The quick hits from their marketing page are…

• 5% at WF, Prime, and Chase Travel

• 2% at restaurants and transit

• No annual fee

• No international fees.

I wouldn’t carry a balance and would only use this for the rewards. But it’s not got the best (crowdsourced) reviews.

If I already have (+ shop) Amazon Prime and shop at Whole Foods for groceries most of the time, is there a catch in not seeing?

They currently have a $200 Gift card promo going on right now just for getting approved it looks like. The arrival of the gc seems instant. I probably won’t have prime too much longer so is the card even worth it? I only want it for it’s promo honestly and wouldn’t ever use it.

UPDATE: … I did it :D got the $200 bonus instantly

So ive been considering the Amazon CC since i do so many purchases in a year on amazon. Do any of you have / use it? I currently have Amex gold, Amex Blue cash, Amex adelta and Chase reserve. Is it worth it if you spend around 5-10k a year on amazon?

Hey everyone,

I’m debating whether or not I should pick up the Amazon Prime Visa from Chase. Right now, I use my Amex Platinum for Amazon purchases and I don’t really mind since I’m getting MR points, but lately I’ve been thinking more about optimizing that 5% back with the Amazon card.

Not 100% sure if it’s worth adding another card just for that perk, especially since I already have Prime and my Plat handles most of my big purchases/travel. But curious if any of you have felt the upgrade was worth it or if it just ends up collecting dust.

Side question: does anyone know if the Amazon Visa is still metal? I’ve heard some folks in certain areas (I’m based in LA) were given a metal version, wondering if that’s still a thing or if they’ve switched to plastic across the board.

Thanks in advance!

The website says it offer a $150 gift card which is why I am interested but I wanted to know about the cons of having a card with them.

just comming here to ask about the amazon credit card. hopefully someone here has one/has had one and can shine some light on them. seems like pretty high intrest, but i do a decent amount of amazon shopping and it could be a easy way to build credit on purchases that i already make, but i dont know much about credit cards.

I normally use my chase freedom, sapphire or Citi costco card to make all my purchases. But I saw an ad on amazon that the credit card they offer gives you 5% off all purchases is it worth it? I normally don’t keep a balance on my credit cards and pay them off before the end of the month so APR isn’t an issue for me.

I have read other threads, and my understanding is yes, it will be worth it since I am already paying for Prime and find myself buying things on Amazon fairly often.

The thing is, I don't know much about how cards work and stuff, and I already own the Student Discover card with a CL of $2,100 (I know, very low, but I'm a busy student with barely any time to work, unfortunately, but gratefully, I live with my parents rent-free). Assuming if I get accepted for the Amazon Visa, is it worth it even if I already have the Student Discover and considering my low income?

Edit: Should I also wait for the $200 SUB again since it's back to $150?

So I’m debating if I should apply for the Amazon Prime Visa card that’s with Chase. I currently have 4 other cards in my wallet and this card would solely be used for Amazon purchases and occasionally for gas. I also plan on getting the AMEX Gold sometime next year so I will have 6 cards by the end of 2024.

Is the Amazon card really worth it? I’m more intrigued with the card now that you can use the points on the Chase travel portal, even though it’s not with UR.

I currently use my CFU for Amazon purchases. If I calculated correctly I would get around 2-2.5% more in points if I had an Amazon card (after transferring my CFU points to my CSR)

I can’t decide whether it’s worth it for me to have 6 cards for all different purchase categories. Using my CFU seems more convenient since I can just transfer the points through UR. My main goal with credit card points is to save for travel. I’m not one to redeem for cash back or anything like that.

Also was wondering how the interest is calculated? I saw some people mention that interest starts accumulating from the day of the purchase and others saying it accumulates after the statement closes with that unpaid balance.

I am thinking of getting the Amazon Prime Visa Signature Card. My credit score is 715 and I already have an Amazon membership. I pay my cards off every month, but I only have 5 years of credit history.

