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Fidelity
fidelity.com › bin-public › 060_www_fidelity_com › documents › options-application.pdf pdf
Options Application
Objective must be Balanced or above. To apply for Option Tier 2 your Investment Objective must be Growth or · higher. To apply for Tier 3 your Investment Objective must be Most Aggressive.
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Reddit
reddit.com › r/fidelityinvestments › how to qualify for level 3 margins account?
r/fidelityinvestments on Reddit: How to qualify for level 3 margins account?
July 28, 2025 -

Hi, I’ve been applying for level three margins with Fidelity a few times now, but getting I keep getting restricted to level 2. I have over $40,000 in equities and have two years of option trading experience and have an aggressive growth mindset.

What are the exact qualifications that Fidelity looks for to be approved for level three margins accounts? I am highly interested in selling naked puts

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People also ask

How do I get approved for high level options trading?

In order to get approved for a higher option trading approval level, you must apply with your broker. Many times, these request are denied due financial conditions or a lack of investment knowledge. However, investors can reapply at a later date. 

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projectfinance.com
projectfinance.com › home › options trading approval levels: broker guide
Options Trading Approval Levels: Broker Guide
What strategies can you trade with options Tier 3?
Options Tier 3 includes: · Buy-writes · Selling covered calls · Rolling covered calls · Buying calls/puts · Selling cash covered puts · Long straddles/strangles · Spreads (up to 4 legs) · Selling covered puts-short stock secured · For stocks, ETFs, and Indexes · Selling uncovered calls/puts · Short straddles
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fidelity.com
fidelity.com › options-trading › faqs
Options Trading | FAQs | Fidelity
What options strategies can you trade in an individual retirement account (IRA)?
Options trading on IRAs includes: · Buy-writes · Selling covered calls · Rolling covered calls · Buying calls/puts · Selling cash covered puts · Long straddles/strangles · Spreads (up to 4 legs)
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fidelity.com
fidelity.com › options-trading › faqs
Options Trading | FAQs | Fidelity
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Reddit
reddit.com › r/options › fidelity spreads and level 3 options trading
r/options on Reddit: Fidelity Spreads and Level 3 Options Trading
September 8, 2020 -

Recently I’ve been trying to apply and get approved for level 3 options trading from Fidelity which would allow me to trade credit and debit spreads, which are much more attractive to me than buying calls/puts.

My question is that I am not getting approved, and I was wondering the requirements for spreads. I currently have a $1,000 dollar account, and have level 2 options trading available. Do I need more money in my account to trade spreads? If so, what amount?

If anyone uses Fidelity to trade, advice would be much appreciated.

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Fidelity
fidelity.com › options-trading › faqs
Options Trading | FAQs | Fidelity
At Fidelity, this requires completing an options application that asks questions about your financial situation and investing experience, and reading and signing an options agreement. It's also possible to trade some options strategies in other types of accounts, such as an IRA.
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Fidelity
fidelity.com › webxpress › help › topics › researching_options.shtml
Fidelity.com Help - Research Options
Level 2* Level 1, plus purchases of calls and puts (equity, index, currency and interest rate index), writing of cash covered puts, and purchases of straddles or combinations (equity, index, currency and interest rate index). Note that customers who are approved to trade option spreads in retirement accounts are considered approved for level 2. Level 3 Levels 1 and 2, plus equity spreads and covered put writing.
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Fidelity
fidelity.com › webcontent › ap002390-mlo-content › 18.04 › help › learn_option_summary.shtml
Fidelity.com Help - Option Summary
Level 2* Level 1, plus purchases of calls and puts (equity, index, currency and interest rate index), writing of cash covered puts, and purchases of straddles or combinations (equity, index, currency and interest rate index). Note that customers who are approved to trade option spreads in retirement accounts are considered approved for level 2. Level 3 Levels 1 and 2, plus spreads and covered put writing.
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Advisorchannel
www2.advisorchannel.com › wc › channel › jsp › sp3help › content › fwchlpoptiontradingstrategies.htm
Options Trading Strategies
Retirement accounts can be approved to trade spreads. A new option application and a Spreads Agreement must be submitted at the same time and approved prior to placing any spread transaction. Level 3: Levels 1 and 2, plus equity spreads and covered put writing.
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Reddit
reddit.com › r/thetagang › how to get level 3 options on td ameritrade, e*trade or fidelity
r/thetagang on Reddit: How to get level 3 options on TD Ameritrade, E*Trade or Fidelity
March 6, 2020 -

