Access | Discover
Register your Discover Credit Card, Banking, Home Loan, Student Loan or Personal Loan account for online access.
🌐
Bankrate
bankrate.com › banking › savings
Discover Bank Savings Account Interest Rate | Bankrate
July 9, 2024 - Our take: Discover's savings account hits the sweet spot for savers who want strong returns without complexity. Its APY significantly outpaces traditional banks' 0.01% offerings, and the no-minimum, no-fee structure removes common barriers.
🌐
Discover
discover.com › online-banking › forms-docs
Online Banking Account Guides, Forms & Documents | Discover
Find all of the policies of our bank accounts in one place. In addition, find documents for wire transfers, deceased customers and IRA distributions.
🌐
Business Insider
businessinsider.com › personal finance › banking › savings › discover savings account rates
Discover Savings Account Review: Comprehensive Analysis
May 8, 2025 - The Discover® Online Savings Account has a good interest rate and low fees — you'll earn 3.60% (as of 04/22/25) APY while paying no monthly service fee The $0 minimum opening deposit might be especially attractive to new savers who don't ...
🌐
Discover
discover.com › home › how much should i have in savings? tips from financial planning experts
Saving tips: How much should I have in savings? | Discover
1 month ago - “Financial experts say to save three to six months of expenses for emergencies or 10% of your income long term,” Wang says, “but you may want to save more if you work in a riskier field or are the sole earner in your household.” · Wondering where to keep your emergency fund? Consider a high-yield savings account, money market account or a certificate of deposit.
🌐
Finder
finder.com › www.finder.com › bank accounts › discover® savings bonus offers
Discover® Savings Bonus Offers
3 days ago - Open a new SoFi Checking and Savings account and pay the $10 SoFi Plus subscription every 30 days OR receive eligible direct deposits OR qualifying deposits of $5,000 every 31 days by 1/31/26. Rates variable, subject to change. Terms apply at sofi.com/banking#2. SoFi Bank, N.A. Member FDIC. The Discover® Online Savings Account bonus used to be best option by default since it was the only one — but we wouldn’t call it an easy bonus to earn.
🌐
CNBC
cnbc.com › cnbc select › banking › discover bank review: the best high-yield savings and checking account offered by a big bank
Discover Bank review: The best high-yield savings and checking account offered by a big bank
December 8, 2020 - CNBC Select reviewed the high-yield savings accounts offered by the largest banks and/or credit unions, and we found that the Discover® Online Savings ranks as our best pick for a one-stop shop. This account offers users a strong interest rate through its high-yield savings and the option to add a checking account with ATM access and cash-back rewards.
🌐
Discover
discover.com › home › what do you need to open a bank account?
What do you need to open a bank account? | Discover
1 month ago - Savings accounts are a wise choice for people who want to save money for short-term and medium-term goals, says Chanelle Bessette, a personal finance writer. There are many good reasons to open a savings account: They tend to be easily accessible, have a low minimum deposit requirement, and can help your money grow through compound interest.
🌐
Banks.com
banks.com › banking › savings accounts › discover bank high-yield savings account
Discover High-Yield Savings Account Review | Banks.com
March 4, 2025 - Open an account and manage it online 24/7 from anywhere. ... The Discover High Yield Savings account is FDIC-insured up to the maximum limits listed under the law.
🌐
The Motley Fool
fool.com › motley fool money › banks › savings accounts › savings account reviews › discover online savings review
Discover® Online Savings Review: Great for Mobile Bankers | The Motley Fool
October 10, 2025 - Fee-averse savers: With zero monthly fees, no overdraft fees, and no minimum balance requirements, this is a stress-free savings option that won't eat into your earnings. People who prefer in-person banking: With just one physical branch, Discover ...