balance transfer from apple card to discover - Brave Search

reddit.com › r/applecard › apple card does not support balance transfers, in either way

r/AppleCard on Reddit: Apple Card does not support balance transfers, in either way

December 10, 2019 -

They don't let another bank pay off the balance, nor they don't let you transfer to the card. The former is more baffling than anything to be honest.

I spoke to a representative over chat and phone and they both told me that I can't make balance transfer to and/or from Apple Card. The most I could do is take my feedback and hopefully have this implemented (should've been day one, but whatever)

If you guys want to see balance transfer supported on the card, please message Apple (via the Wallet app) and give them feedback (along with the other missing features you might want)

Just got off the phone with a GS representative. What happens is that they do not accept an electronic balance transfer and require a paper check be mailed to them. More often than not the entity issuing the balance transfer is aware of this and does it for you after the electronic one fails. The representative I spoke to said the best bet is to call the issuing agency and either confirm a paper check was sent or request that one be sent. Address is Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112.

I did balance transfer from Apple Card to CITI and Bank Of America worked for me

nerdwallet.com › credit-cards › learn › can-i-do-a-balance-transfer-with-an-apple-card

Can I Do a Balance Transfer With an Apple Card? - NerdWallet

January 8, 2024 - Apple doesn’t allow balance transfers to or from its credit card, but there are some workarounds.

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bankrate.com › credit cards › balance transfer

Can You Pay Off Your Apple Card With A Balance Transfer?

September 9, 2025 - Keep in mind: You can’t do a balance transfer between cards from the same bank. So, if your debt is currently with Bank of America, for example, you can’t transfer that debt to another Bank of America card. And since Capital One’s acquisition of Discover, you can’t transfer balances between Capital One and Discover cards, either.

CreditCards.com

creditcards.com › credit cards › card advice › other › apple card balance transfers: are they possible?

Apple Card balance transfers: Are they possible? | CreditCards.com

April 7, 2025 - That’s because according to the rules set by Goldman Sachs, the bank behind the Apple Card, cardholders can’t transfer any debt from their Apple Card to any other card. The problem seems to stem from what Apple considers non-conforming payments. In the cardholder agreement from Goldman Sachs, the company says it might reject any payments that don’t comply, and that might include payments from other credit card companies. That would scuttle balance transfers from an Apple Card.

Apple Community

discussions.apple.com › thread › 254709423

Can I do balance transfers with the Apple Card?

No. Balance transfers are not supported on Apple Card.

reddit.com › r/applecard › info on balance transfer. i’m trying to transfer my apple card debt to another card . is this possible , i’ve read it isn’t but i’ve also read otherwise.

r/AppleCard on Reddit: Info on Balance transfer. I’m trying to transfer my Apple Card debt to another card . Is this possible , I’ve read it isn’t but I’ve also read otherwise.

June 6, 2022 -

Edit: YES ITS POSSIBLE I DID IT. Even had a limit increase done.

Don’t do it. There are plenty of horror stories about it. The other card sends a check to Goldman Sachs but it never gets credited to your account. You’ll spend hours on end trying to sort it out while you now have minimum payments due on both cards. It can be a nightmare.

I just did a balance transfer to my American Airlines Citicard for a few things and they had an option to just direct deposit the amount in my checking account so I could pay down cards with cash. That may be an option on some balance transfer offers.

wallethub.com › answers › cc › apple-credit-card-balance-transfer-1000399-2140750287

Apple Card Balance Transfer Info for 2025

November 12, 2025 - In general, balance transfers allow ... the balance, presumably at a reduced interest rate. Although the issuer does not allow balance transfers with the Apple Card, there are plenty of options from other issuers to choose ...

discover.com › card smarts › getting a credit card › how to transfer a credit card balance

How to Do a Balance Transfer on a Credit Card | Discover

You may be able to request a balance transfer through the card issuer’s online banking or mobile app, or over the phone with customer service. To apply, you’ll need the account information for the existing card or other accounts you want to transfer the balance from.

Published May 30, 2025

bankrate.com › credit cards › reviews

Can You Pay Off Your Apple Card With A Balance Transfer? | Bankrate

June 3, 2025 - If you can pay off your Apple Card with an alternative method instead, we recommend attempting that first. Open a new balance transfer credit card, preferably one with positive results for this process, such as Discover.

Find elsewhere

Google Bing Mojeek

Apple Community

discussions.apple.com › thread › 254691914

I want to transfer my balance to another … - Apple Community

I did and they told me to contact ... full amount through my bank account or mail in a check for the balance. ... Contact the other credit card company and see if they will do a balance transfer....

Apple Community

discussions.apple.com › thread › 252857118

Can I transfer from a credit card to my A… - Apple Community

Hi, at this time Apple Card account owners can not do a Balance Transfer, either from or to the Apple Card.

reddit.com › r/discover › balance transfer from apple card goldman sachs?

r/discover on Reddit: Balance Transfer From Apple Card Goldman Sachs?

