None of my chase cards (personal and business) required an activation for years now. Answer from Putrid_Prior_280 on reddit.com
Reddit
reddit.com › r/chasesapphire › my csp card didn’t require activation upon receipt. is that safe?
r/ChaseSapphire on Reddit: My CSP card didn’t require activation upon receipt. Is that safe?
April 14, 2025 -
I just received my CSP recently, and I noticed the card can be used immediately without activation. Is this new to Sapphire ecosystem?? What safe guard do chase have to make sure the card is not used fraudulently??
Top answer 1 of 14
36
None of my chase cards (personal and business) required an activation for years now.
2 of 14
3
Just got the Sapphire and I was very confused because it said it was already activated. I was shocked because none of my other banks do this. I had to do a small online $10 transaction with Comcast just to double check but it did work.
Chase
chase.com › education center › credit cards › credit card basics
What Happens if You Don’t Activate Your Credit Card | Chase
Waiting too long to activate your credit card may impact you financially. Learn what can happen if you do not activate your card after receiving it.
Videos
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How To Activate Credit Card Chase App 2025 - UPDATED! - YouTube
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How to Activate Chase Credit Card on Mobile App - YouTube
Chase
chase.com › education center › credit cards › building credit
How To Activate Your New Credit Card | Chase
September 17, 2025 - If your new credit card requires activation, the process can typically be completed within minutes of receiving it. Carefully read the enclosed documents to learn about your card perks, rewards and interest rates.
Bogleheads.org
bogleheads.org › board index › us investors › personal finance (not investing)
Updated credit card doesn't require activating? - Bogleheads.org
Yes, I received a new Chase card last week. No activation required. It's hard to understand how that can help the CC companies combat fraud. Guessing they have data that the activation step didn't prevent actual fraud (or for the very rare cases there was actual fraud on a newly shipped card ...
Wikihow
wikihow.com › finance and business › banks and financial institutions › payment cards › credit cards › how to activate a chase credit card online & on the phone
How to Activate a Chase Credit Card Online & On the Phone
August 7, 2025 - Chase credit cards are a popular option because they are easy to use and manage. Before you can use your new credit card, however, you will need to activate it. Fortunately, Chase allows you to activate your credit card using either a...
JustAnswer
justanswer.com › software › qfxp9-received-new-chase-credit-card-help.html
Activating Your Chase Credit Card: Steps & Contact Info
Hopefully, we can get this resolved quickly. Please allow me a few minutes to review your question to ensure I don't miss anything. ... Yes, you'll need to activate your new Chase credit card before you can use it.
Chase
chase.com › education center › credit cards › credit card basics
How Can I Check if a Credit Card is Active? | Chase
September 19, 2023 - Before you use a credit card, you may want to check if the credit card is active. You can usually do this over the phone or online. Learn more in this article.
Top answer 1 of 3
45
They make you do it (click the mouse a few times to activate the rewards) because X percent won't do it. Those that don't click get nothing.
If it was automatic people who didn't make an effort would accidentally get a benefit. But If you are aware of which category gets the bonus you might make an effort to boost your reward. Of course that extra usage will cost them more, but it also may help their bottom line because of the additional fees and interest.
2 of 3
21
In addition to mhoran's answer, I think it's a behavioral thing. It makes it seem like it's a benefit if you actually have to click around and do something, whereas if it was just a universal thing that always existed you might take it for granted.
So every few months it's like you get something "new". Usually "new" benefits comes with unplanned spending, which is exactly what they want.
Chase UK
chase.co.uk › gb › en › support › activating-your-card
Activating your card | Chase UK
Thank you for joining Chase! You'll need to activate your numberless card before you can use it.
Reddit
reddit.com › r/chase › chase card activation
r/Chase on Reddit: Chase Card Activation
March 7, 2022 -
I just got a chase card, and I ended up throwing out the sticker with how to activate it. Am I just screwed now? or is there a way to activate it without the sticker?
Top answer 1 of 4
6
Use mobile app, click the card you would like to activate and show more, there’s an option for confirming the card. You can also just call back of the card for customer service to activate the card.
2 of 4
2
Sign up for Online banking and verify your card that way. https://www.chase.com/personal/credit-cards/verify-credit-card
myFICO
ficoforums.myfico.com › t5 › Credit-Cards › Chase-Sapphire-Preferred-No-Activation-Needed › td-p › 6277215
Chase Sapphire Preferred No Activation Needed?? - myFICO® Forums - 6277215
March 14, 2021 - Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. ... Browse credit cards from a variety of issuers to see if there's a better card for you. ... I just received my replacement Chase SP and noticed there is no activation require.
WalletHub
wallethub.com › popular credit card questions
How do I activate my Chase credit card?
October 29, 2025 - To activate a Chase credit card, call 1 (800) 432-3117 or go to the Chase activation website and follow the instructions. One other way to activate a Chase credit card is by using their mobile app
WalletHub
wallethub.com › popular credit card questions
How do I activate my Chase Sapphire Preferred card?
November 12, 2025 - Verify your personal information (e.g., Social Security number, card number, or phone number associated with your application) to activate your Chase Sapphire Preferred. On the website: Log in to your Chase account (or create an account if you don’t already have one) and find the activation page. Enter any required security information, including your credit card number.
Quora
quora.com › How-do-I-activate-my-Chase-credit-card-online
How do I activate my Chase credit card online?
Answer (1 of 2): When you get the card there is a white sticker on the front of the card with an 800 phone number, you dial the number and answer a few questions. Or if you want to do it online, go to their web site chase dot com and log in and go to the Help section.
JustAnswer
justanswer.com › software › qm9wk-activate-freedom-chase-card-0720-received.html
How to Activate Your Chase Freedom Card? Quick Guide
Thank you for confirming that information. There are two methods to activate your Chase credit card.
Chase
chase.ca › en › support › managing-your-account › merchant-account-activation
Activate Your Account
If you are already a customer, all you need to start accepting payments online is a separate merchant number – just contact our support team and we'll get you started accepting credit and debit cards quickly and easily.
Quora
quora.com › Can-I-activate-my-Chase-credit-card-by-making-a-purchase
Can I activate my Chase credit card by making a purchase? - Quora
Answer (1 of 3): There are four ways to activate your Chase card. None of them involve making a purchase. 1. Call and use the automated system - Your card will come with a stocker on it that has a phone number on it. If you call from the phone number associated with your account, you can use an ...
Chase
chase.com › personal › credit-cards › verify-credit-card
Welcome to Chase | Credit Cards | Chase.com
Thanks for choosing Chase. Sign in with your current profile or create a new one. If you're new to chase.com, choose "Not enrolled? Sign up now." to create an online account.
Upgraded Points
upgradedpoints.com › home › credit cards
How To Activate Your Chase Credit Card (Online and by Telephone)
November 7, 2025 - As a Chase customer, you’ll have access to Chase Credit Journey, a free service that lets you keep track of your credit score. In addition, if your credit card has an annual fee, you will still be charged that fee regardless of whether or not you activate the card. ... Activating your new credit card is the first thing you’ll want to do once you receive it in the mail, but don’t stop there.
Reddit
reddit.com › r/chase › chase sent a "live" credit card in the mail that didn't require activation before use.
r/Chase on Reddit: Chase sent a "live" credit card in the mail that didn't require activation before use.
June 5, 2025 -
Can someone explain to me why Chase would mail a "live" credit card and not require any authentication or controls to prevent fraud???? My credit card was apparently stolen in the mail, and I have no clue why Chase would not require secure activation measures before its use!! How stupid.