Edit: I ended up getting the Chase Sapphire Reserve because of the current 75,000 points LTO through Kudos which I heard about from the Ben Hedges videos. Thanks everyone for the recs!
I’m a 29M and travel around the U.S. 4-5 times a year. Most of my spending is on eating out, travel, and groceries. Got a big trip coming up to Europe, so looking to get the most out of my credit card rewards.
Planning to spend about $8k on this trip and will pay it off right away with savings. I spend around $7k a year at restaurants, $6k on travel, and $4-5k on groceries. I always pay off my credit card statement in full every month.
I've read a lot about the Chase Sapphire Reserve and AmEx Platinum. Which one would you recommend, or what's the general consensus on the best travel credit card in 2024?
What’s the best travel credit card in 2024?
Looking Into Getting My First Travel Card.. Whats the best travel card of 2024?
There is no best travel card. Comes down to what do you value and what are your travel plans
More on reddit.comBest travel cards in your opinion?
What’s the best travel credit card?
How many travel credit cards should I have?
The number of travel credit cards you should have depends on how often you travel, the benefits you value and whether you’re willing to spend time tracking multiple cards to potentially extract extra value. For example, having both an airline card and a hotel card can provide complementary benefits and the ability to earn rewards for all aspects of your travel plans.
How do travel credit cards work?
A travel rewards credit card accrues miles or points for each purchase made with the card. Every card has a different earning and redemption structure.
- A co-branded card, like one labeled with Marriott or Southwest, will earn rewards in the specifically named travel brand.
- General travel cards may instead earn flexible bank points, like those you see with Chase Ultimate Rewards or American Express Membership Rewards.
How can you travel for free with credit cards?
Traveling with credit card points can save you a lot of money on travel compared to paying full price. A combination of welcome bonus offers, rewards earned from everyday spending and included statement credits can add up to hundreds of dollars in value toward free travel.
Alternatively, you might have airline companion certificates or hotel free night certificates, which work more like a coupon. In either case, you’ll need to learn the rules of your specific program to maximize your card’s travel benefits and get the most possible value.