Reddit
reddit.com › r/usaa › usaa (secured credit card) anyone got one with a low credit score? (if so what was your credit score) need your input so i don’t waste time applying for the advantage rate credit card so i can get an secured one instead
r/USAA on Reddit: Usaa (secured credit card) Anyone got one with a low credit score? (If so what was your credit score) Need your input so I don’t waste time applying for the advantage rate credit card so I can get an secured one instead
May 14, 2024 -
So secured credit card is suppose to be for the ones with low credit scores and wanna bring it back up. What were your credit scores when you got approved for one? Mine is 561 currently
Would I be eligible for an advantage rate card or should I not waste my time and just apply for the secure credit card?
I haven’t seen any posts about this , and it would help everyone else
Top answer 1 of 5
7
I got the secured credit card last year when my credit was 541 now i’m at 710! I would def use it. Make sure not to over utilize it.
2 of 5
5
Go for the secured card if you want a more certain outcome. Keep it for at least a year, then upgrade accordingly if it accomplishes what you need it to.
WalletHub
wallethub.com › d › usaa-secured-credit-card-528c
USAA Secured American Express Card Reviews
USAA® Secured American Express® Card
Reviews, rates, fees, and customer service info for The USAA® Secured American Express® Card. Compare to other cards and apply online in seconds
Credit Karma
creditkarma.com › credit cards › insights › usaa secured american express® credit card
USAA Secured American Express Credit Card | Intuit Credit Karma
USAA Secured American Express® Credit Card
Interested in the USAA Secured American Express Credit Card? Read reviews and see cardholder data, including average credit limits and credit scores.
How do I increase my card limit on the USAA Secured Amex?
Secured cards will often use your initial deposit on the card as your limit and then automatically check your eligibility for a higher credit limit every six to eight months. If you have paid your balance on time and have kept your credit utilization under 30 percent for over six months, you can call USAA customer service and ask for a larger limit.
bankrate.com
bankrate.com › credit cards › reviews › usaa secured card american express card
USAA® Secured American Express® Card review | Bankrate
How many points can a secured card raise my credit score?
It varies depending on your credit history. If you are rebuilding your credit, it will be more difficult to increase your score than if you’re just starting to build credit for the first time. However, no matter your credit history, if you establish good habits and focus on having as little debt on your card as possible, you can earn a good or excellent credit score over time.
bankrate.com
bankrate.com › credit cards › reviews › usaa secured card american express card
USAA® Secured American Express® Card review | Bankrate
Bankrate
bankrate.com › credit cards › reviews › usaa secured card american express card
USAA® Secured American Express® Card review | Bankrate
April 11, 2025 - Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. A decent card for eligible military personnel and family members, but it falls short where other secured cards shine.
Credit Karma
creditkarma.com › reviews › credit-card › single › id › CCUSAA04
USAA® Secured American Express® Card Reviews 2024 | Intuit Credit Karma
Interested in the USAA® Secured American Express® Card? Read user reviews to learn about the pros and cons of this card and see if it’s right for you.
Bright
brightmoney.co › card › usaa-secured-american-express-r-credit-card
USAA Secured American Express® Credit Card| Bright Money
February 9, 2024 - In comparison to the Capital One ... no annual fee, but the USAA card has an edge by also waiving fees on cash advances, balance transfers, and foreign transactions....
MyBankTracker
mybanktracker.com › home › credit cards › expert reviews › usaa secured card american express credit card 2025 review
USAA Secured Card American Express Credit Card 2025 Review
August 8, 2025 - Unlike a traditional credit card, the USAA Secured American Express is a secured credit card.
Ask Mr Credit Card
askmrcreditcard.com › usaa › secured › american-express
USAA Secured American Express Review
Annual Fee: $35 APR: 18.4% to 24.4% Penalty APR: None Deposit: $250 to $5,000 (can increase in $50 increment) Pros: Pays interest on deposit, Apple, Android and Samsung Pay, No Foreign Transaction Fee, Considered for upgrade to premium card Cons: Deposit Required for 2 year in CD, USAA reserves right to withhold payment for up to 7 days, mixed response on chip working in Europe You need to be a full member of USAA to apply for their secured cards.
