Chase
chase.com › education center › credit cards › credit card basics
Starter Credit Cards Without a Deposit | Chase
November 8, 2023 - Discover some useful information for those new to credit cards.
Discover
discover.com › card smarts › getting a credit card › how can i get credit cards with no deposit?
How Can I Get Credit Cards with No Deposit?
April 23, 2025 - If you have a limited credit history (or no credit history), there are two good ways to get a credit card without paying a deposit. What many consider a “traditional credit card” is sometimes called an “unsecured card" and they are the most common credit cards offered.
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What do I need to qualify for a credit card with no deposit?
Most credit card companies review your credit report, credit score, and monthly income compared to your debts, known as your debt-to-income ratio, when approving credit card applications. Higher credit scores and a lower debt-to-income ratio improve your approval odds without a security deposit.
chime.com
chime.com › money moves › credit › can i get credit cards with no deposit?
Can I Get Credit Cards With No Deposit?
Do student credit cards require a deposit?
Some student credit cards require a deposit, but that’s not a universal rule. Some student credit cards are unsecured, meaning they don’t require a deposit. If you are considering a credit card designed for students, be sure to read the specific details of that card.
chime.com
chime.com › money moves › credit › can i get credit cards with no deposit?
Can I Get Credit Cards With No Deposit?
What’s the easiest credit card to get?
Secured credit cards are often available without a credit check, which could make them easy to get. If you’re looking for a card with no credit check, consider the Chime Credit Builder Secured Visa Credit Card.
chime.com
chime.com › money moves › credit › can i get credit cards with no deposit?
Can I Get Credit Cards With No Deposit?
NerdWallet
nerdwallet.com › back to nerdwallet homepage › credit cards › best no-fee cards in canada | january 2026
Best No-Fee Credit Cards in Canada for January 2026
If the name of the game is helping you save cash, the Wealthsimple Card has the market cornered. There are no annual fees, no monthly fees, no foreign exchange fees, no ATM fees and reimbursements of up to $5 a pop if you’re charged a fee ...
KOHO
koho.ca › instant-approval-virtual-card
Instant Approval Virtual Card - No Credit Check
No waiting, no credit checks, just a simple way to start spending in-store and online right away ... Open a KOHO account and get your virtual card right away with no credit checks, and no need to wait for a physical card
BMO
bmo.com › credit cards › no annual fee credit cards
Credit Cards with No Annual Fees - BMO Canada
You won’t be charged yearly fees to access and use these credit cards, and they offer basic benefits such as rewards, cash back and credit building. However, standard charges such as interest, cash advance and late payment fees still apply. ... Let’s keep it simple. Easily earn cash on all your purchases. Redeem your cash back how and when it best suits you. Conveniently cash out – You can choose if you want your cash as a recurring payment or as a lump sum. Redeem any time for as low as $1 or set up an automatic recurring deposit starting at $25.
Experian
experian.com › home › credit cards › credit card basics › can you get a secured credit card with no deposit?
Can You Get a Secured Credit Card With No Deposit? - Experian
November 17, 2022 - But the card issuer can keep the security deposit if you fall behind on their payments. Once you have fair to good credit, you can likely qualify for an unsecured card that doesn't require a security deposit. While the approach described above has been the standard for years, some card issuers are now giving applicants a new option.
CompareCards.com
comparecards.com › credit-quality › no-credit
Credit Cards for No Credit – Credit Cards for People with No Credit | CompareCards.com
You could earn back your security ... responsible for unauthorized charges · Monitor your credit score with CreditWise from Capital One....
National Bank
nbc.ca › mastercard credit cards › no fee
No Annual Fee Mastercard Credit Cards | National Bank
Take advantage of a no annual fee credit card with many free services! Find the Mastercard credit card that's right for you and apply online.
Scotiabank Canada
scotiabank.com › ca › en › personal › credit-cards › no-annual-fee.html
No Annual Fee Credit Cards | Scotiabank Canada
Enjoy rewards without an annual fee. Explore no-fee credit cards at Scotiabank and apply online now!
Chime
chime.com › money moves › credit › can i get credit cards with no deposit?
Can I Get Credit Cards With No Deposit?
November 3, 2025 - This unique secured credit card can help you build credit without a long-term security deposit.³ · When you want to use your credit card, you can move funds from your Chime Checking account to the Chime CArd. The funds you add act as your credit limit. If you turn on the Safer Credit Building⁴ feature, the funds acting as your credit limit are automatically used to pay your balance. When you’ve reached your credit limit, transactions with the card are denied with no additional fees.
