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If you have Fido/Rogers/Shaw then Rogers WE MasterCard is the best cashback (3x redeem on those services) card. Answer from Deleted User on reddit.com
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Reddit
reddit.com › r/personalfinancecanada › what is the best cashback credit card in canada?
r/PersonalFinanceCanada on Reddit: What is the best cashback credit card in Canada?
May 11, 2025 -

I spend about 56k per year, most is supermarket, gas, eating out, dollar stores, fruits and veggies.

I am thinking about getting the Rogers Red Mastercard but wonder if there is a better option out there, if possible NO FEE too.

I also wonder what Rogers mean by "eligible purchases", I called them and was not informed if gas and supermarket can be considered or not

Thank you

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NerdWallet
nerdwallet.com › back to nerdwallet homepage › credit cards › best cash-back cards in canada | january 2026
Best Cash-Back Credit Cards in Canada for January 2026
3 weeks ago - Personal Loan vs. Line of Credit ... Fact CheckedNerdWallet Canada's picks for the best cash-back cards — compare rewards to find the best match for your spending.
People also ask

What is the best cash back credit card in Canada?

The best cash back credit card depends on your spending habits and which categories you use most often. There is no objective “best” cash back credit card, but you can find the right one for you by analyzing your buying habits and determining which categories you spend the most money in. At Ratehub, we like the CIBC Dividend Visa Infinite. This card offers the best rewards for everyday essentials, with a 1% earn rate for all purchases and an industry-leading 4% cash back on both groceries and gas purchases – two of the most common spending categories for Canadian households. Thanks to CIBC’s new Cash Back on demand feature, you can choose to redeem rewards any time, starting at just $10. 

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ratehub.ca
ratehub.ca › blog › best-cash-back-credit-cards-in-canada
Canada's best cash back credit cards 2026 | Ratehub.ca
What is the best cash back credit card with no annual fee?

The best cash back credit card with no annual fee is the SimplyCash Card from American Express. It’s a great option for users who want to earn cash back without paying an annual fee, offering competitive earn rates on everyday purchases and access to helpful Amex perks at no added cost.

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ratehub.ca
ratehub.ca › blog › best-cash-back-credit-cards-in-canada
Canada's best cash back credit cards 2026 | Ratehub.ca
How do I choose the best cash back credit card for me?

Get cash back on what matters most: Choose from earning more at the grocery store or getting unlimited cash back on everything you buy.

Choose the most valuable benefits for you: Choose from no annual fee or exclusive benefits like car rental insurance and airport lounge access.

See how much cash back you can earn: Try the RBC credit card cash back calculator to see how much cash back you can earn in a year based on your monthly spending.

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rbcroyalbank.com
rbcroyalbank.com › personal › credit cards › cash back cards
Cash Back Credit Cards - Apply Online | RBC Royal Bank of Canada
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Ratehub.ca
ratehub.ca › blog › best-cash-back-credit-cards-in-canada
Canada's best cash back credit cards 2026 | Ratehub.ca
2 weeks ago - Limited insurance coverage: Insurance ... else offered in the way of rewards, bonus offers or perks with this card ... The Neo World Mastercard® is designed to elevate your everyday spending with the best no annual-fee cashback card ...
Discussions

