None of my chase cards (personal and business) required an activation for years now. Answer from Putrid_Prior_280 on reddit.com
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Chase
chase.com › education center › credit cards › building credit
How To Activate Your New Credit Card | Chase
September 17, 2025 - If your new credit card requires activation, the process can typically be completed within minutes of receiving it. Carefully read the enclosed documents to learn about your card perks, rewards and interest rates.
Discussions

Updated credit card doesn't require activating? - Bogleheads.org
FICO was one of the first to do that. ... I just received my card from Chase. Ready to use. ... goingup wrote: Sun Jun 08, 2025 8:47 am Yes, I received a new Chase card last week. No activation required. It's hard to understand how that can help the CC companies combat fraud. Made me think of the story of first general credit ... More on bogleheads.org
🌐 bogleheads.org
June 8, 2025
Chase cards require phone verification but still do not work??
So its been two weeks and I still can not use Apply Pay with any of my Chase cards. I have tried both my United mileage card and my Chase debit card. They both make it through the Apple Pay app verification but when it completes it says I need to verify by calling Chase. More on discussions.apple.com
🌐 discussions.apple.com
August 9, 2015
Chase Sapphire Preferred No Activation Needed?? - myFICO® Forums - 6277215
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. ... Browse credit cards from a variety of issuers to see if there's a better card for you. ... I just received my replacement Chase SP and noticed there is no activation require. More on ficoforums.myfico.com
🌐 ficoforums.myfico.com
March 14, 2021
Why does Chase Freedom require me to "activate" my card for rewards every quarter? - Personal Finance & Money Stack Exchange
Note: The "activation" I am talking about here is not the same as the "activation" in this question. I just got a Chase Freedom credit card, mostly for the 5% cash back rewards. I had seen that e... More on money.stackexchange.com
🌐 money.stackexchange.com
July 6, 2015
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Chase
chase.com › education center › credit cards › credit card basics
How Can I Check if a Credit Card is Active? | Chase
September 19, 2023 - Before you use a credit card, you may want to check if the credit card is active. You can usually do this over the phone or online. Learn more in this article.
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Chase
chase.com › education center › credit cards › credit card basics
What Happens if You Don’t Activate Your Credit Card | Chase
Waiting too long to activate your credit card may impact you financially. Learn what can happen if you do not activate your card after receiving it.
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WalletHub
wallethub.com › popular credit card questions
How do I activate my Chase Sapphire Preferred card?
November 12, 2025 - Verify your personal information (e.g., Social Security number, card number, or phone number associated with your application) to activate your Chase Sapphire Preferred. On the website: Log in to your Chase account (or create an account if you don’t already have one) and find the activation page. Enter any required security information, including your credit card number.
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The Points Guy
thepointsguy.com › credit-cards › activate-chase-freedom-5x-earnings
Chase Freedom quarterly categories: 2026 calendar - The Points Guy
3 days ago - So, depending on the categories and whether you can maximize them, these two cards can offer quite a nice chunk of cash back or bonus points over the year. Chase limits the 5% cash back (or 5 points per dollar) to the first $1,500 spent in combined bonus categories each quarter you activate the bonus. While that may not sound like a lot, that cash back adds up over time. Maximizing the cash-back categories each quarter, you’ll earn $75 in cash back quarterly and up to $300 per year. For a no-annual-fee credit card, that’s a lot of value.
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Wikihow
wikihow.com › finance and business › banks and financial institutions › payment cards › credit cards › how to activate a chase credit card online & on the phone
How to Activate a Chase Credit Card Online & On the Phone
August 7, 2025 - Chase credit cards are a popular option because they are easy to use and manage. Before you can use your new credit card, however, you will need to activate it. Fortunately, Chase allows you to activate your credit card using either a...
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Chase
chase.com › personal › credit-cards › verify-credit-card
Welcome to Chase | Credit Cards | Chase.com
Thanks for choosing Chase. Sign in with your current profile or create a new one. If you're new to chase.com, choose "Not enrolled? Sign up now." to create an online account.
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Chase UK
chase.co.uk › gb › en › support › activating-your-card
Activating your card | Chase UK
Thank you for joining Chase! You'll need to activate your numberless card before you can use it.
