I'd like to purchase an Amazon gift card from Best Buy since they accept PayPal. It doesn't seem to specify in the terms that gift cards are not allowed. Can anyone confirm?
If not, is it possible to get the promo by getting a PayPal credit card and then checking out?
There's a graphics card I want that will only go on sale on Amazon and it's a lot of money...
I've checked the terms of the offer and also the general rewards agreement, and this does not seem to be prohibited but this is a big risk since gift cards aren't refundable
Who accepts PayPal Pay in 4?
Is a credit check required when applying for PayPal Pay Later offers?
Why use buy now, pay later (BNPL)?
I placed an order for the Sora Amiibo, store pickup, and paid via PayPal. However, the order doesn't even show up in my order history, and PayPal still says authorization in progress.
I only ask cuz it's never been like this before for me. I even did another order just today, and the same thing is happening. Not showing up in my orders.
If anyone is planning to buy the MacBook Air M4, check your PayPal account to see if you’ve received the “20% Off Pay Later” offer (up to $250). I just bought one from Best Buy and used PayPal Pay Later, and it worked. You can pay in 4 interest free installments and get 20% back. Pretty good deal imo
Hey folks,
I just discovered this, but Paypal Pay-in-4 actually supports putting a credit card as your method of purchase, and it'll actually give you cashback! I bought an iPad for my brother for Christmas, and although I could theoretically pay it off instantly it by pulling a little bit from my reserves, I paid with it with Paypal Pay-in-4 through Best Buy, splitting up the ~600 dollar purchase for 4 equal payments over about 6 weeks.
The second transaction just posted to my credit card, which I used an American Express Blue Cash Everyday, and it correctly coded as online retail, giving me 3% cashback. We're in a high-interest rate environment, so you're committing a bit of arbitrage by letting it sit in an HYSA, having your cake and eating it, along with getting cash back. In addition, the Pay-in-4 Loan does not go on your credit report, so you can "hide" some legitimate debt and tack it on via putting it on your credit cards later.
For the math: you're getting a 3-4 month 0 APR loan (the time it takes for Pay-in-4 to end + the time to pay the balance) + ~3% cashback, so around a 4-5% in total that scales linearly (assuming you have the equivalent funds in a HYSA).
Word of note: the Credit Cards you can use as your payment method seems arbitrary. I couldn't actually use my Paypal Mastercard as the Pay-in-4 method for whatever reason, it just gave me a list of a few of the cards I had linked in my account. YMMV
Thought it might be useful for any min-maxxers out here!