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BMO
bmo.com › main › personal › credit-cards › student-bmo-cashback-mastercard
Student Cash Back Credit Card – No Annual Fees - BMO
Start building a healthy credit history, plus earn cash back every time you spend with our no annual fee Student CashBack Mastercard. Apply for one online.
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BMO
bmo.com › credit cards › student credit cards
Apply Online for Student Credit Cards - BMO Canada
A student credit card is designed ... student credit card helps you start building your credit history while earning cashback on everyday purchases like groceries and recurring bills, all with a $0 annual fee and simple eligibility requirements....
Discussions

What is the maximum credit given to students for the BMO SPC cash back MasterCard?
Talked to BMO once about credit limits (wanted to increase my limit on one of my cards): if you are a student, you can be given 4000 CAD/USD max across all credit card accounts. They disclosed this information when they refused to increase my SPC card beyond 1000 because I had a 3000 USD card with them. They asked if I wanted to instead rebalance my limits... More on reddit.com
🌐 r/PersonalFinanceCanada
2
6
April 19, 2018
Thoughts on Student BMO CashBack® Mastercard® ?
No real catch other than $500/month cap on grocery cash back. Once you hit it drops to 1% until the next month. I doubt a student does $500 on groceries. More on reddit.com
🌐 r/PersonalFinanceCanada
2
1
August 14, 2025
BMO CashBack Mastercard for Students or SimplyCash Card for American Express

Your numbers are off for Amex. It’s either 99 a year or you only get 2.5% promotional rate for 3 months (150 back max) and 1.25% after for the free card.

I’d go with BMO is you don’t want to pay the annual fee. Though I personally have the paid SimplyCash (Preferred) and it’s my most favorite card ever.

More on reddit.com
🌐 r/PersonalFinanceCanada
13
5
September 30, 2019
Credit Card for Student
Just get the student credit crd with your bank. More on reddit.com
🌐 r/PersonalFinanceCanada
4
0
December 25, 2024
People also ask