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Discover
discover.com › card smarts › getting a credit card › if i don’t activate a credit card, does it affect my credit?
If I Don’t Activate a Credit Card, Does It Affect My Credit?
June 24, 2025 - If you don’t activate a credit card within a certain time, the card issuer may close your account and report it to a credit bureau as “closed by credit grantor.” This could have a negative impact on your credit by increasing your credit utilization ratio, shortening your credit history, or reducing your credit mix. Your card issuer may contact you if you haven’t activated your card after a certain amount of time to determine if you received it. This usually happens after 45 to 60 days, depending on the issuer. If you wait longer than that, you may need to request a new card.
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Bogleheads.org
bogleheads.org › board index › us investors › personal finance (not investing)
Updated credit card doesn't require activating? - Bogleheads.org
June 8, 2025 - In the past, I've always had to activate new or updated cards in my online account, or in the old days, by phone. They also don't accept travel plans either--they just know somehow. I recently got a new CSP and I was able to add it to my Google wallet before I'd even received it. Then when I did receive it, I immediately left on a trip and have been using it in Europe with no issues. I know from experience that Capital One has excellent fraud-prevention voodoo, apparently Chase is now is equally confident in theirs.
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Ny
nys-ogs.ny.gov › app › answers › detail › a_id › 2702 › ~ › how-do-i-activate-my-jp-morgan-chase-credit-card
How do I activate my JP Morgan Chase credit card?
September 13, 2022 - Published 09/13/2022 02:44 PM | Updated 10/14/2025 11:00 AM How do I activate my JP Morgan Chase credit card? To activate your JP Morgan card online, browse to the website: https://ccportal.jpmorgan.com, enter your credit card number, the billing zip code, and follow prompts.
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NerdWallet
nerdwallet.com › credit-cards › learn › what-is-the-chase-trifecta
Chase Trifecta: What You Need to Know - NerdWallet
2 weeks ago - Many Chase credit cards earn rewards in a currency called Chase Ultimate Rewards® points. These points are at the center of the trifecta strategy because they can be transferred from one card to another. Depending on which card you use, where you use it and when, you could earn as many as 10 Ultimate Rewards® points per dollar spent.
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Chase Credit Cards
creditcards.chase.com › rewards-credit-cards › sapphire › reserve
Chase Sapphire Reserve Credit Card | Chase.com
Lyft is not responsible for the provision of, or the failure to provide, Chase benefits or services. See Earning in the Rewards Program for more information about earning points. $120 Annual Peloton Membership Credit through 12/31/27 for Chase Sapphire Reserve and J.P. Morgan Reserve Personal Cards: One-time activation required on
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Jpmorgan
ccportal.jpmorgan.com › api › faq pdf
Commercial Card Portal Frequently Asked Questions
May 19, 2023 - All trademarks, trade names, and ... and service terms. All images and data are for illustration purposes only. 2023-03-28 ... Use the Commercial Card Portal to activate your new card, set a PIN for your account, and register to...
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Quora
quora.com › Can-I-activate-my-Chase-credit-card-by-making-a-purchase
Can I activate my Chase credit card by making a purchase? - Quora
Answer (1 of 3): There are four ways to activate your Chase card. None of them involve making a purchase. 1. Call and use the automated system - Your card will come with a stocker on it that has a phone number on it. If you call from the phone number associated with your account, you can use an ...
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myFICO
ficoforums.myfico.com › t5 › Credit-Cards › Chase-Sapphire-Preferred-No-Activation-Needed › td-p › 6277215
Chase Sapphire Preferred No Activation Needed?? - myFICO® Forums - 6277215
March 14, 2021 - Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. ... Browse credit cards from a variety of issuers to see if there's a better card for you. ... I just received my replacement Chase SP and noticed there is no activation require.
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CNBC
cnbc.com › cnbc select › credit cards › the chase freedom credit card is discontinued—here's what that means for existing freedom cardholders
Chase Freedom Credit Card Closed to New Applicants: Here's Why
3 weeks ago - Chase Freedom® is not currently available to new cardholders. Please visit our list of the best cash-back cards for alternative options. When you open a new credit card, you probably aren't worried about what could happen if it’s discontinued.