discover high yield savings account limit - Brave Search

discover.com › online banking › high yield online savings account

High Yield Savings Account - No Monthly Fees | Discover

Open a high interest savings account that offers high yield interest rates with no monthly balance requirements or monthly fees.

discover.com › home › what is a high-yield savings account?

What is a high-yield savings account? Start here | Discover

November 24, 2025 - High-yield savings accounts allow you to grow your money through compound interest, she adds. With compound interest, you earn interest on both your principal—in other words, your bank balance—and the interest you receive.

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People also ask

What is the minimum deposit amount to open my Online Savings Account?

There is no minimum deposit to open a Discover Online Savings Account.

discover.com › online banking › high yield online savings account

High Yield Savings Account - No Monthly Fees | Discover

What other savings accounts does Discover offer?

Discover offers certificates of deposit with terms ranging from six months to 10 years. Discover CD rates range from 2.00% to 4.05% APY.

forbes.com › advisor › banking › savings

Discover Savings Account Rates – Forbes Advisor

How do I open a Discover Online Savings Account?

Click here to open an account online. Call 1-800-347-7000 where you can talk to a real person from our customer service team.

discover.com › online banking › high yield online savings account

High Yield Savings Account - No Monthly Fees | Discover

investopedia.com › discover-savings-account-interest-rates-7500041

Discover Savings Account Interest Rates: January 2026

1 week ago - However, Discover is discontinuing its banking products for new applicants. Discover offers a high-yield savings account that comes with a 3.30% APY, which is much higher than the national average.

discover.com › home › 5 benefits of an online savings account

5 reasons to have a Discover Savings Account | Discover

1 week ago - Start saving with a convenient, high-yield account designed to keep fees low.

discover.com › home › does it cost money to open a savings account?

Does it cost money to open a savings account? | Discover

1 week ago - When you’re trying to build up your savings, savings withdrawal limit fees, insufficient funds fees, and savings account maintenance fees can add up quickly. Look for a savings account with a favorable interest rate so your money can grow as quickly as possible. High-yield savings accounts can offer a significantly higher annual percentage yield than the national average.

taxfyle.com › blog › discover-high-yield-savings

Discover High Yield Savings: Pros, Cons, and Alternatives | Taxfyle

June 28, 2024 - They are offered by FDIC-insured banks or NCUA-insured credit unions, which means deposits up to $250,000 are protected per depositor, per institution. For example, if you open a Discover high-yield savings account, your money is safe up to ...

discover.com › online banking › money market account

Money Market Account | Discover

Earn interest over 5XThe Annual Percentage Yield (APY) for the Online Savings Account as of XX/XX/XXXX is more than five times the national average APY for interest bearing savings accounts with a balance of $500 as reported by Curinos as of ...

joinkudos.com › blog › discover-high-yield-online-savings-account-review-high-apy-with-no-monthly-fees

Discover High Yield Savings Review: Best No-Fee Account

Instantly see side-by-side quotes from top providers. Choose the best option and start saving in minutes. Users save up to $1,025† on annual premiums when they compare with Kudos.

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forbes.com › advisor › banking › savings

Discover Savings Account Rates – Forbes Advisor

December 30, 2022 - Discover® Bank Online Savings Account earns a competitive rate of 3.40% APY, earning a spot on our list of the best high-yield savings accounts. The account has no minimum deposit requirement and doesn’t charge a monthly fee that could ...

reddit.com › r/creditcards › is the discover hysa a good choice for savings? could anyone recommend?

r/CreditCards on Reddit: Is the Discover HYSA a good choice for savings? Could anyone recommend?

October 4, 2023 -

I know this subreddit is mainly focused on credit cards, but I posted this here since it's from discover. I myself have the discover it credit card, and I realized they have a HYSA with 4.30% APY.

Could anyone recommend it? Or are there better alternatives?

A few of the CC companies have HYSA. I guess you go with the one who feel more comfortable with.. I ended up going with Amex as I have been a long time customer with them. It's sort of a bidding war right now. It seems every other month one of them ups the APY. You may need to look at how may times you can deposit or withdraw a month. Edit: I finally got an HYSA at the beginning of the year. At time it was below 4%. Maybe it started at 3.5% but can't remember at the moment. Bottom line is that a HYSA is better than your standard bank's saving account.