Does the BMO CashBack Mastercard for students have an annual fee?
No, there is no annual fee for this card.
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milesopedia.com
milesopedia.com › home › bmo cashback® mastercard®* for students
BMO CashBack® Mastercard®* for students | January 2026
Are there additional benefits for students with the BMO CashBack Mastercard for students?
Yes, the card offers car rental discounts.
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milesopedia.com
milesopedia.com › home › bmo cashback® mastercard®* for students
BMO CashBack® Mastercard®* for students | January 2026
How is cash back applied to BMO CashBack Mastercard for students purchases?
Cash back is earned with each purchase.
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milesopedia.com
milesopedia.com › home › bmo cashback® mastercard®* for students
BMO CashBack® Mastercard®* for students | January 2026
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Forbes Advisor
forbes.com › advisor › ca › credit-cards › reviews › student-bmo-cashback-mastercard
Students – BMO CashBack Mastercard Review 2026: Canada’s Best Student Credit Card
3 weeks ago - Must be a student between the ages ... The BMO CashBack® Mastercard®*(Student) offers cash-back rewards on every purchase, starting with a welcome bonus worth up to $125....
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CreditCardGenius
creditcardgenius.ca › credit-cards › bmo-student-cashback-mastercard
BMO Student CashBack Mastercard January 2026 | creditcardGenius
BMO Student CashBack Mastercard
The BMO CashBack Mastercard for students is a no fee credit card designed specifically for students that puts you in control and lets you choose when you receive your cash back rewards. The selection of cards out there geared towards students is a bit lacking, but the BMO CashBack Mastercard for students is at the top of the heap, offering the chance to earn up to 3% cash back on all your spending, and a few other surprises to boot. BMO CashBack Mastercard for students rewards BMO CashBack Mastercard for students benefits BMO CashBack Mastercard for students drawbacks FAQ BMO CashBack M
Rating: 4 ​
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Milesopedia
milesopedia.com › home › bmo cashback® mastercard®* for students
BMO CashBack® Mastercard®* for students | January 2026
BMO CashBack® Mastercard®* for students
The BMO CashBack Mastercard for students is Canada's best student credit card. Get 5% cash back for the first 3 months! The Best BMO No-Fee Cash Back Credit Card for Students. Earn 3% cash back on grocery purchases. Take advantage of this limited-time welcome offer!
Rating: 4 ​
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BMO
bmo.com › credit cards › all cards
BMO AIR MILES Mastercard for Students - No Fee
Browse all BMO Canada Mastercard & Visa credit card options. Get the best credit card for you from our range of cashback, rewards points, no annual fee & more!
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Wise
wise.com › ca › blog › bmo-student-credit-cards-in-canada
BMO Student Credit Cards in Canada: a full guide - Wise
August 23, 2023 - International students can apply by visiting a BMO branch; Canadian citizens and permanent residents can apply online¹ ². The Bank of Montreal CashBack Mastercard for students works just like any other cash back credit card.
Find elsewhere
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BMO
bmo.com › credit cards › bmo cashback mastercard
BMO CashBack Mastercard: Up to 3% Cash Back – BMO Canada
See our most popular cash back credit card with no annual fee. Get 3% cash back on groceries and 1% back on recurring bill payments. Apply for one online now.
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Ratehub.ca
ratehub.ca › credit-cards › card › bmo-cashback-mastercard-student
BMO® CashBack® Mastercard® - Student - overview | Ratehub.ca
April 12, 2024 - The BMO Cashback Mastercard makes a lot of sense for cash-strapped students, because your cash back rewards are available at your fingertips anytime. If you regularly use your credit card to buy groceries or pay your phone plan, you can rack ...
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YouTube
youtube.com › new money nate
The BEST Student Card In Canada - BMO Student CashBack Mastercard - YouTube
CLICK BELOW to check out the BMO Student CashBack Mastercard or The Scotiabank Student Scene Visa!** BMO Student Cash Back **https://creditcardgenius.ca/cred...
Published   January 16, 2023
Views   6K
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Virgin Plus
theinformr.com › ca › credit-cards › bmo-cashback-mastercard-for-students
BMO CashBack Mastercard for students Reviews & Info | Informr
The Student BMO CashBack Mastercard is a good card if you’re looking to build your credit score as a student and want to earn some cash back while you’re at it. You get the same earn rate as their regular BMO CashBack Mastercard, but with easier acceptance because it’s a student card.
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Savvy New Canadians
savvynewcanadians.com › home › credit cards › best bmo student credit cards in canada
Best BMO Student Credit Cards in Canada
May 13, 2025 - The Bank of Montreal (BMO) offers two no-fee Mastercard credit cards to students. One is great for earning cashback, while the other will help you accumulate AIR MILES Bonus Miles.
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Finder
finder.com › ca › credit cards › bmo credit cards › students bmo cashback mastercard review
BMO CashBack MasterCard for Students Review 2023 - Finder
October 19, 2023 - The no-fee Student BMO CashBack Mastercard can help you build a credit history, while rewarding you for your everyday spending.
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BMO Canada
bmo.com › personal › student banking solutions
Discover Our Student Banking Solutions - BMO Canada
BMO offers chequing and savings accounts, credit cards and borrowing options to make student life more manageable. Learn more about our solutions today.
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Reddit
reddit.com › r/personalfinancecanada › thoughts on student bmo cashback® mastercard® ?
r/PersonalFinanceCanada on Reddit: Thoughts on Student BMO CashBack® Mastercard® ?
August 14, 2025 -

The Student BMO CashBack® Mastercard® seems like a good option for me as a uni student, 3% cashback on groceries, 1% on recurring payments, and 0.5% on everything else. I have never owned a credit card before so is this a good option for my situation as a student? Any catches to this card? Or are there any better ones out there? This seems like the best one compared to TD, CIBC and others.

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Mastercard
mastercard.ca › en-ca › categories › students
Credit Cards for Students | Find a Credit Card
Want to get your cash back ASAP? Now you can redeem your cash back anytime through direct deposit, as a credit on your statement or into your BMO InvestorLine account*
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Mastercard
mastercard.ca › en-ca › banks › bmo
BMO Credit Cards | Find a Credit Card
Best BMO CashBack Mastercard for Students · Want to get your cash back ASAP?
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BMO
bmo.com › pdf › student-offer-terms-and-conditions-en.pdf pdf
BMO Student Winter Campaign Terms and Conditions
Savings Amplifier Account to your Student Chequing Account. Refer to the “Savings Account Promotional Rate” terms ... CashBack® Mastercard®*. Refer to the “Credit Card Offer”