Best credit card for highest cashback on everything? : CreditCards
Trying to buy a used car and have a $12,000 credit limit with 0% apr. Could this function as an interest free car loan? ... Was added as a verified user to a card but forgot I previously froze my credit - do I need to be readded? More on old.reddit.com
🌐 r/CreditCards
Best credit card for crypto cashback? : CryptoCurrency
🌐 r/CryptoCurrency
Best cashback credit card for shipping? : smallbusiness
Spend $150,000/yr on small parcel shipping on shipstation. Saving my bottom line and want cashback. Cards I'm looking at. -Chase Ink Business Premier More on old.reddit.com
🌐 r/smallbusiness
Best credit card with cashback in Luxembourg?
There is no credit score in Luxembourg. As for the cashback, your best bet is the BCEE miles & more card. Or just get an Amex, you earn membershippoints that are transferable to many other hotel/airlines. More on reddit.com
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July 21, 2020
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Mastercard
mastercard.ca › en-ca › categories › cash-back
Cash Back Credit Cards | Find a Credit Card
Want to get your cash back ASAP? Now you can redeem your cash back anytime through direct deposit, as a credit on your statement or into your BMO InvestorLine account* ... Enjoy three months of Instacart+ and a $5 monthly Instacart credit when you enroll your eligible BMO Credit Card.*
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CIBC
cibc.com › en › personal-banking › credit-cards › cash-back-cards.html
Find the Best CIBC Cash Back Credit Cards for You | CIBC
With a CIBC Dividend credit card, when your cash back balance reaches $25 or more, you can have the full amount credited to your account at any time. You can redeem online, on your phone or by calling 1-800-465-4653 Opens your phone app..
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RBC Royal Bank
rbcroyalbank.com › personal › credit cards › cash back cards
Cash Back Credit Cards - Apply Online | RBC Royal Bank of Canada
Earn cash back on your everyday purchases with RBC cash back credit cards. Find the best card for you from our no fee and premium options. Apply online today.
Find elsewhere
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Scotiabank Canada
scotiabank.com › ca › en › personal › credit-cards › cash-back.html
Cash Back Credit Cards | Scotiabank Canada
Scotiabank's cash back credit cards give you maximum cash back rewards on your everyday spending. Get the cash back card that's best for you. Apply online today.
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The Globe and Mail
theglobeandmail.com › globe investor › report on business › which cash-back credit card is right for you? we ranked canada’s top choices in 2025
Which cash-back credit card is right for you? We ranked Canada’s top choices in 2025 - The Globe and Mail
1 month ago - The BMO CashBack World Elite Mastercard delivers some of the strongest earn rates available on everyday spending – 5 per cent on groceries, 4 per cent on public transit and taxis, 3 per cent on gas and EV charging, 2 per cent on recurring ...
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TD
td.com › ca › en › personal-banking › products › credit-cards › cash-back
Apply Online for Cash Back Credit Cards in Canada | TD Canada Trust
Earn up to $50 in Cash Back Dollarsaplus with the TD Cash Back Visa Card. Conditions apply. ... Invest back into your business with Cash Back Dollars. ... TD Cash Back Credit Cards allow you to earn Cash Back Dollars on everyday purchases.
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Rates.ca
rates.ca › credit-cards › cash-back
Compare 2025's Best Cash Back Credit Cards in Canada
A card like BMO’s Cashback World Elite Mastercard offers up to 5% cash back on purchases, free roadside assistance, 13 types of insurance and 10% cash back for the first three months, up to $2,600 in spend.
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BMO
bmo.com › credit cards › cash back credit cards
Cash Back Credit Cards: Up to 5% Cash Back - BMO Canada
Earn cash back on your purchases with a BMO cash back credit card. Choose from a variety of card options to find the best cash back Mastercard in Canada for you.
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Hardbacon
hardbacon.ca › blog › credit cards › cash back credit cards
Cash back credit cards Canada - Hardbacon
BMO has introduced the BMO CashBack MasterCard as part of their line of some of the best cash back cards designed specifically for Canadian residents. The difference between this card and other credit cards where you earn rewards for purchasing ...
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WOWA
wowa.ca › best-cash-back-credit-cards-canada
Best Cash Back Credit Cards in Canada for December 2025 | WOWA.ca
If you are looking for a card with ... at best travel credit cards instead of cash-back credit cards. Travel credit cards may have a loyalty points system, but they also have great travel insurance. Credit cards may also offer lounge access, access to exclusive events, personal concierge services, and others. Most cashback credit cards in Canada are unlimited ...
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MoneySense
moneysense.ca › home › articles › the best cashback credit cards in canada for 2025
The best cashback credit cards in Canada for 2025 - MoneySense
1 month ago - The Rogers Red World Elite Mastercard is the best cashback credit card in Canada, offering a high earn rate of 1.5% on all purchases, so there’s no need to strategize spending by maximizing bonus categories.
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Loans Canada
loanscanada.ca › credit › best-cash-back-credit-cards-canada
Best Cash Back Credit Card In Canada 2025
December 10, 2024 - ... Features: Premium insurance benefits, mobile wallet integration, gas discounts. The BMO CashBack World Elite Mastercard offers a strong welcome bonus, a best-in-Canada earn rate on groceries and premium perks.
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Rates.ca
rates.ca › credit-cards
Best Credit Cards of 2025 in Canada
October 24, 2025 - The Neo Secured Mastercard makes the journey of rebuilding your credit score a lot more enjoyable with unique cash back perks. This Neo card has a cash back at a rate of 1% on gas and grocery purchases.
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Rogers Bank
rogersbank.com › en
Rogers Bank credit cards. Cash back rewards and more | Rogers Bank
October 24, 2025 - Get the best no annual fee cash back cards in Canada. Exclusively for Rogers customers. ... Stay protected. Stay connected. ... A new way to personalize your Rogers Bank credit card with your preferred name.
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Triangle
triangle.canadiantire.ca › en › credit-cards.html
Triangle Credit Cards: Which Mastercard Is Right For You? | Triangle
Earn 4% back in Canadian Tire Money® at any of our great retailers, 5¢-7¢/litre back at Gas+ & participating Husky stations, & more.