A penalty may be charged for early withdrawal. No minimum deposit required to open an account. ... Competitor comparison information obtained from Curinos as of XX/XX/XXXX, using Certificate of Deposit account APYs. The non-Discover service marks for Bank of America, Chase, Citibank, Wells Fargo and U.S.

September 1, 2025 - Discover Bank offers certificates of deposit (CDs) in 12 different terms ranging from 3 months to 10 years, with no minimum deposit required to open. Each term pays the same annual percentage yield (APY) on all balances, making these CDs accessible to savers with any budget.

November 28, 2021 - For Ally Bank Certificates of Deposit and Wells Fargo CDs (Certificates of Deposit) ... Capital One offers CDs with terms running from six months to five years. Rates range from 3.50% APY to 3.50% APY, and interest compounds daily. The highest-earning CDs available from Capital One are the six-month CD and one-year CD, which earn 3.50% and 3.90% APY, respectively. There is no minimum deposit requirement to open a Capital One 360 CD. Like Discover, Ally Bank offers competitive rates on its CDs and requires no minimum deposit to open an account.

December 12, 2025 - With Discover CDs, you won’t pay monthly fees and you won’t be subject to minimum deposit amounts. You’ll only be dinged for touching your money before your account matures. Here’s everything you need to know about earning interest with Discover CDs. All rates and fees are current as of Dec. 12, 2025, and are subject to change. Discover Bank has standard CDs, each with various terms designed for various financial situations. Discover offers standard CDs with terms ranging from three months to 10 years.

September 26, 2025 - CDs features include high interest rates, 24/7 Live Customer Service, Online Account Management, and FDIC Deposit Insurance up to $250,000 per individual account holder (FDIC certificate 5649).

6 days ago - Make sure you meet the minimum deposit to kick off your CD. After your CD is up and running, keep track of the maturity date. When your term ends, you'll need to decide whether you want to withdraw your cash, roll it over into a new CD, or transfer it to another account. Some banks will auto-renew your CD, so it's a good idea to check in before that happens to make sure you're still getting the best deal. https://savings.breadfinancial.com/products/certificates-of-deposit

See the latest certificate of deposit rates and offers from Discover Bank. SmartAsset's experts give a brief overview of each CD account, including their current rates, minimum balance and fees. See if opening up a CD account today is right for you.

October 24, 2025 - For long-term goals like retirement, you might explore opening a Traditional or Roth IRA, which you would ideally not tap into until you retire. But what about money you might need sooner? Two savings options to consider are certificates of deposit (CDs) and savings accounts.

3 weeks ago - The top rate tracked by Bankrate's editorial team is 4.20 offered by State Employees Credit Union (NC). Before opening a certificate of deposit, be sure to read expert advice and tips below to ensure a financially safe decision.

December 2, 2025 - Find the latest Discover Bank CD Rates here. Discover Bank offers Certificates of Deposits (CDs) with competitive rates to earn interest.

Explore our comprehensive Certificate of Deposit FAQs for answers to common questions. Learn how a CD Account works, the minimum deposit requirement and more.

September 16, 2019 - CDs lock up savings for a fixed period of time in exchange for a generally higher rate than other bank accounts. ... Enter your deposit, CD term and APY to see what interest you would earn on a certificate of deposit.

December 3, 2025 - Learn about the 4 key benefits of a certificate of deposit (CD) from Discover and how CDs can help you achieve your savings goals. Get started today.

May 8, 2025 - The bank offers two types of CDs: standard CDs and IRA CDs. The two types of CD pay similar interest rates and have the same minimum deposit requirements. Here are the current Discover Bank CD rates and Discover IRA CD rates:

December 2, 2025 - CDs features include high interest rates, 24/7 Live Customer Service, Online Account Management, and FDIC Deposit Insurance up to $250,000 per individual account holder (FDIC certificate 5649).

With a certificate of deposit (CD) account, you can save money for a fixed amount of time, called a term. In return for leaving your money in the CD, you earn a fixed interest rate—unlike traditional savings accounts, which have variable interest rates that are subject to change. Learn more about CDs and how they work. ... Capital One 360 CD accounts are insured by the Federal Deposit Insurance Corporation (FDIC) up to allowable limits. Please note that any Capital One or Discover Bank deposit accounts opened on or after May 18, 2025 are immediately counted with your other Capital One deposit accounts for determining deposit insurance coverage by the FDIC.

This site requires JavaScript to function properly. Please enable JavaScript in your browser · Discover® Bank CD is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs