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Ramp
ramp.com › blog › business credit cards
Citibank Business Credit Card Requirements
October 30, 2025 - Step 3: Apply online or in person. Most Citibank business cards are available through an online application. You will complete a form with your personal and business details and submit it directly through the Citi website.
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Citi
citi.com › credit-cards › understanding-credit-cards › how-to-get-a-business-credit-card-for-startups
How to Get A Business Credit Card For Startups | Citi.com
To get approved for a business credit card, you'll likely need: ... If you have a startup company, you may have little to no revenue coming in. Fortunately, if your personal credit is good, you may still be able to get approved for a credit card despite your startup company being pre-revenue. If you have no revenue yet, simply place $0 where your application requests business revenue when you initially apply.
People also ask

Can you use a Citibank business credit card for personal expenses?
Business credit cards should only be used for business-related transactions. Mixing personal and business expenses can lead to accounting issues and may violate the card’s terms of service.
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ramp.com
ramp.com › blog › business credit cards
Citibank Business Credit Card Requirements
Does Citibank report business credit card activity to business credit bureaus?
Citibank may report certain business card activity to commercial credit bureaus like Dun & Bradstreet or Experian Business. However, policies can vary by card. If building business credit is a priority, confirm the reporting details before applying.
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ramp.com
ramp.com › blog › business credit cards
Citibank Business Credit Card Requirements
Can you apply for a Citibank business credit card as a sole proprietor?
Sole proprietors are eligible to apply, even without a registered business name. You can use your Social Security number instead of an EIN, but Citibank may still ask for details about your income and business activity.
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ramp.com
ramp.com › blog › business credit cards
Citibank Business Credit Card Requirements
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American Airlines
creditcards.aa.com › home › cbaa direct
Citi® / AAdvantage Business™ World Elite Mastercard® - AA.com
May 9, 2024 - Apply Now for the Citi® / AAdvantage Business™ World Elite Mastercard®. Explore the amazing credit card benefits built for business and adventure.
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WalletHub
wallethub.com › popular credit card questions
How to Get Citibank Business Credit Card Approval
November 12, 2025 - You must fill out your application completely and accurately. You can submit your Citibank business credit card application online, at a branch or by calling (866) 422-3091.
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Citi
citi.com › credit cards › credit knowledge center › understanding credit cards › what is a business credit card and how does it work?
What Is a Business Credit Card and How Does It Work? | Citi.com
June 13, 2025 - Your eligibility for a particular product and service is subject to a final determination by Citibank and its affiliates. Your country of citizenship, domicile, or residence if other than the United States, may have laws rules, and regulations that govern or affect your application for and use of our accounts, products and services, including laws regarding taxes, exchange and/or capital controls that you are responsible for following.
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Citi
citi.com › small business banking › lending › business credit
Business Lines of Credit | Citi.com
Citi provides business lines of credit to finance a wide range of commercial needs. Apply for a business line of credit with Citi.
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Nav
nav.com › home › business credit cards
Best Citibank Business Credit Card Offers - Nav
The vast majority of business credit card issuers make the decision to issue personal credit cards based on a personal credit score and income from all sources, not just the business. Most cards require good credit, which means a personal credit score of at least 680 or higher. And when filling in the income section of a credit card application, you will likely be asked to provide household income, not just income from the business.
Find elsewhere
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Citi
citi.com › credit cards › credit knowledge center › understanding credit cards › business credit card vs. personal credit card: key differences
Business Credit Cards vs. Personal Credit Cards: Key Differences | Citi.com
August 1, 2025 - If you have a side hustle that generates some revenue, you can typically apply for a business credit card. While you usually don’t need a formal business structure to apply, you may be required to provide your business name, revenue, and tax ID or Social Security number during the application process.
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Bankrate
bankrate.com › credit cards › business
Best Citi credit cards for your business | Bankrate
November 14, 2024 - If you’d prefer to avoid paying ... business credit cards. Approval may depend on various factors, including your overall credit history, the card you’re applying for and the specific details of your application. If you want to explore options catered to your credit profile, consider using Bankrate’s CardMatch™ tool. Citibank offers a variety ...
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One Mile at a Time
onemileatatime.com › home › my citi aadvantage business card application approval experience
My Citi AAdvantage Business Card Application Approval Experience - One Mile at a Time
October 8, 2025 - When it comes to getting approved ... restrictions, you can typically be approved for at most one Citi card every eight days, and at most two Citi cards every 65 days...
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The Points Guy
thepointsguy.com › credit-cards › credit-score-citibusiness-aadvantage-platinum-select
What credit score do you need to get the Citi / AAdvantage Business World Elite Mastercard? - The Points Guy
January 21, 2025 - After all, your credit score is just one of many factors that Citi will take into account when deciding whether to approve your application. But you'll generally need a good credit score of at least 730* to be approved for a rewards credit card.
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Citi
citi.com › credit cards › credit knowledge center › maximizing credit card rewards › cash back vs. travel rewards: which card should you get?
Should You Get a Business Credit Card? | Citi.com
May 28, 2025 - Your eligibility for a particular product and service is subject to a final determination by Citibank and its affiliates. Your country of citizenship, domicile, or residence if other than the United States, may have laws rules, and regulations that govern or affect your application for and use of our accounts, products and services, including laws regarding taxes, exchange and/or capital controls that you are responsible for following.
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City Bank
city.bank › business › treasury-solutions › credit-cards
business credit card solutions - City Bank
Then a variable rate, currently 12.74%-20.74% applies, based on credit ... No fee for balance transfers for the first 6 months, then a 1% or $10 fee, whichever is greater, will be assessed ... Earn 3% cash back on travel and dining, 2% cash back on gasoline, and 1% cash back on everything else3 · Ability to set individual spending limits for employees · Select consolidated or individual billing statements ... For information on applying for these commercial cards please contact us at Treasury Management via email at [email protected]
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Citi
citi.com › home › credit card › view all credit cards
Business Credit Cards
Explore all Citi cards · Hamburger Menu for filterchip selection 0 No · items Selected · Most Popular · Special Offers · Balance Transfer · No Annual Fee · Travel Rewards · All Rewards · Cash Back · AAdvantage · Business
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WalletHub
wallethub.com › credit cards › business citibank
4 Best Citibank Business Credit Cards of December 2025
May 22, 2025 - WalletHub actively maintains a database of 1,500+ credit card offers, from which we select the best Citibank business credit cards for different applicants as well as derive market-wide takeaways and trends. The underlying data is compiled from credit card company websites or provided directly by the credit card issuers.
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Upgraded Points
upgradedpoints.com › home › credit cards › business
The Best Citi Business Credit Cards: Benefits Compared [2025]
October 29, 2025 - Any new business owner that needs to get going will enjoy this card. ... APR0% intro APR on purchases for 12 months; 16.99% - 24.99% variable thereafter. ... Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types ...
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Reddit
reddit.com › r/creditcards › citi aadvantage platinum select business credit card approval: why is this card treated like a venture x by citi?
r/CreditCards on Reddit: Citi AAdvantage Platinum Select BUSINESS credit card approval: Why is this card treated like a Venture X by Citi?
December 9, 2024 -

