Capital One
capitalone.com › learn & grow › money management › instant no-deposit credit card
No-deposit credit cards with instant approval and use
October 2, 2025 - Credit card issuers that advertise no credit checks could ask for other information to evaluate applications. Instead of reviewing creditworthiness, the issuer may check employment history or ask for proof of income. These types of cards might also require security deposits. There’s no way to guarantee that you’ll receive instant approval for a credit card.
Mastercard
mastercard.com › us › en › personal › find-a-card › credit-card › credit-type › no-credit.html
Credit Cards for No Credit - Mastercard
If approved, get your Card Number instantly so you can start shopping today! See Terms. Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms. Trusted by more than a million customers with reporting to all three major credit bureaus, so you get credit for all of your hard work. No security deposit, just instant purchasing power.
What’s the easiest credit card to get approved for?
Capital One let's some really bad scores through. Potentially you may need to get a secured card until your credit improves. More on reddit.com
Cards for no credit history that don't require deposit?
I've talked to ChatGPT about this extensively Oh god. Is there any non Secured Cards out there that don't require me to first make a deposit? Sure, but there’s a lot of risk in giving someone with no credit history an unsecured pile of cash. The odds will be against you. You can try student-type cards, or cards for those with “fair” credit. Capital One could be good in that regard. Don’t expect any real benefits, and also potentially expect a non-zero annual fee. I’d recommend trying Discover and Capital One preapproval tools, and that should give you some good potential leads. Also, if you have deposit accounts with certain banks or credit unions already, check with them on basic options too. More on reddit.com
Which cards allow you to spend instantly once approved without requiring the physical card?
Chase and Amex let me use Apple Pay immediately.. More on reddit.com
Easiest credit card to get for someone with no credit history?
I like to think that a card from somewhere you use as a bank is always the easiest. In your case that bank of America card is a good one. I also recommend the Wells Fargo autograph as it covers a lot of travel categories and it has no annual fee or no foreign transaction fees More on reddit.com
What is the easiest instant credit card to get approved for?
The easiest instant card to get approved for depends on factors like your credit score and credit history length. Cards with fewer rewards and card benefits may be easier to obtain.
americanexpress.com
americanexpress.com › credit intel › cards
How to Apply for Instant Approval Credit Cards
What stores do instant credit approval?
Different stores continually modify their retail card availability, so it’s best to contact a store you’re interested in to see if they offer instant cards. Larger online retailers or warehouse clubs may be likelier to offer instant credit approvals.
americanexpress.com
americanexpress.com › credit intel › cards
How to Apply for Instant Approval Credit Cards
Is a security deposit required to open my Prosper Card?
No security deposit required. We know that some other cards require security deposits, but at Prosper we’ve learned that not requiring a security deposit is a great way to help you reclaim control of your finances.
prosper.com
prosper.com › home › prosper credit card | built to help you take control
Prosper Credit Card | Built to Help You Take Control
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LendingTree
lendingtree.com › credit-cards › articles › instant-credit-card-numbers
Credit Cards That Offer Instant Credit Card Numbers
6 days ago - The possibility of getting a credit card number for instant use with Barclays is better on retail cards that you apply for in stores — like Old Navy and Barnes & Noble. Some travel credit cards, like the JetBlue Card and Lufthansa Miles & More® World Elite Mastercard®, may also offer an instant card number upon successful application. Some Capital One credit cards may be eligible for virtual card access. Upon approval, you can log in to your account to see if your card is available to be added to your phone’s digital wallet.
Prosper
prosper.com › home › prosper credit card | built to help you take control
Prosper Credit Card | Built to Help You Take Control
September 30, 2025 - We welcome applicants with less-than-perfect credit. Plus, checking to see whether you qualify for a Prosper® Card won’t affect your credit score. So really, you’ve got nothing to lose. No security deposit required.
money.co.uk
money.co.uk › home › credit cards › instant decision cards
Best instant approval credit cards December 2025 | money.co.uk
6 days ago - When applying for a credit card online, you’ll often encounter an "instant decision" process. Using eligibility checking tools, like those available through our partners at Experian, can give you quick results, usually within minutes, and even help you get pre-approved for certain credit cards. Pre-approval significantly reduces the likelihood of rejection, but it doesn’t guarantee approval.
American Express
americanexpress.com › credit intel › cards
How to Apply for Instant Approval Credit Cards
June 16, 2025 - Besides the co-branded/store cards, not all card issuers will give you an account number that you can use for online purchases right away.7 You can find online resources that identify creditors that offer instant credit access, or you can ask any credit card provider whether it offers that option. It’s possible to get instant cards without a deposit. However, securing approval may be more difficult if your scores are lower or you have limited credit history.
Bip
bip.credit
Bip | Cardless Credit You Control.
With no card, there's less hanging around. No fees. No fees. No fees. No fees. No fees. No fees. No fees. That's it. No annual charges, no late payment or overlimit fees, and nothing extra for using it abroad. Zilch. With features like boosted payments, spending caps and instant balance updates available via an app, managing your credit ...
Uswitch
uswitch.com › home › credit cards
Compare our best credit cards with instant approval | Uswitch
6 days ago - Find our best instant decision credit cards with Uswitch. Get instant approval on your application and fast access to credit.
Discover
discover.com › card smarts › getting a credit card › instant approval credit cards for bad credit
Instant Approval Credit Cards for Bad Credit | Discover
February 21, 2025 - If you have less-than-perfect credit, you may have an easier time qualifying for a secured credit card than an unsecured card, though there’s no guaranteed approval. As long as you use a secured card responsibly, it may act as a credit builder, improving your odds of instant approval for future credit card applications. ... Secured credit cards require a refundable security deposit at account opening.
Mastercard
mastercard.com › us › en › personal › find-a-card › credit-card › credit-type › bad-credit.html
Credit Cards for Rebuilding Credit - Mastercard
However, credit score alone does not guarantee or imply approval for any financial product. Meet the only card powered by your paycheck. Set up direct deposit payments and access up to a $1,500 credit line with no hard credit check, no security deposit and no annual fee*. Easy, risk-free ...