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NerdWallet
nerdwallet.com › credit-cards › learn › instant-credit-card-numbers
Credit Cards You Can Use Instantly After Approval - NerdWallet
3 days ago - Upon account approval, an instant card number can be made available on select American Express U.S. consumer credit and charge cards, including co-branded cards, according to the issuer. Applicants must meet certain criteria to receive an instant card number, but if you are eligible, you will receive an instant card number that can be used virtually anywhere AmEx is accepted, and a physical card will not be required.
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Credit Karma
creditkarma.com › home › shop credit cards › learn about credit cards
5 Best Unsecured Credit Cards for Bad Credit 2025 | Intuit Credit Karma
3 days ago - Read more. ... Image: Merchant at a farmers' market accepting a secured credit card from a customer after learning how they work · Image: Screenshot of Credit Karma Approval Odds in app
Discussions

Which cards allow you to spend instantly once approved without requiring the physical card?
Chase and Amex let me use Apple Pay immediately.. More on reddit.com
🌐 r/CreditCards
65
36
July 26, 2025
Hey. I need a credit card, that allows you instant access to it, like a virtual card. I’d like to be able to use it instantly, I have to pay $100 more, to get my security license
Most major banks support “instant use” upon approval through a digital wallet. The key part of your question is “which you can get” about which you have provided no information so no one can suggest anything specific to you. More on reddit.com
🌐 r/CreditCards
81
26
November 29, 2023
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Firstdigitalcard
firstdigitalcard.com
Apply for First Digital Card
First Digital Card is a credit card that doesn’t require perfect credit and gives you 1% Cash Back on all payments. Get a response in seconds with our quick and easy application! +Calculated on the VantageScore+ 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level ...
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Bip
bip.credit
Bip Credit Card
With no card, there's less hanging around. No fees. No fees. No fees. No fees. No fees. No fees. No fees. That's it. No annual charges, no late payment or overlimit fees, and nothing extra for using it abroad. Zilch. With features like boosted payments, spending caps and instant balance updates available via an app, managing your credit has never been easier.Learn more
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Yendo
yendo.com › virtual-credit-card
Apply for the Yendo Virtual Credit Card
Quick, easy access up to $10k in credit with Yendo's secured credit card. No credit checks. Get pre-approved in minutes and build your credit. See what your car is worth.
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NerdWallet
nerdwallet.com › back to nerdwallet homepage › credit cards › instant approval credit cards may not offer what you seek
Instant Approval Credit Cards vs. Instant Use vs. Guaranteed Approval - NerdWallet
An instant answer isn't always a sure thing, though. Some applications — especially from applicants with bad, thin or no credit — may require a more thorough evaluation, meaning you may have to wait days or weeks to find out.
Published   6 days ago
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BadCredit.org
badcredit.org › home › guides
Instant Approval Credit Cards with Instant Use in 2025 - BadCredit.org
October 21, 2025 - All purchases made with your temporary card number will appear on your regular monthly statement. Instant approval credit cards are exactly what they sound like — cards that provide an instant decision in seconds or minutes after you apply.
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Capital One
capitalone.com › learn & grow › money management › instant no-deposit credit card
Instant-Use and Instant-Approval Credit Cards | Capital One
October 2, 2025 - Credit card issuers that advertise no credit checks could ask for other information to evaluate applications. Instead of reviewing creditworthiness, the issuer may check employment history or ask for proof of income. These types of cards might also require security deposits. There’s no way to guarantee that you’ll receive instant approval for a credit card.
Find elsewhere
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WalletHub
wallethub.com › popular credit card questions
Instant Approval Virtual Credit Cards With No Deposit (2025)
2 days ago - One of the best instant approval virtual credit cards with no deposit is the Capital One Platinum Credit Card. It’s available to people with limited credit, it’s unsecured, and it lets you create virtual card numbers directly through Eno, Capital One’s virtual assistant
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Surge
surgecardinfo.com
Continental Finance | Surge
In most cases, we will provide an instant decision. However, in some cases we need to collect additional information to make a decision on your {{spa_product_name_title}} credit card application which could take up to 30 days. After you apply for credit and are approved it is a very fast process ...
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Prosper
prosper.com › home › prosper credit card | built to help you take control
Prosper Credit Card | Built to Help You Take Control
September 30, 2025 - You can check to see whether you qualify and, if you do qualify, get an estimated Prosper® Card interest rate and credit line amount with no impact to your credit score. If you decide to finish up the process and become a Prosper® Card cardholder, we will post your newly approved credit card to your credit profile, which will lower your credit score slightly.
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Discover
discover.com › card smarts › getting a credit card › instant approval credit cards for bad credit
Instant Approval Credit Cards for Bad Credit | Discover
February 21, 2025 - If your credit score is low, a secured credit card may increase your chances of quick approval and help you rebuild your credit score. A virtual credit card number can allow you to use your credit account before your physical card arrives.
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Discover
discover.com › credit-cards › instant-use-credit-cards
Instant Use Credit Cards & Virtual Card Numbers | Discover
When you get instant credit, you'll find out your credit card number immediately. You can use your new credit card number right away to shop online. Not all approved applicants will qualify for a virtual card number with their new Discover® Card account.
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CreditCards.com
creditcards.com › instant-approval
Instant Approval Credit Cards | CreditCards.com
December 10, 2019 - The opensky Secured Visa also charges a lower-than-average APR that sets it apart from other secured cards or cards for people with bad-to-fair credit and offers $0 fraud liability and auto rental insurance.
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Petal
petalcard.com
Petal - Responsible credit for the modern world.
Submitting for a pre-approval is how you find out if you may be eligible for a Petal credit card without impacting your credit score.
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WalletHub
wallethub.com › answers › cc › instant-approval-credit-cards-for-bad-credit-unsecured-2140670241
Instant Approval Unsecured Credit Cards for Bad Credit (2025)
August 30, 2025 - The best instant approval unsecured credit card for bad credit is the Perpay Credit Card because it offers 2% Cash back on every payment and has a + credit limit, with no security deposit needed.
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CompareCards.com
comparecards.com › credit-quality › bad
Credit Cards for Poor Credit – Poor Credit Credit Cards | CompareCards.com
Thanks for rating! ... Click APPLY NOW to apply online. No annual fee – keep more money in your pocket! No credit check required – 89% approval rate with zero credit risk to apply!
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American Express
americanexpress.com › us › credit-cards › features-benefits › digital-wallets › instant-approval-credit-card
Instant Credit Card Number: Instant Approval and Use | Amex US
Start Using Your Amex Card with an Instant Credit Card Number for Eligible Cards. Apply, Get Your Instant Card Number, & Start Earning Rewards Today.
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Mastercard
mastercard.com › us › en › personal › find-a-card › credit-card › credit-type › bad-credit.html
Credit Cards for Rebuilding Credit - Mastercard
However, credit score alone does not guarantee or imply approval for any financial product. Meet the only card powered by your paycheck. Set up direct deposit payments and access up to a $1,500 credit line with no hard credit check, no security deposit and no annual fee*. Easy, risk-free application with instant decision.