Apple Support
support.apple.com › en-us › 102257
View and limit your child or teen's Apple Cash activity - Apple Support
Security checks may require more time to make funds available. Apple Cash Family accounts can only send or receive up to $2000 within a rolling seven-day period. Tap to Cash transactions can only be used to send or receive up to $2000 within a rolling seven-day period.
Apple Support
support.apple.com › en-us › 105010
Set up and use Apple Cash Family - Apple Support
If you’re under 18, your family organizer can set up Apple Cash for you as part of their Apple Cash Family account, but you may not be able to access features that require a supported payment card. Security checks may require more time to make funds available.
Apple Support
support.apple.com › en-us › 109311
If you can't send or receive money with Apple Cash - Apple Support
The family organizer might have locked your Apple Cash account or placed restrictions on who you can send money to. ... Restart your device. See if you need to verify your identity. Make sure that you meet the requirements. If you see Accept in the message, tap it.
Apple Support
support.apple.com › en-us › 102636
If your Apple Cash account is restricted or locked - Apple Support
Your account may be locked if there's suspected fraud on the account, or if additional security checks need to be completed. If your account is locked, you can't use Apple Cash to make purchases, send or receive money, add money to your account, or transfer money to your bank.
Apple Community
discussions.apple.com › thread › 254588232
What is problem with our Apple Cash? Chil… - Apple Community
Cannot set up Apple Cash for child, with family sharing enabled My wife is the family manager. She enabled apple cash for our youngest. she got a confirmation on her phone that the account was set up. i sent $40 to him via apple cash in text. when my son opens his phone, it asks him to set ...
Reddit
reddit.com › r/ios › kids unable to buy apps with apple cash
r/ios on Reddit: Kids unable to buy apps with Apple Cash
July 13, 2022 -
Hey guys, my kids are in my Apple Family, and in settings I’ve made sure that they have Apple Cash enabled. I thought this allowed them to purchase apps etc from their Apple Cash balance rather than use the default card on file (my credit card). But when my daughter tries, it still sends me a verification code to give her and charges my card. Was I dreaming when I thought this was a feature in ios13?
https://i.imgur.com/GYMbOXp.jpg
Top answer 1 of 3
19
So my wife and I just went through this exact scenario and here’s the conclusion we came to… If the account is part of a Family Sharing group there is no way to make the child’s account default to Apple Cash for Apple account purchases. Our mistake was assuming that Apple Cash is the same thing as funds on the Apple ID. Turns out they’re still separate. Only funds on the Apple ID (old iTunes account balance) can be used to buy Apple account stuff (in app purchases, movies, etc) while in a Family group. Otherwise the family’s default payment method will be used and you’ll get the request notification. You have to put gift cards on the kid account which is separate from Apple Cash. You can still send those electronically from the iTunes Store app or App Store but it’s not as convenient as sending money through Apple Cash. If they have a Apple ID balance, then that will be used first before hitting the family share pay method. The only way to use Apple Cash specifically for Apple account purchases is to kick them out of the family group which defeats the purpose entirely. Very much not ideal and not how we thought it would/should work. So TL;DR Apple Cash and Apple ID money is still two separate things. Only Apple ID money can be used by a kid account when in a Family Share group to buy Apple stuff otherwise it’s always going to hit the main account’s payment method.
2 of 3
1
A similar struggle we had was my oldest kid now has an iPhone. I thought sending him Apple Cash would allow him to be out and use it anywhere apply pay is accepted. However after 30 min on the phone with apple that’s not true. The retailer has to have apply pay and accept Apple Cash. So he could get food at McDonald’s but couldn’t at 7/11 ha.
Apple Community
discussions.apple.com › thread › 255064611
Apple Cash not working for 11 year old (h… - Apple Community
If you haven't yet, make sure you've covered all of the steps in the resource titled If you can't send or receive money with Apple Cash, starting with these: ... To send and receive money using Apple Cash, you must be a resident of the United States and your device must be in the United States.1 If ...
Apple Community
discussions.apple.com › thread › 254971726
I can’t add Apple Cash to my shared famil… - Apple Community
After you complete these steps, you can view and manage the Apple Cash accounts of your children and teens. ... Cannot set up Apple Cash for child, with family sharing enabled My wife is the family manager. She enabled apple cash for our youngest. she got a confirmation on her phone that the account was set up.
