Shop on Amazon a lot so might as well. My main bank account is also on chase, and I have the freedom unlimited card. My main gripe is the annual fee. If they're both 0 annual, then Prime Visa is the better choice. But I don't get it, some say you have to have Amazon Prime (I do have that, for now) for it to have none, the website does not specify that. Which one should I go with?
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What credit score is needed for the Prime Store card or the Prime Visa?
The Amazon Prime Visa requires good to excellent credit, which FICO generally defines as a score of 670 or higher. The Amazon Prime Store Card* is intended for those with fair credit, which is defined by FICO as a score of 580 to 669. Keep in mind that no credit score guarantees you’ll be approved for a card. Issuers consider a range of factors, including your overall debts and income.
What bank issues the Amazon Prime credit card?
The Amazon Prime credit card (and the non-Prime version) is issued by Chase and the Amazon Store cards and secured cards are issued by Synchrony. The Amazon business cards and issued by American Express.
Does the Amazon Prime credit card help build credit?
All versions of the Amazon Prime (and non-Prime) credit card can help you build your credit, as long as you practice good financial habits like paying your bill on time and keeping your balance low.
I'm trying to compare the two cards. I already have better cards that I use for everyday purchases and will not need to use these cards outside Amazon. I also don't need the financing from the Prime Store Card. As far as I can tell, the only difference left is the bonus rewards, from which the Amazon Prime Visa offers 10% back and the Prime Store Card offers 5-15% back which leaves me confused as to which one of those is the better deal. With these two money back deals which is better?