Worries due to the following comments on the Amazon website reviews:

"Predatory interest rate," which I usually ignore bc I never let mine acrue any interest, but this one said that they charged interest beginning the day it was purchased rather than at the end of the period. And that if it wasn't paid in whole the entire amount accrued interest including parts already paid off. Random cancellations after already receiving the card... wish I could post screenshots there were a lot of crazy accusations against chase and I've never banked with them before.

I’ve been a prime member for a long time, definitely use it often. Right now they’re offering $200 gift card into account as offer. Is this card a no brainer and definitely worth having for an Amazon prime member? Also I do have another Chase credit card already so would I just sing into my chase account to pay the card and I’ll see both my credit cards? Does my other chase cash back card and this cash back card all stack or do I have to transfer the points from Amazon to chase then redeem cash back? Thank you.

I am a college student with 3 cards right now; Chase freedom unlimited, discover it, amex blue cash.

Ive been looking for a new card and amazon so far has caught my eye since i have prime since im a student and quite use amazon frequently for purchases and the bonus is $150 when approved but wanna know if anyone has it and if its good

I do 99% of my shopping online through Amazon. I was contemplating getting a new credit card soon (only have one atm), to increase my score and just so I have 2 in general. I saw some perks such as monthly payments without interest on certain items, 5% back, etc. If anyone has experience or opinions on this, and how it works/worth it. And go into detail as much as possible, I'd appreciate it :)

I picked up this credit card last year for the first time. I only use it as my default Amazon credit card, and no where else.

I’m a disabled wheelchair user, so I order from Amazon probably more than the typical person.

With no annual fee, I’ve been pretty happy with the results. You get 5% back on many Amazon purchases. For me, that equated to $480.

First time poster. Links aren’t allowed here right? Right now, you get a $100 Amazon credit when you open an account.

I'm thinking of getting the Amazon Prime Rewards Visa Signature Card. My credit score is in the low 700s and I already have an Amazon membership. I pay off my cards every month but only have a couple of years of credit history.

Worries due to the following comments on the Amazon website reviews:

"Predatory interest rate," which I usually ignore bc I never let mine acrue any interest, but this one said that they charged interest beginning the day it was purchased rather than at the end of the period. And that if it wasn't paid in whole the entire amount accrued interest including parts already paid off. Random cancellations after already receiving the card... wish I could post screenshots there were a lot of crazy accusations against chase and I've never banked with them before.

Update: I got approved and look forward to enjoying the benefits this upcoming semester!

I have three already I was just wondering what y’all think , I was already approved for it I just want some other opinions

I am looking to get my first credit card. I am 23 and have survived perfectly fine but wanted to build some credit aside from paying on my student loans.

I have looked into a handful of cards and am leaning towards the Discover card or Amazon card. I have an Amazon prime account already.

I use Amazon fairly regularly but I can’t tell if the Amazon card would restrict me too much or if it would fit me. I will take any other advice on different credit cards though.

I'm taking a hard look at my spending and I got to thinking about Amazon prime at $140/year. Every time I've looked into the 'worth' of Amazon Prime membership, the frequency and cost of shipping always made it worth it. I've also had the Prime Visa for years now that gives us 5% cash back on all Amazon purchases and when we randomly go into Whole Foods.

But, I'm wondering if the juice is worth the squeeze considering orders over $35 are free 2-day anyway.

If I cancel my $140 membership then my card will be downgraded to a store card that only gets 3% cash back which is still pretty good. Is the thought process of "if you buy $2,800 worth of stuff off of Amazon per year then the membership pays for itself? That's pretty eye opening. This rabbit whole is definitely going to get my wife and me to review all of our Amazon purchases in the last year to see what was actually worth it or not.

TL:DR is Amazon Prime membership + Prime Visa worth it now assuming we don't change our spending patterns?

Does anyone have experience with the Amazon credit card? Is it any good, I'm looking for a second card more in line with my day to day life, my 1st card just basically collects dust but I've had it for so long I don't want to cancel it. All it does it get me travel points which I never use. I want a new cars to get me cash back or discounts on purchases. I use Amazon a lot so that's why I'm thinking about this card.

I already have Amex gold, but I buy a ton of shit on amazon, so i was wondering if you guys think I should get the amazon visa and it's worth it.