Apple Community
discussions.apple.com › thread › 252350733
Can't enable daughters apple cash - Apple Community
Can not enable child’s Apple Cash card My daughter is 17 and when I try to turn on Apple Cash in family sharing, it tells me she is already enabled. When she tries to turn it on in her phone, she gets an error message that it can’t be enabled because she doesn’t meet the age requirements.
Apple Community
discussions.apple.com › thread › 253464636
iPhone says "This person already has Appl… - Apple Community
2813 1 ... Welcome to Apple Support Community! It does seem that you are trying to invite a family member under 18 to your Apple Cash Family. If you are receiving this error message, this could mean that the individual has a current Apple Cash account that needs to be closed.
Apple Community
discussions.apple.com › thread › 251842540
child cannot be added because they alread… - Apple Community
... Hi, this is an easy solution with a few steps. ... Before you close your account, make sure that your balance is $0 and that you don't have pending transactions. To check your balance, go to your card info. You can transfer money to your bank, spend it, or send it to someone.
Apple
support.apple.com › guide › ipad › set-apple-cash-family-card-ipad4275a25a › ipados
Use Apple Cash and Apple Card with Family Sharing on iPad - Apple Support
Tap Apple Cash, tap Set Up Apple Cash, then follow the onscreen instructions. To see the card balance, monitor transactions, and narrow the list of people that the child can send money to, go to Settings > Wallet & Apple Pay.
Reddit
reddit.com › r/applewallet › apple pay for under 13s
r/AppleWallet on Reddit: Apple Pay for under 13s
September 16, 2024 -
My son is 11 and has his own bank that supports Apple Pay. However his apple account wont let him use the wallet for a debit or credit card.
I have considered speaking to support and increasing his age to 13 to get around this. Though my understanding is that this will also class him as an 'adult' in Apples eyes and no longer allow me to restrict his screen time and associated age restricted apps etc.
Is there a way round this? it seems a little bonkers.
Top answer 1 of 5
14
It looks like Apple, for some reason (I would guess there is some regulation limit on it), set up a hard limit of 13+ for debit cards. Their documentation calls out having to be over 13 for this functionality. So I am guessing if you call them and ask them to do this because he is 11, they won’t because it will break some law somewhere or at least their established policy for the service.
2 of 5
4
18 is adult for screen time. You can control his stuff at any age under 18
Asktech
asktech.support › smartphones › riasc-trying-set-apple-pay-11-year-old.html
I was trying to set up apple pay for my 11 year old on his phone. will ot allow me. He has i phone 16. Identity can not
One workaround would be to wait until your son is 13 years old, which is the minimum age required by Apple to use Apple Pay. Until then, you could consider other options for making purchases on his phone, such as: Family Sharing with a Parent’s Account: You can set up Family Sharing and share ...
Reddit
reddit.com › r/applewallet › can’t set up apple cash for child
Can’t set up Apple cash for child : r/AppleWallet
October 8, 2025 - Apple Cash is not a service for minors unless you have Apple cash family set up.
Apple Community
discussions.apple.com › thread › 253828603
Apple Cash saying already enabled on teen… - Apple Community
Apple Cash I’m linked to Apple Cash family on the organizers phone but Apple Cash won’t let me enable my Apple Cash because I don’t meet the minimum age requirement even though family sharing is so that anyone under 18 can use Apple Cash.
Apple Community
discussions.apple.com › thread › 255647839
Apple Cash setup for minor - Apple Community
Can I put a minor as an authorized user to establish credit in their name? 219 1 ... Just so I understand, you were using Apple Cash without verification of identity (including age)? Is that correct? Is the Family Organizer following the steps in the support article below? ... On the family organizer's iPhone, open the Settings app. Tap [your name], then tap Family Sharing. Tap the child or teen that you want to set up Apple Cash for. Tap Apple Cash, then follow the instructions on your screen to set up their account.
Apple Community
discussions.apple.com › thread › 255073303
Apple Cash Family Setup not working - Apple Community
how do i add apple cash for family memnber how do i add apple id for a family sharing member 468 1 ... Could the child have multiple Apple ID’s? This not that uncommon and could a part of the issue. If the older account was not closed/deleted properly, that can be an issue. ... User profile ...
Apple Community
discussions.apple.com › thread › 251903376
How do I let my child use Apple Cash to m… - Apple Community
Thanks for the response. There isn't an option to do that. Apple chat support has informed me that when Family Sharing is set up my child's Apple Cash cannot be used to make purchases.