Yes, it’s a good rate. I personally don’t bank with my credit card issuer though. If you have fraud on your account or they suspect you of committing fraud then the standard practice at banks is to shut down all of your accounts at that bank. This could be for a few days or a few months. This is also why I don’t keep all of my money in the same bank.

investopedia.com › high-yield-savings-accounts-4770633

Best High-Yield Savings Account Rates for January 2026: Earn 5.00% APY While You Still Can

2 days ago - Only 1 High Yield Account is permitted and is limited to $10,000 USD in user initiated deposits. The max combined balance of all Savings Accounts is $250,000 per user. Savings Account services provided by Cross River Bank, Member FDIC, insured ...

nerdwallet.com › home › banking › best › best high-yield savings accounts for january 2026: up to 4.35%

Best High-Yield Savings Accounts for January 2026 - NerdWallet

1 day ago - It is based on the account's interest rate and the number of times interest is paid during the year. A savings account with the highest APY grows faster than an account with a lower yield. » Read more about 10 essential banking terms you need to know · Financial institutions can limit certain kinds of savings withdrawals to a maximum number each month.

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Axos ONE® Savings

money.com › banking › high-yield savings accounts

Discover High-Yield Savings Accounts Review | Money

September 15, 2025 - Discover offers a great high-yield savings option, called the Online Savings Account, which stands out from the competition due to its lack of fees and account minimums. It also offers a competitive APY, although it's not the highest you'll find. Ads by Money. We may be compensated if you click this ad.Ad ... Limited Time Offer - New accounts earn a 0.70% APY boost to 4.30% for up to 6 months with eligible direct deposit*

reddit.com › r/discover › thoughts on checking and high yield savings accounts

r/discover on Reddit: Thoughts on checking and High Yield Savings accounts

August 4, 2024 -

Hi everyone! I use discover for my credit card and was thinking about switching my checking and creating a High Yield Savings account with them. Any thoughts or advice on switching? I wanted to have multiple savings accounts to save for different things, does discover make this easy to do?

I have had a Discover HYSA for years and never had a problem. They were a little quick to lower APY earlier this year, but it's still competitive. Also recommend AMEX HYSA as another option.

I’ve had the checking & HYSA(s) for about a year and no issues. Easy to open more than 1 HYSA to keep buckets for different savings. Only caveat, if important to you, is they don’t allow Zelle until account is 90 days old. Not sure if any different since you’re already a CC customer? 🤷‍♂️ other than the Zelle bit, decent online banking.

openbank.us › banking › high-yield savings account

High Yield Savings Account | 4.20% Annual Percentage Yield

Earn 4.20% APY with Openbank's High Yield Savings Account. Start growing your money with 10x the national average APY. A $500 minimum opens your account.

bankrate.com › banking › savings

Best High-Yield Savings Accounts Of January 2026 - Up to 4.20% | Bankrate

12 hours ago - LendingClub was originally known for its lending products, but with its acquisition of Radius Bank in 2021, LendingClub now offers many attractive deposit products. The bank's LevelUp savings accounts offers a special higher yield when you deposit at least $250 monthly into the account, though ...

The Motley Fool

fool.com › motley fool money › banks › savings accounts › savings account reviews › discover online savings review

Discover® Online Savings Review: Great for Mobile Bankers | The Motley Fool

October 10, 2025 - Rate chasers: While 3.40% APY is competitive, there are higher-yield options available from other online banks if maximizing APY is your top priority. Frequent large transfers: The six-withdrawal limit per month and $250,000 transfer cap per 30 days ...

The Motley Fool

fool.com › motley fool money › banks › savings accounts › savings account reviews › discover online savings review

Review: Discover Online Savings Account

October 10, 2025 - Rate chasers: While 3.40% APY is competitive, there are higher-yield options available from other online banks if maximizing APY is your top priority. Frequent large transfers: The six-withdrawal limit per month and $250,000 transfer cap per 30 days ...

discover.com › online-banking › faq › savings-account

Savings Account FAQs | Discover

Get answers to your Online Savings Account questions with our comprehensive FAQs. Learn how to open an account, and the minimum deposit requirements.

discover.com › online banking

Online Banking | Open an Online Bank Account | Discover

Earn 1% cash back on up to $3,000 in debit card purchases each month. See Deposit Account Agreement for details on transaction eligibility, limitations and terms. Checking Account ...