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What is the easiest USAA credit card to get approved for?
The easiest USAA credit cards to get approved for are the secured credit cards because they require an upfront deposit. USAA offers two secured cards, the USAA Secured Visa Platinum Credit Card and the USAA Secured American Express Credit Card.
Which USAA credit card has the highest limit?
USAA doesn’t publicly disclose this information. However, according to online reports, the card issuer offers limits of up to $50,000 on all of its unsecured credit cards. Secured credit cards, on the other hand, max out at $5,000.
What are the disadvantages of USAA?
The biggest drawback of USAA is that membership is exclusive to the military community and its eligible family members. If you’re not a member of the armed forces or the spouse or child of an existing USAA member, you can’t join the organization and, therefore, can’t get a USAA credit card.
I'm looking to get my first credit card. I know USAA doesn't have the best credit cards available but I am already banking with them as a military member and the convenience makes it more appealing to me. However, there are too many options, so I just wanted to get some opinions on the different cards they offer, or if I should just use a card from somewhere else anyways.
As a vet, USAA is preached from the mountain tops. I have been considering getting one of their CCs. But I don't really know how to tell a "good" cc from a bad one. Does anybody have direct experience with USAA and their credit cards, their quality, and credit score threshold? I currently have a 691 FICO score, and expect it to go up by about 10-20 points in the next few months.