I knew Citi was inquiry sensitive to an extent but wow! I’ve seen some videos on Citi and then came across a YT channel where a guy reviewed the Citi AAdvantage Platinum Select Business World Elite Mastercard recently. He explained in very clear terms that if you have basically ANY hard inquiries in the past 24 months, your application will absolutely be denied. That sounds worse than the VX reports I’ve heard…can anyone confirm this??? His instructions were to wait until your at 1/24 or maybe 2/24 before applying. And since I have plans for other card applications over the next 24-months I was kinda shocked that this card I really wanted has to be scratched off my list. Got a 766 FICO and inquiries are 3/24, 2/12 right now. But in 2025, I need to apply for the BoA Alaska Airlines Business card first due to their 3/12 rule (since I don’t bank with them and I opened two accounts in 2024)

I had no idea Citi just turned down applicants like that for more than 1-2 inquiries. Sure, 5,6,7+ is something I’d understand. But for 3 or 4? Are they like that on just the co-branded cards? Thanks

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Reddit
reddit.com › r/creditcards › citi has separate logins for personal & business cards?
r/CreditCards on Reddit: Citi Has Separate Logins for Personal & Business Cards?
March 17, 2025 -

Something strange happened to my Citi online account. I used to be able to access all of my personal cards and my American Airlines business card through one login. After a fiasco combining my ThankYou Rewards accounts, my online account only shows personal cards. When I called the customer service line about it, I was told that business cards are supposed to have a separate login.

A separate login?! Amex allows you to see all cards at once, both personal and business. When I attempted to link the business card to my online account, the website wouldn't let me. Is this the same with everyone else? Do people actually have two separate logins to access their Citi personal and business cards?

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Business Insider
businessinsider.com › personal finance › credit cards › best citi business credit cards
Top Citi Business Credit Cards of 2024
February 8, 2025 - Applying for a Citi business credit ... card. You'll be required to fill out an application and provide personal information such as your name, date of birth, and social security number (SSN)....