The basic criteria you need to meet to be eligible for credit varies by country. Visit our Help Centre to find out more about credit eligibility criteria in your region.We'll also run a credit check when we review your application to determine your eligibility.

Yes, it only takes a few minutes to fill out your credit application, and you'll receive a decision from us quickly. Once your application is approved and you accept our offer, you can create and use your virtual card straight away. Subject to credit check.

Keeping your money safe is our top priority. Here are some of the safety measures we use to protect the virtual credit cards in your account.Virtual cards are stored safely in your Revolut app, which is protected by two-factor authentication. This security measure ensures that only you can log on to your account, view your card details, and complete payments.If you suspect any fraud, you can freeze your card right in-app to block payments. Then unfreeze it just as easily when you’re ready to use it again. All it takes is a couple of taps. When you use Apple Pay or Google Pay to make a purchase