The bad reviews of the card itself is from people who don’t know how CCs work. These are the people that are in revolving CC debt. The Prime Visa works like every other CC- as long as you pay off your statement balance (monthly bill) in full before the due date each month, you will never pay any interests. Whenever you fail to do so, you will lose your grace period for subsequent statement cycles. This is when you will get charge interest on any and all purchases, from the purchase date. This is also known as trailing/residual interest. Answer from madskilzz3 on reddit.com
🌐
Chase
creditcards.chase.com › cash-back-credit-cards › amazon-prime-rewards
Amazon Credit Card - Retail and Store Credit Cards | Chase.com
November 13, 2025 - Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership.* Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare).* ... Eligible Prime cardmembers earn 10% back ...
🌐
Amazon
amazon.com › b
Amazon.com: Prime Visa and Amazon Visa benefits: Credit & Payment Cards
When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Eligible Prime cardmembers earn 10% back or more on a rotating selection of items and categories on Amazon.com.² The amount listed in promotional offers includes the 5% back you ...
Discussions

Has anyone here had a good experience Amazon Prime credit card from Chase?
The bad reviews of the card itself is from people who don’t know how CCs work. These are the people that are in revolving CC debt. The Prime Visa works like every other CC- as long as you pay off your statement balance (monthly bill) in full before the due date each month, you will never pay any interests. Whenever you fail to do so, you will lose your grace period for subsequent statement cycles. This is when you will get charge interest on any and all purchases, from the purchase date. This is also known as trailing/residual interest. More on reddit.com
🌐 r/CreditCards
46
3
March 26, 2025
Do you have the Amazon credit card and is it worth it? - Clark Howard Community
Who wouldn’t love 5% back on everything they buy from Amazon!? That’s what the no-annual-fee Amazon credit card offers to Prime subscribers. And now is a great time to talk about the Amazon Prime Visa credit card. Amazon’s Prime Day is coming up on Tuesday, July 16 and Wednesday, July ... More on community.clark.com
🌐 community.clark.com
1
July 1, 2024
How is the Amazon Prime Rewards Visa Signature Card - Bogleheads.org
I use it for all my Amazon purchases, but not for anything else. No problems. Good idea posted in this thread to use the credits on the bill statement instead of for purchasing items. ... We have the "store card" version through Synchrony. One big advantage of that card is that the transaction line includes item description so I can match the charge up with the purchase on e.g. Mint. That single benefit has stopped me from switching to the Chase ... More on bogleheads.org
🌐 bogleheads.org
May 26, 2020
Chase Amazon Prime - Visa
Chase Amazon Prime (no AF, but requires an Amazon Prime membership to get some of these rewards rates) 5% Amazon 5% Whole Foods 5% Audible 5% Chase Travel 2% gas stations 2% restaurants 2% local transit and commuting 1% catch-all Visa No FTF More on reddit.com
🌐 r/Chase
11
3
January 5, 2025
🌐
Chase
chase.com › personal › credit-cards › amazon
Prime Visa & Amazon Visa | Credit Cards | Chase.com
Earn rewards whether you're shopping on Amazon.com, paying at the pump, or booking your next trip — all with no annual credit card fee.
🌐
Chase Credit Cards
creditcards.chase.com › cash-back-credit-cards › amazon
Amazon | Credit Cards | Chase.com
Rewards everywhere you shop with no annual credit card fee† Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership, unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including ...
🌐
The Points Guy
thepointsguy.com › credit-cards › prime-visa-best-offers
When to apply for Prime Visa based on offer history - The Points Guy
1 month ago - If the Amazon gift card is $150 or higher, consider applying. You can typically expect higher welcome offers near the holidays. The current welcome offer matches the highest we've seen, making now an excellent time to apply if you've been eyeing this card. ... To be eligible for this card, you need to have an active Prime membership. Additionally, the Prime Visa is issued by Chase...
🌐
Amazon
amazon.com › Prime-Visa › dp › BT00LN946S
Amazon.com: Prime Visa
1 month ago - Earn unlimited 3% back on Chase Travel purchases, or unlimited 5% back with an eligible Prime membership. This category includes prepaid travel purchases made on chasetravel.com or by calling the number on the back of your card to book. Eligible travel purchases include airline tickets, hotels, ...
🌐
NerdWallet
nerdwallet.com › credit-cards › learn › amazon-credit-cards-what-are-your-options
Amazon Credit Cards: What Are Your Options and Which Is Right for You? - NerdWallet
2 weeks ago - Plus, the card tends to feature a sign-up bonus. For Prime members, the Prime Visa is a can't-miss option. ... What if you aren't an Amazon Prime member, aren't interested in paying that membership fee, but still would like to earn solid rewards for the shopping you do with the retailer? The Amazon Visa, also issued by Chase, may be a good choice for you.
Find elsewhere
🌐
Reddit
reddit.com › r/creditcards › has anyone here had a good experience amazon prime credit card from chase?
r/CreditCards on Reddit: Has anyone here had a good experience Amazon Prime credit card from Chase?
March 26, 2025 -

I am thinking of getting the Amazon Prime Visa Signature Card. My credit score is 715 and I already have an Amazon membership. I pay my cards off every month, but I only have 5 years of credit history.

