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Bluebird
bluebird.com › prepaidaccount
Prepaid Debit Account
The Bluebird Prepaid Debit Card by American Express lets you easily manage your money with no monthly fees. Add cash for free at Walmart, pay bills & more.
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Bluebird
secure.bluebird.com › login
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Bluebird
bluebird.com › faqs
FAQs
How can we help you? You've got questions? We've got answers in our Bluebird FAQs!
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Bluebird
bluebird.com › bankaccount
Bank Account
Sign up for an online bank account with Bluebird and get instant access to your virtual debit card. No monthly fees, free early direct deposit & so much more.
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Bluebird
bluebird.com
No Monthly Fees | Convenient Cash Reloads​ | Bluebird
Loaded with Benefits. No Monthly Fees. Explore your online banking options with the Bluebird® AMEX® Prepaid Debit Card or Bluebird® Visa® Debit Card.
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Bluebird
bluebird.com › legal › prepaidaccount
Prepaidaccount
Loaded with Benefits. No Monthly Fees. Explore your online banking options with the Bluebird® AMEX® Prepaid Debit Card or Bluebird® Visa® Debit Card.
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Bluebird
bluebird.com › faqs › using-your-account
Using Your Account
How can we help you? You've got questions? We've got answers in our Bluebird FAQs!
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Bluebird
bluebird.com › faqs › fees-and-limits
Fees and Limits
How can we help you? You've got questions? We've got answers in our Bluebird FAQs!
Find elsewhere
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Bluebird
bluebird.com › legal › member-agreement
Member Agreement
We charge 1 other type of fee · No overdraft/credit feature
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Deposit Accounts
depositaccounts.com › home › blog › bluebird prepaid debit card review
Bluebird Prepaid Debit Card Review | DepositAccounts
You can check your Bluebird prepaid debit card balance by logging in to your account online or through the Bluebird mobile app.
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Bluebird
bluebird.com › site-map
Site Map
Loaded with Benefits. No Monthly Fees. Explore your online banking options with the Bluebird® AMEX® Prepaid Debit Card or Bluebird® Visa® Debit Card.
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Bluebird
bluebird.com › faqs › stay-in-the-know › balances-transactions-and-statements
Get the Mobile App
Loaded with Benefits. No Monthly Fees. Explore your online banking options with the Bluebird® AMEX® Prepaid Debit Card or Bluebird® Visa® Debit Card.
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Bluebird
bluebird.com › faqs › getting-started
Getting Started
How can we help you? You've got questions? We've got answers in our Bluebird FAQs!
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Walmart
corporate.walmart.com › news › 2012 › 10 › 08 › american-express-and-walmart-launch-bluebird-a-new-alternative-to-debit-and-checking-accounts
American Express and Walmart Launch Bluebird: a New Alternative to Debit and Checking Accounts
October 8, 2012 - Building on a pilot program launched in late 2011, Bluebird was shaped by feedback from consumers who said they were not getting the value they expect from traditional checking account and debit services because of increasingly higher fees. According to an independent study by Bretton Woods 1, consumers now pay an average of $259 per year for a basic checking account and that cost is rising due to higher minimum balance requirements and a growing list of fees being added to these services.
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Bluebird
bluebird.com › about
About
Backed by brands you can trust & perks you'll love, Bluebird is here to help you take control of your finances. Learn more about who we are & how we work.
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Google Play
play.google.com › store › apps › details
Bluebird - Apps on Google Play
Log in to easily access your Available Balance and view the details of all your active and completed transactions MONEY IN • Add cash fee free at Family Dollar¹ • Get your pay up to 2 days faster with free early direct deposit² • ...
Rating: 4.7 ​ - ​ 54.8K votes
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NerdWallet
nerdwallet.com › article › banking › bluebird-review
Bluebird Prepaid Card Review - NerdWallet
September 14, 2020 - The prepaid program will be discontinued for current customers in June 2026. Update on Sept 13, 2024. American Express confirmed that Bluebird no longer offers new Goal balances or new family sub-accounts.
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Bluebird
bluebird.com › whatsnew
What's New
Loaded with Benefits. No Monthly Fees. Explore your online banking options with the Bluebird® AMEX® Prepaid Debit Card or Bluebird® Visa® Debit Card.
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Reddit
reddit.com › r/personalfinance › is a bluebird prepaid debit card the best option in this situation? if so, how do i do this?
r/personalfinance on Reddit: Is a Bluebird prepaid debit card the best option in this situation? If so, how do I do this?
October 5, 2021 -

I'm trying to help a relative who will be getting out of jail soon. He'll have nothing, and one thing I want to give him is a prepaid debit card or another way for him to access a few hundred dollars to get him started. It looked like a prepaid debit card was the best option, and Bluebird looked like the best prepaid debit card, with no fees as long as you use only MoneyPass ATMs and avoid the deposit methods that incur fees.

I had thought that prepaid debit cards were blank cards that you could give to anyone, that it was like giving cash but with a piece of plastic and a PIN. But when I went to order one, I saw that the person's name goes on the card. And one of the questions was for the person's SSN.

Bluebird also has sub-accounts, and maybe that's what I need, with this person having access only to a sub account. Another concern is that I want to be able to transfer money from my bank account onto this debit card, but I don't want this person to be able to access my bank account if he logs into the Bluebird account.

A downside of Bluebird is that there's no way to talk to a support person until you have an account, at least not that I could find.

What more can you tell me about prepaid debit cards work? Are they the best option in this situation, or do you have any other suggestions?

Thanks for your help.

Top answer
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Without knowing how Bluebird sub-accounts work, what I would look for is a card/setup that's marketed towards parents for their children. It would offer what you want - the ability to give him secure access to funds without making him responsible for the account or giving him access to "parent" functions like adding money, changing funding accounts, etc. These usually have fees attached, but the peace of mind knowing that it works exactly how you want might be worth it until he can set up an account on his own that can receive funds from Venmo, Zelle, or whatever service.
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I had thought that prepaid debit cards were blank cards that you could give to anyone, that it was like giving cash but with a piece of plastic and a PIN. Prepaid cards are of two types; reloadable, and non-reloadable. The non-reloadable are usually sold as "visa gift cards"; there is a specific amount loaded, maximum usually $500, and once the amount is used up, you can't add any more. These don't require any id or SSN. All "reloadable" debit cards ask for SSN; this is part of the Patriot Act. Some do allow alternatives like a Tax Identification number, but you do have to jump through hoops. You can add money to these cards periodically, including some that support bank transfers. Bluebird also has sub-accounts, and maybe that's what I need, with this person having access only to a sub account. Another concern is that I want to be able to transfer money from my bank account onto this debit card, but I don't want this person to be able to access my bank account if he logs into the Bluebird account. Yes. Bluebird has both the Amex prepaid debit card, and the Visa Prepaid Bank Account; check which one works better for you, but both support the "sub-account". For your requirement : Set up the Bluebird account with yourself as primary; then create a sub-account. Note there are restrictions on what a sub-account user can and can't do; including not being able to add cash themselves. The sub-account holder can't see your transactions; you can see all their transactions, and put limits including whether they can draw out cash at an ATM. While they can't see your bank details / transfer details; if you want to be even safer - just draw out cash from an ATM, then deposit it into your Bluebird account at any Walmart; no fees. You can then pass on some each period to the other person. If they do need to "deposit" money (earnings or other) - then they have to get their own bluebird main account, not be on a sub-account. AFAIK Bluebird does allow having both a sub account and a main account, but you may need to verify this with CS after you set up your account.