Reddit
reddit.com › r/creditcards › best credit card for a beginner with no credit history?
r/CreditCards on Reddit: Best credit card for a beginner with no credit history?
July 7, 2024 -
Hello! I am a recent graduate who has never owned a credit card and has used a debit card my whole life. I want to get a credit card now but I honestly lack a lot of knowledge when it comes to credit cards and am having trouble deciding which one I should start with. I've narrowed down my options to these choices:
Discover IT Secured
Requires a security deposit
Earns cash back rewards
Opportunity to transition to an unsecured card after responsible use
Petal® 2 "Cash Back, No Fees" Visa® Credit Card
No security deposit required
Considers factors beyond credit score for approval
Earns up to 1.5% cash back
Capital One Platinum Credit Card
Designed for those with limited credit history
Opportunity for credit limit increase after 6 months
Chase Freedom RiseSM
No security deposit required
Earns 1.5% cash back on all purchases
Potential for account upgrade after responsible use
OpenSky® Secured Visa® Credit Card
Secured card option
No credit check required for application
If anyone has any experiences with these cards or has a recommendation please let me know!!!! Thanks
Top answer 1 of 10
5
Try for unsecured options first (requires no deposit): the Chase Freedom Rise, Discover IT, or C1 Platinum. No to Petal and Opensky as they are predatory lenders. If unsuccessful, then try for the secured options: U.S Bank or Discover IT secured. For C1 and Discover, use the pre-approval tools to gauge your approval odds.
2 of 10
4
Stick to Discover and Capital One. They have good secured cards, but more importantly they have pre-approval applications, so you know which card you are likely to be approved for before going all the way through the application and getting hit with the hard credit pull.
TD
td.com › ca › en › personal-banking › products › credit-cards › no-annual-fee
Apply Online for No Annual Fee Credit Cards in Canada | TD Canada Trust
Looking for a credit card with no annual fee that may have rewards you can earn? Find the best TD Credit Card with no annual fee for you. Apply Online today!
BUVEI
buvei.com › home › free virtual card with no deposit required
- BUVEI Free Virtual Card with No Deposit Required
October 26, 2025 - Get your free virtual card with no deposit required. Use it instantly for ads, subscriptions, and online payments with Buvei’s fast, secure platform.
Capital One
capitalone.com › learn & grow › money management › credit cards with no deposit
Credit Cards With No Deposit: What to Consider | Capital One
As you build credit, you can monitor changes to your credit score by using CreditWise from Capital One. It’s free for everyone, and using it won’t hurt your credit score. You can also get free copies of your credit reports at AnnualCred...
RBC Royal Bank
rbcroyalbank.com › personal › credit cards › no annual fee credit cards
No Annual Fee Credit Cards - Apply Online | RBC Royal Bank of Canada
Enjoy value and convenience with an RBC no fee credit card. Choose a card with rewards, cash back, or other benefits, and pay no annual fee. Apply today.
Mastercard
mastercard.ca › en-ca › categories › no-annual-fee
No Annual Fee Credit Cards | Find a Credit Card
Want to get your cash back ASAP? Now you can redeem your cash back anytime through direct deposit, as a credit on your statement or into your BMO InvestorLine account* ... Enjoy three months of Instacart+ and a $5 monthly Instacart credit when you enroll your eligible BMO Credit Card.*
Capital One
capitalone.com › learn & grow › money management › instant no-deposit credit card
No-deposit credit cards with instant approval and use
Credit cards that don’t require security deposits are known as unsecured credit cards. Seeing if you’re pre-approved can give you quick insight into potential card options without harming your credit scores. Check for pre-approval offers with no risk to your credit score.
CIBC
cibc.com › en › personal-banking › credit-cards › no-annual-fee.html
Choose the Best CIBC No Annual Fee Credit Cards in Canada for You
Choose the best CIBC no annual fee credit card for you. Enjoy cash back, travel points or retail reward benefits. Apply for a no fee card today.
Amazon
amazon.com › Synchrony-Bank-Amazon-com-Secured-Store › dp › B084KP3NG6
Amazon.com: Amazon Secured Card
This card, named "Best Secured Store Credit Card" in 2024 by WalletHub, has no annual fee, can be used at Amazon.com and Amazon physical stores, and your payment activity is reported to major credit bureaus to help you build a credit history. With the card you will also have access to your ...
American Express
americanexpress.com › credit intel › cards
Can I Get Credit Cards With No Deposit?
March 28, 2025 - Discover how to get credit cards with no deposit, including options for unsecured cards. See alternatives to consider as well as tips for building credit.