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Reddit
reddit.com › r/paypal › can't use pay-in-4 anymore
r/paypal on Reddit: Can't use pay-in-4 anymore
November 2, 2023 -

I pretty much only use paypal for the pay-in-4 feature, usually to buy airsoft stuff or trinkets on Etsy. Long story short I had to cover a family member's car payment and that resulted in me not being able to pay $23 for my final pay-in-4 plan at that time until a week later when my next pay check came in, that was a few weeks ago and today I tried to use pay-in-4 again and was declined and now the option doesn't even appear at checkout anymore.
So am I like blacklisted from using it for being a week late on a $23 payment? And will I ever be able to use it again?

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PayPal
paypal.com › us › cshelp › article › questions-about-pay-in-4-applications-help464
Questions about Pay in 4 applications | PayPal US
If you received a preapproved loan offer for Pay in 4, you may still be declined if you no longer meet the criteria used to select you or the offer, give info we can’t match, and other reasons. Preapproval is not a guarantee of approval as disclosed in the application process.
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PayPal
paypal.com › us › cshelp › article › what-is-pay-in-4-help463
Pay in 4: Split Purchases into 4 Payments | PayPal US
Your Pay in 4 loan lasts a little over 6 weeks in total. The down payment is due at the time of the transaction and 3 subsequent repayments will be taken by autopay every 2 weeks thereafter. Transactions can be made in all currencies that PayPal supports, not just US Dollars (USD).
People also ask

