I got approved for Discover secured immediately with no prior credit history Answer from UniquelyPeach on reddit.com
Discover
discovercard.com › application › preapproval › initial
Credit Card Pre-Approval | Discover
Both pre-qualified and pre-approved ... an application. Discover's pre-approval form requires only basic financial information, including your social security number, current income, housing status and bank account status....
Discover
discover.com › card smarts › getting a credit card › what does credit card pre-approval mean?
What Does Pre-Approved Mean on a Credit Card? | Discover
You may receive pre-approval offers in the mail or by email. A pre-approved credit card offer simply indicates that you've met many of the credit card company’s basic qualifications for approval. Some pre-approved offers may come from credit card companies that you already have an account with.
Published July 15, 2025
Videos
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Check Discover Pre-Approval in 2 Minutes (Soft Pull) - YouTube
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Does Discover Pre-Approval? - CountyOffice.org - YouTube
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What is a Pre-Approved Credit Card? | Discover | Card Smarts - YouTube
Your Pre-Approval Guide | Being pre-approved may help in applying ...
08:53
7 Pre-Approved Credit Cards: START HERE! - YouTube
Why is it hard to get approved for discover card ?
I got approved for Discover secured immediately with no prior credit history 🤷 More on reddit.com
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March 22, 2025Is the Pre-approval from Discover reliable? - myFICO® Forums - 5459959
I clicked on the link here below and filled my credit information, luckily I got this Pre-approval popped up. Is this Pre-approval from Discover card reliable? Two cards pre-approved. see pictures below. Link: https://www.discovercard.com/application/prequal Fico Experian sc... More on ficoforums.myfico.com
How can I pre-qualify for the Discover it Cash Back card?
The higher an applicant’s credit score is above 700, the more likely they are to be approved for the Discover it Cash Back credit card. But your credit score is far from... read full answer by Daniel Phaneuf, Member · Being pre-qualified for a credit card means the issuer has done a soft ... More on wallethub.com
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March 25, 2024What are the chances of actually getting approved if you’re pre-approved?
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June 28, 2023Are pre-qualification and pre-approval the same?
Pre-qualification and pre-approval are slightly different. Both processes tell you your likelihood of qualifying for a credit card. The difference lies in who starts the process. A consumer initiates pre-qualification by completing an application. A lender usually initiates the pre-approval process by requesting your information from a credit bureau.This is why you may receive a pre-approval letter in the mail without filling out a form. (You can pre-qualify or be pre-approved for other types of loans, too. You may have seen mortgage pre-qualifications or car loan pre-approval letters in your
discover.com
discover.com › card smarts › getting a credit card › does pre-qualification affect your credit score?
Does Pre-Qualification Affect Your Credit Score? | Discover
How does the pre-approval process work?
Process has three quick and easy steps: Step 1 – Fill out the form to check for card offers with no impact to your credit Step 2 – Select your customized pre-approved card offer Step 3 – Add any other required information and apply, when a hard inquiry will be placed on your credit report
discovercard.com
discovercard.com › application › preapproval › initial
Credit Card Pre-Approval | Discover
Does pre-approval mean I’m guaranteed to be approved for a credit card?
No, pre-approval doesn’t mean you’ve already been approved for a credit card. Credit card pre-approval just means that you might be a good candidate for an offer based on the credit card issuer’s initial assessment of your credit history. Because the lender may need more financial information to move forward, you still have to complete an application to receive the offer. Even after credit card pre-approval, the issuer may still deny your application.
discover.com
discover.com › card smarts › getting a credit card › what does credit card pre-approval mean?
What Does Pre-Approved Mean on a Credit Card? | Discover
Discover
discover.com › personal loans › resources › learn about personal loans › personal loan eligibility
Personal Loans Pre-qualification vs. Pre-approval | Discover
Personal loan pre-approval means that you have been chosen by a lender to receive an offer to apply for a loan. This assessment is also based on a soft credit pull, which is an initial review of your credit report. It does not impact your credit score and does not indicate a final lending decision.
Discover
discover.com › card smarts › getting a credit card › pre-qualified vs. pre-approved: learn the differences
Pre-Qualified vs. Pre-Approved: Learn the Differences
You may notice the terms ... a pre-qualified or pre-approved offer, a lender has determined that you likely meet basic eligibility requirements for a new credit card or loan....
Published June 5, 2025
Bankrate
bankrate.com › credit cards › issuers
How To Get Preapproved For A Discover Credit Card | Bankrate
February 25, 2025 - Preapproval for a credit card involves a soft pull on your credit, which will not affect your credit score but does not guarantee final approval. Discover offers a prequalification tool on their website.
Discover
discover.com › card smarts › getting a credit card › does pre-qualification affect your credit score?
Does Pre-Qualification Affect Your Credit Score? | Discover
June 4, 2025 - Credit card pre-qualification may tell you whether a credit card company is likely to approve your application for a credit card. This can save you time and help you find the right credit card for you. But does pre-qualification affect your credit score?
Discover
discover.com › card smarts › getting a credit card › how to apply for a credit card online
Applying for a Credit Card Online | Discover
May 9, 2025 - Pre-approval means that a lender has looked at your credit report to determine whether you’re likely to qualify for a certain credit card offer, including a credit limit and annual percentage rate (APR).
