The best credit card for bad credit with no deposit and instant approval is the OneMain Financial BrightWay Card. It comes with a credit line of at least $300 and offers 1% cash back on all purchases. You can also apply online, after checking to see if you're pre-approved. However, the OneMain Financial BrightWay Card is not available in all states. Keep in mind that while there is a possibility of instant approval with most cards you can apply for online, it's never guaranteed. Instant approval tends to happen when your credit and income are better than the card's requirements. Sometimes, issuers may take longer to review a credit card application. There are a few other credit cards for bad credit with no deposit (known as unsecured cards) with instant approval, that are worth considering. Best Credit Cards for Bad Credit with No Deposit and Instant Approval Perpay Credit Card   Minimum Credit Limit: $500 Ongoing Rewards: 2% Cash back on every payment Annual Fee: $0 Credit Score: Bad Rates & Fees OneMain Financial BrightWay Card   Minimum Credit Limit: $300 Ongoing Rewards: 1% cash back on all purchases Annual Fee: 89 Credit Score: Bad Atlas Credit Card   Minimum Credit Limit: N/A Ongoing Rewards: 5% cash back on subscriptions (such as Netflix and Hulu), and 3% cash back on gas, food delivery, coffee shops and more Annual Fee: $0 Credit Score: Bad First Digital Mastercard   Minimum Credit Limit: $300 Ongoing Rewards: 1% cash back on all purchases, after paying the card’s bill Annual Fee: 48 after Credit Score: Bad Keep in mind that unsecured credit cards for bad credit tend to be more costly and less rewarding than their secured counterparts. Make sure you keep your account in good standing by paying your balance on time and preferably in full, every month. This will allow you to improve your credit score and gain access to some of the best unsecured credit cards over time. Answer from Adrian Kaplan on wallethub.com