August 26, 2025 -

Hello, I really need some help. Has anyone transferred their balance from the Apple Card to a Discover card? If u did how did you do it and can you please explain the process you experienced 🙏🙏🙏

The process is pretty simple, you have to have a BT offer on your account, but you would select the offer you want, say how much you want to transfer, put in your account number for apple and verify everything is correct, then Discover will process it and send the payment to Goldman Sachs. this process is the same for all balance transfers i’m pretty sure. The only thing is from my time working in customer service I saw people say that while Discover sent the payments, Goldman Sachs then told them they don’t accept balance transfers, but then somehow accepted it? so idk if that was a misunderstanding but every time I saw goldman sachs on accounts it seemed to take a lot longer than most banks

Call in and have an agent walk you thru it.

wallethub.com › popular credit card questions

What is the Apple Card Balance Transfer Fee?

November 12, 2025 - The Apple Card does not have a balance transfer fee. The reason the Apple Card has no transfer fee is that it does not allow balance transfers at all, which means you’ll need to look for another credit card to help reduce the cost of existing debt

Apple Community

discussions.apple.com › thread › 255136877

can i transfer my apple card balance to a… - Apple Community

The Apple Card does not support direct balance transfers.

wallethub.com › answers › cc › apple-credit-card-transfer-partners-1000386-2140815700

2025 Apple Card Transfer Partners

August 24, 2023 - In general, balance transfers allow ... the balance, presumably at a reduced interest rate. Although the issuer does not allow balance transfers with the Apple Card, there are plenty of options from other issuers to choos...

thewiredshopper.com › apple-card-balance-transfer

Apple Card Balance Transfer - Learn How it Works

December 11, 2022 - Thus, you can’t transfer debt from a credit card to your Apple Card. Balance transfers impact your credit score.

ficoforums.myfico.com › t5 › Credit-Cards › Can-t-transfer-Apple-Card-Balance › td-p › 6345120

Can’t transfer Apple Card Balance

June 28, 2021 - NFCU Platinum $50k | Amex Delta Platinum $25k | Elan Financial $19.7k | Chase Freedom Unlimited $16k | Bank Americard $16k | Discover IT $13K | NFCU Flagship Rewards $10k | GS AppleCard $5.5k | Citi Simplicity $3k ... I Asked GS for cli on my Apple Card which wasn't approved. So the long and short of it is I said I'll need to Balance Transfer to another card. GS said I can not do a balance transfer on my balance. I guess it says so in the fine print. ... I do have a small collection but it didn't stop them from giving me the 3000 dollar initial limit.

ficoforums.myfico.com › t5 › Credit-Cards › BEWARE-of-Balance-Transfer-from-Apple-Card-to-Another › td-p › 5798647

BEWARE of Balance Transfer from Apple Card to Anot... - myFICO® Forums - 5798647

November 6, 2019 - This is a first for me, but it appears that the terms and conditions actually specifically state that you must pay through the Wallet app using Apple Cash or a linked banking account. It seems absurd that you cannot push payments from another source either through your institution's bill pay service or a balance transfer. Here is the language that would apply to this from the Apple Card Customer Agreement.

reddit.com › r/discover › discover balance transfer

r/discover on Reddit: Discover Balance Transfer

August 3, 2025 -

Hi everyone, I'm fairly new to managing credit and could use some advice.

I have a credit score of around 750, two credit cards with a combined $22k limit, utilization under 15%, no asset and about 5 years of credit history.

I have a couple of questions about balance transfers, specifically with Discover and similar cards:

Can you transfer funds from a Discover credit card directly to a checking account?
How often does Discover offer balance transfer promotions for existing cardholders?
Do other credit card issuers allow transfers from a credit card directly to a bank account like this?
Which Discover card is most likely to offer balance transfer promotions?

Thanks in advance for your help!

Yes, you can transfer it to your bank account, BUT Discover has 2 annoying limitations to this. It must be a checking account (not a savings account), and it must be the account you've used to pay your Discover bill most frequently over the past 12 months. Discover offers them fairly frequently. I cannot recall not seeing a balance transfer promo of some nature from them. Yes, all (most?) do. It's fairly common to allow you to transfer it to a checking (or savings) account, and no others have the limitations I outlined in #1. Citi is much more liberal/generous with their offers and terms, and I prefer them for these purposes. EDIT: sorry, I misread your #4. I only have the Discover It card, so I'm not sure how their other cards work. I cannot imagine they vary in this respect though. Leaving my original #4 as-is in case that is helpful.

Did you do #1 yet? wanting to do the same thats why

rates.fm › homepage › banks › discover balance transfer: 3 effective ways to transfer your balance

Discover Balance Transfer: How to Transfer Your Balance Easily | Rates

August 28, 2025 - After you submit a balance transfer request, it typically takes between 4 to 18 days for the transfer to be completed. It largely depends on whether you apply through an existing account or for a new Discover card.