Showing results for
People also ask

How do I know if my credit card charges a foreign transaction fee?
Check your credit card agreement. If your card charges a foreign transaction fee, it should be listed under “fees.”
🌐
americanexpress.com
americanexpress.com › credit intel › debt
What You Should Know About Foreign Transaction Fees
What triggers a foreign transaction fee?
Foreign transaction fees apply when you purchase something in a foreign currency or when a transaction is processed through a foreign bank. These fees can also apply when you shop online from a foreign retailer, even if you’re not traveling.
🌐
americanexpress.com
americanexpress.com › credit intel › debt
What You Should Know About Foreign Transaction Fees
Do foreign transaction fees get refunded?
If your card charges foreign transaction fees, they may not be refunded when you seek a refund for an item purchased from a foreign merchant. Check your card agreement or contact your credit card company for full details.
🌐
americanexpress.com
americanexpress.com › credit intel › debt
What You Should Know About Foreign Transaction Fees
🌐
American Express
americanexpress.com › us › credit-cards › category › no-foreign-transaction-fee
No Foreign Transaction Fee Cards | American Express
Explore American Express No Foreign Transaction Fee Cards. Enjoy rewards and benefits while saving on foreign transaction fees. Apply today. Terms apply.
🌐
American Express
americanexpress.com › all cards › the platinum card
Platinum Card | AMEX UK
Experience a great range of premium travel and lifestyle benefits with Amex Platinum. From airport lounges to hotel upgrades and more with The Platinum Card®.
Discussions

Foreign Transactions Fees on Platinum
Sorry to say it applies - but the good news…it’s 2.99% 😭 More on reddit.com
🌐 r/AmexUK
20
4
May 10, 2025
How much am I being charged for using my Amex Platinum (US) abroad? In the UK at the moment and not sure
Amex Platinum has no foreign transaction fees, but there may be a fee if you use an ATM (the screen should say what it is). More on reddit.com
🌐 r/AmexPlatinum
21
0
October 17, 2024
What are the total AMEX charges for foreign transactions?
I’ve found it to be 2.99% net More on reddit.com
🌐 r/AmexUK
3
5
August 5, 2024
Foreign transaction fees
No matter what card you use, some ATMs or Merchants will give you the option to charge in your currency (eg USD). They usually say upfront that there’s like a 5% fee or if they don’t it might be even worse. You always want to decline this and charge in the local currency. More on reddit.com
🌐 r/amex
23
26
March 30, 2024
🌐
Forbes Advisor
forbes.com › advisor › credit-cards › amex-platinum-fees
Amex Platinum Card Fees – Forbes Advisor
October 6, 2025 - Walmart+ membership fee credit (subject to auto-renewal) Up to $200 per year in Uber Cash for eligible U.S. purchases ($15 per month with a $20 bonus in December when you add your card to your Uber account and select your card as the payment method) ... The Amex Platinum card doesn’t charge foreign transaction fees.
🌐
American Express
americanexpress.com › home › life with amex › credit cards › using a credit card abroad
Using a Credit Card Abroad | AMEX UK
American Express charges a currency conversion fee of 2.99% of the converted value of the transaction for each foreign currency purchase you make.
🌐
American Express
americanexpress.com › credit intel › debt
What You Should Know About Foreign Transaction Fees
June 16, 2025 - If you plan to make a lot of foreign purchases in the near future or are looking to travel overseas, it might be worth looking into opening a credit card with no foreign transaction fees.
Find elsewhere
🌐
Ramp
ramp.com › blog › business credit cards
American Express Foreign Transaction Fees Guide
October 13, 2025 - You can avoid AmEx foreign transaction fees by using a business card that doesn’t charge them. American Express offers several options, including the Business Gold, Business Platinum, and Marriott Bonvoy Business cards.
🌐
CNBC
cnbc.com › cnbc select › credit cards › amex business platinum card adds new benefits, enhanced rewards along with $200 annual fee increase
Amex Business Platinum Card adds new benefits, enhanced rewards along with $200 annual fee increase
1 week ago - Up to $120 in trusted traveler ... Business Platinum Card®. Comprehensive travel* and purchase* insurance, no foreign transaction fees and more · * Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
🌐
Upgraded Points
upgradedpoints.com › home › credit cards › reviews › amex platinum card
Traveling? Understand Amex Platinum Card's International Fees
2 weeks ago - But there’s good news if you’re a cardholder of the Platinum Card® from American Express: this card doesn’t have a foreign transaction fee (rates & fees) and is an excellent choice for international travel. Still, it pays to be aware of all the fees you may encounter as you use this card at home or abroad and understand how the Amex Platinum card can be helpful for international travel.
🌐
WalletHub
wallethub.com › popular credit card questions
2025 American Express Platinum Card® Exchange Rate
1 week ago - As long as you pay with a no foreign transaction fee card and avoid dynamic currency conversion, you’ll save money on international spending with a credit card compared to using cash.
🌐
The Points Guy
thepointsguy.com › credit-cards › choosing-your-amex-platinum-200-airline-fee-credit
Your guide to Amex Platinum's airline fee credit in 2026 - The Points Guy
2 weeks ago - Explore over 1,000 upscale hotels ... two nights or more through AmexTravel.com. *Eligible charges vary by property. No Foreign Transaction Fees....
🌐
Wise
wise.com › gb › blog › using-amex-card-abroad
Using American Express abroad: What you should know (UK guide) - Wise
January 7, 2025 - While you’ll need to compare the costs of your preferred Amex cards to check, the cards we reviewed for this guide have foreign transaction fees of 2.99%, and charge 3% or 3 GBP (whichever is greater) for cash advances.
🌐
American Express
americanexpress.com › en-ca › charge-cards › the-platinum-card
The Platinum Card® | Amex CA
Learn About The Platinum Card From American Express. New Platinum Cardmembers Can Earn Welcome Bonus Points.
🌐
Card Insider
cardinsider.com › card insider home › best american express credit cards › american express credit cards – forex markup charges
American Express Credit Cards - Forex Markup Charges
2 weeks ago - What are the forex fees for international transactions made with Membership Rewards Credit Card? All AmEx credit cards, including the Membership Rewards card, have a forex charge of 3.5% on international spends.
🌐
The Points Guy
thepointsguy.com › credit-cards › foreign-transaction-fees
Guide to foreign transaction fees: What to know - The Points Guy
July 18, 2025 - To avoid foreign transaction fees, choose a top travel rewards card or any card from Capital One or Discover. Also, always pay in the local currency with your credit card rather than U.S. dollars to avoid poor conversion rates. Related: How to pick the right travel credit card for you · For rates and fees of the Amex Blue Cash Preferred, click here.
🌐
The Points Guy
thepointsguy.com › credit-cards › no-foreign-transaction-fees
Best cards with no foreign transaction fees of January 2026 - The Points Guy
1 week ago - Using a card with no foreign transaction fees are a great way to save on your future international trips.
🌐
Charles Schwab
schwab.com › credit-cards
Charles Schwab Cards from American Express
$600 Hotel Credit, $200 Airline Fee Credit Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel when you pay with your Platinum Card®. And if ...