Worries due to the following comments on the Amazon website reviews:

"Predatory interest rate," which I usually ignore bc I never let mine acrue any interest, but this one said that they charged interest beginning the day it was purchased rather than at the end of the period. And that if it wasn't paid in whole the entire amount accrued interest including parts already paid off. Random cancellations after already receiving the card... wish I could post screenshots there were a lot of crazy accusations against chase and I've never banked with them before.

🌐
U.S. News
money.usnews.com › home › credit cards › chase
Prime Visa Credit Card 2025 Review | U.S. News
It offers earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership. You’ll also earn bonus points on dining, gas and transit purchases.
🌐
Clark Howard
community.clark.com › credit cards
Do you have the Amazon credit card and is it worth it? - Clark Howard Community
July 1, 2024 - Who wouldn’t love 5% back on everything they buy from Amazon!? That’s what the no-annual-fee Amazon credit card offers to Prime subscribers. And now is a great time to talk about the Amazon Prime Visa credit card. Amazon’s Prime Day is coming up on Tuesday, July 16 and Wednesday, July ...
🌐
Amazon
aboutamazon.com › news › retail › amazon-prime-visa-credit-card-guide
Prime Visa vs Amazon Visa—which credit card is right for you?
December 16, 2024 - With an eligible Prime membership, you can earn an unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases. As an added bonus, Prime cardmembers have exclusive access to limited-time Prime Card Bonus ...
🌐
Bogleheads.org
bogleheads.org › board index › us investors › personal finance (not investing)
How is the Amazon Prime Rewards Visa Signature Card - Bogleheads.org
May 26, 2020 - I use it for all my Amazon purchases, but not for anything else. No problems. Good idea posted in this thread to use the credits on the bill statement instead of for purchasing items. ... We have the "store card" version through Synchrony. One big advantage of that card is that the transaction line includes item description so I can match the charge up with the purchase on e.g. Mint. That single benefit has stopped me from switching to the Chase ...
🌐
Reddit
reddit.com › r/chase › chase amazon prime - visa
r/Chase on Reddit: Chase Amazon Prime - Visa
January 5, 2025 -

I have a Chase card for years but forgot about its benefits. While shopping at Amazon they had a pop-up to remind me to make it the default one.

On the app it says: “Earn unlimited 5% back at Amazon.com, including Amazon Fresh, Prime Video, Kindle Unlimited and Whole Foods Market with an eligible Prime membership”

🌐
Chase Credit Cards
creditcards.chase.com › rewards-credit-cards
Compare Rewards Credit Cards | Chase
Rewards everywhere you shop with no annual credit card fee† Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership, unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including ...
🌐
CNBC
cnbc.com › cnbc select › credit cards › which amazon credit card is right for you?
Amazon Credit Cards: Which Is Right For You?
1 week ago - Prime Card Bonus: Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership · Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare) ...
🌐
WalletHub
wallethub.com › popular credit card questions
Pros and Cons of an Amazon Credit Card in 2025
September 1, 2025 - The biggest pros of an Amazon Credit Card are its rewards (1 - 5 points per $1 on purchases) and $0 annual fee, which can save you a lot of money. On the other hand, the biggest cons are the card’s high APR and the fact that you need a Prime ...
🌐
Chase
static.chasecdn.com › content › dam › card › rulesregulations › en › RPA0441_0510_Web.pdf pdf
Amazon Rewards Program Agreement Important information about the program and
Chase Mobile App. • We’ll give you notice of other changes to the program or · agreement by posting an updated copy of this agreement ... Amazon.com/primevisa/benefits. 5% back equates to · $0.05 for each $1 spent, which is equal to 5 points. ... Amazon.com/amazonvisa/benefits. 3% back equates to · $0.03 for each $1 spent, which is equal to 3 points. ... How you can earn points above). If your card ...
🌐
CNBC
cnbc.com › cnbc select › credit cards › amazon's credit cards are getting an upgrade — should you apply?
Chase Revamps Amazon Credit Cards, Improves Earning Rates
November 10, 2025 - Limited-Time Offer: Get a $250 Amazon Gift Card instantly upon approval exclusively for Prime members ... Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases with an eligible Prime membership
🌐
Upgraded Points
upgradedpoints.com › home › credit cards › reviews › amazon prime visa card
14 Benefits and Perks of the Amazon Prime Visa Card [$1,600+ Value]
July 15, 2025 - Limited-Time Offer: Get a $250 Amazon Gift Card instantly upon approval exclusively for Prime members ... Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases with an eligible Prime membership