## What Happens If You Don’t Have Health Insurance in Texas?
If you do not have health insurance in Texas, you will have to pay the total cost of your medical care, which can be expensive and may prevent some individuals from seeking care. However, there are also options for getting comprehensive coverage for most people who are not insured, for example, Medicaid, the Children's Health Insurance Program (CHIP), and community health clinics, amongst several other options.
To find out about other free or low cost health insurance, speak to a licensed Texas health insurance agent.
## Who Qualifies For Free Healthcare in Texas?
Several groups of people qualify for free healthcare in Texas through Medicaid. These include:
- Children and young adults aged 19 or less who come from low-income families
- Pregnant women with low income
- Adults who are disabled or blind and have low income
- Adults who are 65 or older with low income
- Individuals who are legally present in the United States and have low income
Additionally, Texas has a program called the Children's Health Insurance Program (CHIP). CHIP provides free health insurance for children in families who earn more than the maximum income allowed to qualify for Medicaid but still can't afford private insurance companies.
## Does Texas Offer Free Medicaid?
Yes. Texas offers free Medicaid and eligibility is based on income and other factors. Individuals and families may be required to pay a portion of their health coverage cost if they do not meet the income requirements. Certain groups, like children, pregnant women, and individuals with disabilities, may qualify to get Medicaid free of charge.
Videos
Factsheet
Spanish
Spanish