I want to get the Amazon Prime Visa Credit card and have a few questions and here's a little background.

I have never had a credit card for a full day except a Macy's one I canceled on the same day but never received the physical card.

My Credit score is only 662 with only 1 line of credit ever from a 5 year car loan that I paid off without any problems. I had one Macy's Credit card that I canceled on the same day 5+ years ago and it's just sitting there as a closed account still.

I paid off my car years ago and my credit score has been sitting around the same number for years.

I want the Amazon Prime Visa Credit Card because I shop a lot on Amazon and want that 5% back savings and I'll be traveling a lot soon and want that 1% for any other purchases and I want to start building my credit with my first ever credit card. I want a credit card to fall back on incase I need it for an emergency. And I can use it for savings at Whole Foods and to save 2% on gas.

I've read that a 670 score is the minimal requirement and that 700+ score is recommended by experts to get the card.

Do I have to pay for the yearly Amazon Prime membership to get the Prime Visa or can I pay for the monthly plan to get it still?

I don't have a Chase online account either and no Chase bank account, does that matter? I have a bank I've been using for over 10 years and I have a Chime checking and savings account, too. I'm happy with my current bank (it's not a federal credit union) and with my Chime account.

Should I do a pre-qualify check or just go straight into a hard check if I qualify?

Should I make an account to try to get the card on the Amazon website first or on the Chase.com website first? What's the correct order and place to first sign up to try to get a Prime Visa Credit Card?

Should I try to get a different first credit card like the Chase Freedom Rise card at a local Chase building before doing all of this? I don't want a Chase bank account still. It'd be so nice to skip any other card and get the Prime Visa first but maybe I'm thinking about this all wrong.

Thanks so much. (:

Did I make a mistake doing this? I got 60 free dollars to use as a gift card for an item I wanted since I was approved however I plan on never using Amazon visa credit card. They said there was no fees and I didn't have to use my Amazon visa first.

I applied for the Amazon credit card. I got a 740ish credit score. I got approved for the City Premier about 2 months ago. I also have an Apple Credit Card, PNC Rewards, Amex Blue Cash Everyday. My income is 100k and I have no rent or mortgage payment.

When I applied for the Amazon credit card, I was told I would get a decision later. Does not getting instantly approved mean I’m most likely declined. Have others also been told to wait on approval decisions?

Thank you