Bestcards
bestcards.com › home › credit cards › usaa secured american express® credit card review
USAA Secured American Express® Credit Card Review | BestCards.com
USAA Secured American Express® Credit Card Review | BestCards.com
tHE Secured American Express® Credit Card offers a basic credit building platform with no annual fee and no foreign transaction fees.
myFICO
ficoforums.myfico.com › t5 › Credit-Cards › USAA-SECURED-AMERICAN-EXPRESS › td-p › 1287321
USAA SECURED AMERICAN EXPRESS - myFICO® Forums - 1287321
March 14, 2013 - What im trying to say is if this card is like all the other secured credit cards I mean is an American express does it comes with rewards like most of the American express cards I have never seen an American express secured credit card ??? ... I would say no. Although you should check the fine print. They way I interpret this, is, that the card is simply on the American Express network. It is not a card that is backed by them. USAA is the issuer, therefore they provide the rates, etc.
Consumer Financial Protection Bureau
consumerfinance.gov › consumer-tools › credit-cards › explore-cards › cards › usaa-federal-savings-bank-usaa-secured-card
USAA Federal Savings Bank USAA Secured Card
Every six months, the CFPB collects and makes public data on credit cards from over 150 issuers to promote competition and transparency in the credit card market.
Bestcards
bestcards.com › home › credit cards › usaa secured american express® card review
USAA Secured American Express® Card Review | BestCards.com
USAA Secured American Express® Card Review | BestCards.com
Read BestCards.com's review of the USAA Secured American Express Card - a great secured card for those looking to build their credit.
Ask Mr Credit Card
askmrcreditcard.com › usaa › secured
USAA Secured Credit Card - American Express vs MasterCard vs Visa Review
They have a secured credit card that comes with no annual fee (yes, one of the rare secured cards indeed). The card also has a reward program and you can also earn reward points through their online shopping mall. Like USAA, they also report as unsecured card to the credit bureaus.
WalletHub
wallethub.com › popular credit card questions
What Are the USAA Secured Credit Cards Approval Requirements?
January 8, 2024 - The USAA secured credit card approval requirements include a Social Security number, a physical U.S. mailing address, and enough income for monthly bill payments. Both the USAA® Secured American Express® Card and the USAA® Secured Visa Platinum® Card are meant for those looking to build ...
MarketProSecure
marketprosecure.com › home › usaa secured american express card
USAA Secured American Express Card | MarketProSecure
July 4, 2024 - The USAA Secured Platinum American Express Card is a secured credit card that gives individuals control over their credit account. First, there is a Certificate of Deposit (CD) that the card's security deposit goes into.
U.S. News
money.usnews.com › home › credit cards › usaa
USAA® Rewards™ American Express® Card 2026 Review | U.S. News
... The USAA® Rewards™ American Express® Card gives you three points per dollar spent on dining, two points per dollar on gas and grocery purchases, and one point per dollar for all other purchases.
myFICO
ficoforums.myfico.com › t5 › Credit-Cards › USAA-Secured-Card-Changes-Coming-Aug-1 › td-p › 6769729
USAA Secured Card Changes Coming Aug 1! - myFICO® Forums - 6769729
January 19, 2025 - Finally! I've had a USAA Amex Secured card for over 8 years, increases to CLI or graduations have always been a polite "we don't offer that". Not that it will happen (thought I can't see why my profile wouldn't qualify me for it), but it's nice to see that there is a path to graduating out of the Se...
MaxRewards
maxrewards.com › credit-cards › usaa-secured-american-express
USAA Secured American Express® Credit Card
View detailed rewards, benefits, and fees for this credit card. Compare it to others and maximize your points, cash back, and perks.
WalletHub
wallethub.com › d › usaa-american-express-2096c
USAA Rewards™ American Express® Card Review
USAA® Rewards™ American Express® Card
Is USAA american express run out Mexico or what. IS ANYONE SOBER BEHIND THE WHEEL at USAA ? "Near non existent customer service" ,[last time I contacted USAA , I talked to 3 different agents, 3 different times having to retrieve a email security code, 1 HOUR 37 MINUTE 9 SECOND HOLD TIME . only to be told USAA is only allowed to credit your account for USAA mistakes one time a year. ... I would select ZERO STARS if I could. The worst credit card ... Reviews, rates, fees, and rewards details for The USAA® Rewards™ American Express® Card. Compare to other cards and apply online in seconds
Credit Karma
creditkarma.com › credit cards › insights › usaa® rewards™ american express® card review: flexibility and bonus categories
USAA Rewards American Express Credit Card Review: Flexibility and Bonus Categories | Intuit Credit Karma
USAA® Rewards™ American Express® Card review: Flexibility and bonus categories
Interested in the USAA Rewards American Express Card? Read reviews and see cardholder data, including average credit limits and credit scores.