Check out the latest CD rates offered by Ally Bank. Features include daily compounding interest and 10 day best rate guarantee. Ally Bank, Member FDIC.

Find the latest High Yield CD rates offered by Ally Bank. No hidden fees and no minimum balance required. Get started today. Ally Bank, Member FDIC.

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2 days ago - In cases where more than one institution pays the same top rate, we've prioritized CDs by the shortest term, then the CD requiring a smaller minimum deposit, and if still a tie, alphabetically by institution name. You may have noticed that smaller institutions dominate the list of best jumbo CDs. While big banks such as Bank of America and online banks such as Ally do pay decent rates on CDs right now, they are not the most competitive rates.

Ally Bank's IRA High Yield CD offers a fixed rate among our highest available for growing your retirement savings. Ally Bank, Member FDIC.

3 days ago - Alliant CDs come with competitive yields. There’s a solid range of CD terms to choose from. ... While a $1,000 deposit for a CD is relatively standard, some banks have lower minimum opening deposit requirements. See how rates for this account have changed over time.

July 9, 2024 - Ally's 2-year and 4-year Raise Your Rate CDs give you the opportunity to increase your rate once (for the 2-year CD) or twice (for the 4-year CD) during the term if Ally's rates for these terms go up. This feature provides flexibility in a rising rate environment. Ally CDs automatically renew at maturity. The bank provides a 10-day grace period after maturity during which you can withdraw funds, add funds, or change the term without penalty.

December 12, 2025 - That’s admittedly fewer options than you’ll find at many competitors, but the high APY atones for this shortcoming. Bank details checked Dec. 12, 2025 ... Discover the highest high-yield savings rates, up to 5% for January 14, 2026.

Increase your rate once with our 2 year CD or twice with our 4 year CD if our rate goes up for your CD's term. Ally Bank Member FDIC.

2 weeks ago - Start with a great rate, plus have the opportunity to increase your rate once over the 2-year term or twice over the 4-year term, if our rate for your term and balance tier goes up ... Great for: An established fund you may need to access soon after opening. ... You can withdraw all your money any time after the first six days following the date you funded the account, and keep the interest earned with no penalties · APY is fixed for the term of the CD but subject to change upon renewal

April 18, 2025 - Ally Bank’s rates on certificates of deposit are some of the most competitive among banks and credit unions. And there’s no minimum deposit required. ... Standard CDs (or what it calls "High Yield CD"): These CDs have fixed rates and early withdrawal penalties.

However, the Ten Day Best Rate Guarantee does not apply if you choose to raise your rate during the CD term. Instead, you'll receive the highest rate we offer for your CD term on the day of your request. ... With our Raise Your Rate CD, you have the option to raise your rate once over the 2-year term and twice over the 4-year term, if our rates on these CDs go up.

1 week ago - Rates start at 2.00% APY for three-month CDs and reach up to 3.90% APY for 12-month CDs. Interest is compounded daily. Discover® Certificates of Deposit rates and details are accurate as of 11/04/2025.

Ally Bank · SpendingSavingsMoney Market · High Yield CDRaise Your Rate CDNo Penalty CD · Ally Invest · Self-Directed TradingRobo PortfoliosPersonal Advice · Ally + Ladder · Life Insurance · Save4 ways Ally Bank's Spending and Savings Accounts optimize your finances ·

Ally Bank IRAs grow your money for retirement without getting you into the market. They provide the tax benefits of an IRA, and deposits are FDIC insured. ... Start by choosing the account type that best suits your situation. Best for: Earning consistent interest when you lock your funds in for the length of the term. ... Best for: Retirement savings with the ability to raise your CD rate...

With our No Penalty CD, you'll get a fixed interest rate with no early withdrawal penalty following 6 days after the date of funding. Ally Bank Member FDIC.

August 1, 2024 - Here’s how much you can expect to earn with Ally’s high-yield CDs based on two different deposit amounts: $100 and $1,000. APYs as of Nov. 7, 2023. Source of calculations: Bankrate CD Calculator. CD rates at Ally are higher than average CD rates listed by the Federal Deposit Insurance Corporation but are on par with those offered by other banks on our best CD rates list.

May 17, 2025 - Ally High Yield CDs pay a fixed rate of 2.90% to 3.90% APY (Annual Percentage Yield) and have a $0 minimum opening deposit. Ally's rates are well above average CD rates, although they aren't as high as you can get at some other online banks.

Ally Bank: 1-877-247-2559 · Open 24/7 Open 24/7 · Log in to write a review · of account owners recommended this product · Savings Account · Spending Account · Money Market Account · High Yield CD · Raise Your Rate CD · No Penalty CD ·