So I’m starting to get pissed off now because I want to leave Robinhood, but everywhere I go I can only get level 2 options trading. It makes no sense why because I’m answering the questions right and everything but no matter where I go I am never allowed to do spreads. Is it because I have to put in the 2k before they allow that? Or what can I do because all I want is to be able to trade spreads and there’s no point in me switching if I can’t.

Find elsewhere
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Project Finance
projectfinance.com › home › options trading approval levels: broker guide
Options Trading Approval Levels: Broker Guide
March 24, 2022 - Unfortunately, there are no standardized levels of options approval. The broker gets to choose what strategies fall under what tiers. To make things more complicated, many brokers have different “tiers” of options approval. Most have 3, but others have 5.
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YouTube
youtube.com › watch
How to Get Fidelity Options Trading Approval - YouTube
After talking to a few Fidelity reps, here's the process I use to get approved for options every time, allowing me to trade options even in my IRAs. Get Fide...
Published   March 13, 2021
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Reddit
reddit.com › r/options › fidelity hasn’t approved me for level 3 options
r/options on Reddit: Fidelity hasn’t approved me for level 3 options
November 24, 2021 -

I’m specifically interested in selling put options, which appears to require level 3 approval. I have been approved for level 1.

I have appx $65k with them in a cash account, appx half is in long term stocks and the balance in cash and some smaller short term positions.

I’m new to options, am a conservative investor, etc. what can I do to change this approval?

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Investing Daily
investingdaily.com › home › ready for level 3 options? here’s how to unlock it!
Ready for Level 3 Options? Here’s How to Unlock It! - Investing Daily
May 31, 2025 - It requires a higher level of experience and approval from the brokerage due to increased risk and complexity compared to basic options trading levels. But first, let’s start with the basics. There are five different levels of options trading. They’re identified by the numbers 1 through 5. As you move up the levels, you get more permissions.
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Reddit
reddit.com › r/fidelity › recommendation on how to be approved for level 2 or level 3 options?
r/Fidelity on Reddit: Recommendation on how to be approved for level 2 or level 3 options?
February 17, 2021 -

I put on the the application that I make over $100k (true), my net worth is between $50k-$100k (also true), and that my liquid net worth is $30k-$50k (again, true). I also put I had 2 years experience with all the trading, except stocks which I put 4 years. I have around $30k in assets and cash in my Fidelity account. They still only gave me level 1 options trading and their customer support was not helpful, they told me to reapply in a year (fuck that!). Anyone have any recommendations on what changes I can make to my next application to improve my chance of getting level 2 or level 3 options? I'm aiming to transfer more cash into the account and apply again in a couple weeks

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LegalClarity
legalclarity.org › what-are-level-3-options-strategies-and-requirements
What Are Level 3 Options? Strategies and Requirements - LegalClarity
March 11, 2026 - Below this level, you’re limited to buying individual calls and puts or writing covered positions; above it, you enter the territory of naked (uncovered) options with theoretically unlimited risk. Getting approved requires a margin account, documented trading experience, and meeting your broker’s financial thresholds, which vary by firm but commonly start around $10,000 in account equity for basic spreads.
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YouTube
youtube.com › watch
How to Get Fidelity Options Trading Approval
To learn more, please visit the YouTube Help Center: https://www.youtube.com/help
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Fidelity
fidelity.com › webcontent › ap002390-mlo-content › 18.04 › help › learn_trading_options.shtml
Fidelity.com Help - Trading Options
A new option application and a Spreads Agreement must be submitted at the same time and approved prior to placing any spread transaction. ... You might buy an option instead of the underlying security in order to obtain leverage, since you can control a larger amount of shares of the underlying ...