Who accepts PayPal Pay in 4?
Pay in 4 is available to use at millions of online merchant sites where PayPal is accepted. Check out a list of some of the available brands here, search for your favorite brand, if available, save the deal, and create your own list. Transactions can be made in all currencies that PayPal supports, not just USD. For transactions not in USD, PayPal will automatically convert the transaction amount to USD at checkout before you apply for Pay in 4.
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paypal.com
paypal.com › us › digital-wallet › ways-to-pay › buy-now-pay-later
Buy Now Pay Later | Pay in 4 | Pay Monthly | PayPal US
Is a credit check required when applying for PayPal Pay Later offers?
When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later.
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paypal.com
paypal.com › us › digital-wallet › ways-to-pay › buy-now-pay-later
Buy Now Pay Later | Pay in 4 | Pay Monthly | PayPal US
Does Pay in 4 or Pay Monthly charge interest and fees?
Pay in 4 is always interest-free, with no late fees or sign-up fees. With Pay Monthly, you will pay a fixed interest rate, which varies based on your credit, and you won't pay any late fees or sign-up fees.
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paypal.com
paypal.com › us › digital-wallet › ways-to-pay › buy-now-pay-later
Buy Now Pay Later | Pay in 4 | Pay Monthly | PayPal US
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PayPal
paypal.com › us › cshelp › article › questions-about-pay-in-4-repayments---help1099
Pay in 4 Repayments: How to Manage and Track | PayPal US
Once you agree to the terms of ... to complete your repayment, including if there were insufficient funds on your debit card, credit card, or bank account used to make your repayment or if your payment method hasn't been confirmed....
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Knowledge Center
support.americommerce.com › hc › en-us › articles › 360057133794-PayPal-Buy-Now-Pay-Later-Pay-in-4
PayPal Buy Now, Pay Later (Pay in 4) – Knowledge Center
And since AmeriCommerce already has Pay in 4 integrated, enabling it on your site is easy. * PayPal Credit is subject to consumer credit approval.
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PayPal
paypal.com › us › digital-wallet › ways-to-pay › buy-now-pay-later
Buy Now Pay Later | Pay in 4 | Pay Monthly | PayPal US
For transactions not in USD, PayPal will automatically convert the transaction amount to USD at checkout before you apply for Pay in 4. When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your ...
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JustAnswer
justanswer.com › software › qkkhk-i-m-trying-paypal-payment-payments-it-s-not.html
I’m trying to make a PayPal payment in 4 payments n it’s not working. I I can’t use this method. I only have 2 payments
Customer: i I can’t use this method Technician's Assistant: Thanks for sharing that. Have you used the PayPal payment in 4 option before, or is this your first time trying it? Customer: yes Technician's Assistant: Have you checked if your PayPal account is in good standing and verified?
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PayPal Community
paypal-community.com › t5 › Products-Services-Archives › Pay-in-4-no-longer-an-option › td-p › 3033639
Pay-in-4 no longer an option?? - PayPal Community
Why could I use Pay Later before but can’t with the same merchant now? Pay Later eligibility will vary by merchant and individual shopping experience. The Pay Later checkout options will be displayed if the option is available for the specific merchant as well as the transaction amount and type.
Find elsewhere
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PayPal
paypal.com › us › cshelp › article › what-are-some-things-i-can-do-that-may-impact-my-pay-later-eligibility-help1101
What are some things I can do that may impact my Pay Later eligibility? | PayPal US
Things for you to think about include: Has your income or credit score recently changed? What is your total debt compared to your income? ... A declined Pay in 4 or Pay Monthly application does not negatively impact your credit bureau score.
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EBay
community.ebay.com › t5 › Payments › PayPal-Pay-in-4-option-gone › td-p › 34178001
PayPal Pay in 4 option gone - The eBay Community
May 20, 2024 - For someone who may lack the funds in that situation that wouldn't be good. Luckily I'm not that someone. ... Paypal's Pay in 4 was a great way for me to make purchases on my limited budget. I am no longer bidding on ebay due to their policy change.
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PayPal Community
paypal-community.com › t5 › Products-Services › Pay-in-4-Not-showing-up-anymore › td-p › 2463387
Solved: Pay in 4 Not showing up anymore - PayPal Community
Kudos & Solved are greatly appreciated. ... PayPal puts your account through some internal checks before the option is available to you. It works like PayPal Credit in that it’s built into the checkout system and displays according to availability based on those checks.
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EBay
community.ebay.com › t5 › Ask-a-Mentor › Can-t-use-PayPal-Pay-in-4-Option-Anymore › td-p › 34400306
Can't use PayPal Pay in 4 Option Anymore? - The eBay Community
April 10, 2024 - What some have done to fix this, is to remove PayPal as an option to pay with in eBay, and this will allow it to reset so you get the choices back.
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EBay
community.ebay.com › t5 › Buying › PayPal-Pay-in-4-No-longer-an-option › td-p › 34388950
PayPal Pay in 4 No longer an option? - The eBay Community
September 12, 2024 - However even I go to PayPal directly, it shows the pre-approval and that it is an option. ... Have A Great Day. ... Okay, the option is still here. ... Click see more to see more of your purchase options here. Gator08041971 • Volunteer Community Mentor 2024 Member of eBay since 2000 ... Add your item to the cart. Go to checkout. It should show your payment options on the left and that would show on the right, after you make sure PayPal is selected on the left.
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Wealthy Nickel
wealthynickel.com › paypal-pay-in-4-denied-why
PayPal Pay in 4 Denied: Why? - Here is The Reason & Solution! - Wealthy Nickel
September 5, 2023 - Be cautious when doing this as it can lead to an automatic denial due to “application information tied to unusual activity”. PayPal tries to be cautious and protect you from fraud and scams.
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Discogs
discogs.com › forum › thread › 1033879
Discogs Forum - Why can't I use PayPal's Pay In 4?
ClosedCourt It works for some merchants on here and some it doesn't work for. I still haven't figured it out. The seller has to sign up for it. To do that, you have to have a Business PayPal account. I'm guessing many sellers don't. https://www.paypal.com/uk/business/buy-now-pay-later
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SolidTrustPay
solidtrustpay.com › home › paypal pay in 4 not working in 2023: reasons & solutions
Why Can't I Use Paypal Pay in 4: Solutions for 2023
September 15, 2023 - The PayPal Pay in 4 feature isn’t available to all users of this payment system. Your eligibility for PayPal Pay in 4 depends on various factors, including creditworthiness and transaction history.
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Target
help.target.com › help › TargetGuestHelpArticleDetail
What is PayPal Pay in 4? - Help - Target
go to chat button go to minimized chat button · My Target.com Account · Free 2-day shipping on eligible items with $35+ orders* REDcard - save 5% & free shipping on most items see details · Registry · Weekly Ad · Target Circle Card · Gift Cards · Find Stores · Orders
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Whirlpool
forums.whirlpool.net.au › shopping › paypal › paypal pay in 4 suddenly not available
PayPal Pay in 4 suddenly not available - PayPal
If the offer does not show as a checkout option, there could be few different reasons such as the goods and/or services you are purchasing are not eligible for Pay in 4 or it may be due to changes in our eligibility criteria.
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EBay
community.ebay.com › t5 › Ask-a-Mentor › is-paypal-pay-in-4-no-longer-an-option-to-pay-for-items-anymore › td-p › 34401359
is paypal pay in 4 no longer an option to pay for ... - The eBay Community
April 10, 2024 - What some have done to fix this, is to remove PayPal as an option to pay with in eBay, and this will allow it to reset so you get the choices back.