Discover
discover.com › card smarts › getting a credit card › what credit card do i qualify for?
What Credit Card Do I Qualify For? | Discover
April 15, 2025 - You may receive a pre-approval offer in the mail. You can also use an online tool to find out what credit cards you may be qualified for before you apply.
Reddit
reddit.com › r/credit › why is it hard to get approved for discover card ?
r/CRedit on Reddit: Why is it hard to get approved for discover card ?
March 22, 2025 -
Someone from Discover headquarters might have a bias towards me .
My credit is not the best but It’s not bad either . Currently at 640 Experian and 663 FICO because I closed one account and it dropped 63 points. however I built it up low 700’s within 3 months ago , Got an auto loan , approved for capital one secure card , got approved for a new credit card last week with $1500 CL even with my 640 credit score, Yet discover has never approved me for a secure card even when my credit score was at 701 . Yeah I give it up , they are not America express
Top answer 1 of 12
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What did the adverse action letter they mailed you say about your rejection?
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It’s not all about the 3-digit score. You get approve (or not) base on your overall credit profile. Something on your profile that Discover doesn’t like. Any late payments, charged off, or collections?
Discover
discovercard.com › application › preapproval › checkPrequalStatus
Pre-Approved Card Offers: Check Status Now | Discover
Find your pre-approved Discover Card offers instantly. Check if you're eligible for intro APRs, rewards, and benefits.
myFICO
ficoforums.myfico.com › t5 › Credit-Card-Applications › Is-the-Pre-approval-from-Discover-reliable › td-p › 5459959
Is the Pre-approval from Discover reliable? - myFICO® Forums - 5459959
March 8, 2019 - I can attest that it's easy to wait it out a bit, run another pre-approval in a few weeks if your profile improves in any shape or form, and you'll likely see a better APR on that. Good luck! ... When I got my discover card in 2017, I was preapproved online, site was very reliable.
Discover
discover.com › credit-cards › low-intro-apr-credit-cards
Low Intro APR Credit Cards | Discover
Intro APR offers vary by lender. Discover offers credit cards with low intro APR periods of up to 15 months, depending on which card you qualify for. Checking to see if you’re pre-approved is fast, easy and won’t impact your credit score.4
Address 2500 Lake Cook Road, 60015, Riverwoods
Discover
discover.com › personal-loans
Online Personal Loans from $2,500 to $40,000 | Discover®
Money can be sent as soon as the next business day once you’re approved and accept the loan, provided:
NerdWallet
nerdwallet.com › credit-cards › learn › credit-cards-that-offer-preapproval-without-a-hard-pull
Credit Cards That Offer Preapproval Without a Hard Pull - NerdWallet
The AvantCard Credit Card offers a chance to build credit without a security deposit. You can determine your odds of approval through the card's pre-qualification process. The card offers a credit limit ranging from $300 to $2,000, depending on eligibility and there’s a chance for credit line increases in the future.
Published 3 weeks ago
YouTube
youtube.com › watch
Discover It Pre Approval Steps! - YouTube
Hello! Discover Card pre-approval just got easier! Join us as we share actionable tips and insights to increase your chances of getting pre-approved. Open do...
Published July 16, 2023
WalletHub
wallethub.com › answers › cc › discover-it-cash-back-pre-qualify-2140680599
How can I pre-qualify for the Discover it Cash Back card?
March 25, 2024 - There is no way to prequalify for the Discover it Cash Back card. The only way to determine if they can establish an account is by applying
Discover
discover.com › card smarts › getting a credit card › instant approval credit cards for bad credit
Instant Approval Credit Cards for Bad Credit | Discover
February 21, 2025 - Pre-approval and instant approval aren’t the same thing. If you receive a pre-approved credit card offer, it means you’ve met the minimum requirements for that credit card based on a soft credit check. The lender may need additional information, like your income or monthly expenses, to ...
Xbox
xbox.com › en-US › xbox-mastercard
Xbox Mastercard | Xbox
Once approved, you can instantly start shopping and earning card points with your Xbox Mastercard.2 · View your card points and manage your payments at BarclaysUS.com. MANAGE CARD · Visit Barclays Money Basics for educational information on credit scores, fraud prevention, budgeting, and more.
Homes.com
homes.com › learn › mortgage-pre-approval-is-your-first-step-to-homeownership
Mortgage pre-approval is your first step to homeownership
November 21, 2025 - Explore Homes.com for expert insights on home buying, selling, and real estate trends. Learn from in-depth guides, market analysis, and practical advice for navigating today's housing market.
Reddit
reddit.com › r/discover › what are the chances of actually getting approved if you’re pre-approved?
r/discover on Reddit: What are the chances of actually getting approved if you’re pre-approved?
June 28, 2023 -
The website says I’m pre approved for the student cards. I’ve applied before and I was denied before due to low income and no credit history. I now have about double the income ($15kish) I had when I first applied, a one year credit history with another card and a 684 credit score. Im wondering if you guys think I should go ahead with the application because I don’t want my score to drop from the hard pull for nothing.