I’ve been with T-Mobile for about 3 years now. Before that, I was with Verizon for 11 years. During those years, I paid $10.99 for insurance on each of my 6 lines. We filed 4 claims for broken phones and 1 for a lost one, so that’s a total of 5 claims over all that time. Every time, the process was super easy and quick. I know we spent a lot, but honestly, it’s better to have the insurance and not need it than to need it and not have it, especially since my kids always seem to get the latest Android or iPhone. Now with T-Mobile, it’s just my wife’s line, two iPad lines, and mine—so a total of 4.

The other day, while we were out shopping and grabbing a bite, I took my iPad with us since my granddaughter was with me. We got home last night, and I couldn’t find my iPad anywhere. I’ll keep searching and retracing my steps. If I don’t find it by tomorrow, I’ll need to file a claim. That said, does anyone know the process for filing with Assurant or T-Mobile? Is it the same as with Asurion? How fast do you usually get a replacement device? What’s the typical deductible? Thanks in advance!