CNBC
cnbc.com › cnbc select › credit cards › best capital one credit cards of january 2026
Best Capital One credit cards of January 2026
4 days ago - The Capital One Platinum Secured Credit Card can help you build, or rebuild, your credit because you can be approved with no credit or bad credit. ... No fee charged on purchases made outside the U.S.
Capital One
capitalone.ca › credit-cards › compare
Which credit card is right for you? | Capital One Canada
Compare Guaranteed secured, Guaranteed and rewards credit cards. We have options for Canadians who are looking to build credit or earn rewards.
Anyone use a Capital One MC for International Travel? Fees? - Paris Forum - Tripadvisor
I believe there may be different curr conv fee schedule for different Capital One credit card products... I had one for a few years, just a regular CapOne mastercard, and indeed it did not pass -any- % on my foreign charges. Last year, however, I switched to my new Vystar Credit Union visa ... More on tripadvisor.ca
Capital One is TERRIBLE for International Travel
I could be missing some thing, but it seems you think an entire card company is terrible based on the highly specific scenario where someone who resides in the US and has a US number travels outside the US but doesn’t bring their cell phone or have access to their US number and didnt update their contact/verification info with their card company even though its entirely predictable they’ll want to verify its you if you make a purchase abroad? More on reddit.com
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January 21, 2022Currency conversion fee?
Where did you see the converted amount in USD? If you’re paying a in another currency you should not see the converted amount unless it’s in your statement. If the vendor site showed you a price in USD, they’re the ones with the fees (and it’s mostly a higher conversion rate. More on reddit.com
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September 17, 2024Being charged almost 4.5% extra on every purchase on a Capital One “no foreign transaction fees” card
Make sure you're paying in MXN and not USD at the point of sale, always pay using the local currency. If that's what you're doing and still getting charged 4.5% - then CAP one is ripping you off. More on reddit.com
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August 3, 2024What Capital One credit card is easiest to get?
The Capital One Platinum Secured Credit Card is easier to qualify for because it's a secured card, meaning you'll need a security deposit to open the card. Although the card doesn't come with any rewards, you'll have an easier time getting approved even if you have a weaker credit score.
cnbc.com
cnbc.com › cnbc select › credit cards › best capital one credit cards of january 2026
Best Capital One credit cards of January 2026
What is the top-tier Capital One credit card?
The Capital One Venture X is Capital One's most premium travel rewards credit card. It offers perks like airport lounge access, travel insurance, travel credits and earns transferrable Capital One miles.
cnbc.com
cnbc.com › cnbc select › credit cards › best capital one credit cards of january 2026
Best Capital One credit cards of January 2026
What's the best U.S. Bank credit card with no foreign transaction fees?
One of the best U.S. Bank credit cards with no foreign transaction fee is the U.S. Bank Altitude Connect Visa Signature Card. In addition to a 0% foreign fee, this card is good for international travel because of its ongoing rewards of 1 - 5 points per $1 spent on purchases. · Some of the Best U.S. Bank Cards with No Foreign Fees · Best for Ongoing Rewards: · U.S. Bank Altitude Connect Visa Signature Card · Best for Air Travel: · SKYPASS Visa Signature Credit Card · No Annual Fee: · U.S. Bank Altitude Go Visa Signature Card · In addition to using a card with no foreign transaction
wallethub.com
wallethub.com › credit-cards › no-foreign-transaction-fee
Best No Foreign Transaction Fee Credit Cards of January 2026
Capital One
capitalone.com › learn & grow › money management › using a credit card abroad
Tips for Using a Credit Card Internationally | Capital One
5 days ago - But not all credit card issuers charge foreign transaction fees. Capital One doesn’t charge foreign transaction fees on any of its credit cards.
WalletHub
wallethub.com › credit-cards › no-foreign-transaction-fee
Best No Foreign Transaction Fee Credit Cards of January 2026
5 days ago - ... Best for Business 2 - 3 points per $1 spent on purchases and $0 annual fee. ... Why We Like It: The Capital One Venture Rewards Credit Card is the best no foreign transaction fee credit card overall because it has extremely valuable rewards.
Tripadvisor
tripadvisor.ca › europe › france › ile-de-france › paris › paris travel forum
Anyone use a Capital One MC for International Travel? Fees? - Paris Forum - Tripadvisor
April 30, 2013 - Some big name banks waive the foreign transaction fee if you pay an annual $300 or $400 for the card. Some banks waive the 1% currency conversion fee by Visa/MC/AE. Examples include PenFed, Capital One, and Andrews AFB.
NerdWallet
nerdwallet.com › home › credit cards › best credit cards › best no foreign transaction fee credit cards of january 2026
Best No Foreign Transaction Fee Credit Cards of ...
November 14, 2025 - ... The standard foreign transaction fee for Chase credit cards is 3%. Chase cards that don't charge this fee include the Chase Sapphire Preferred® Card and the Chase Sapphire Reserve®.
Capital One
capitalone.com › learn & grow › money management › no foreign transaction fees
Does Capital One Have Foreign Transaction Fees? | Capital One
December 4, 2025 - But that may not be true of all banks. But before you depart, you could still brush up on a few tips about using a credit card internationally. Capital One doesn’t charge foreign transaction fees on any of its credit cards, including travel and cash back rewards cards.
CreditCards.com
creditcards.com › no-foreign-transaction-fee
Best No Foreign Transaction Fee Credit Cards of January 2026 | CreditCards.com
A no foreign transaction fee credit card is a card that doesn’t charge extra fees — typically around 3% — on purchases made outside the United States or with international merchants.
Published 5 days ago
Capital One
capitalone.com › learn & grow › money management › using credit cards in europe
Can I Use My Credit Card in Europe? | Capital One
November 20, 2025 - It’s convenient because it can help you understand how much you’re spending. But it typically costs more than any standard exchange rate your credit card issuer might charge. Capital One doesn’t charge foreign transaction fees or pass on currency conversion fees.
Capital One
capitalone.com › learn & grow › more than money › cards for international travel
Credit Cards for International Travel | Capital One
November 10, 2025 - When you’re traveling abroad, you won’t have to worry about the extra percentage that some issuers charge on international purchases. Capital One credit cards don’t charge foreign transaction fees, no matter where or when you travel.
Capital One
capitalone.com › learn & grow › money management › foreign transaction fees
Foreign Transaction Fees Defined & Explained | Capital One
November 10, 2025 - Foreign transaction fees are typically calculated as a percentage of the total price of each transaction—generally about 1%-3%. Capital One doesn’t charge foreign transaction fees.
Ramp
ramp.com › blog › business credit cards
Capital One Foreign Transaction Fee Guide
November 10, 2025 - Capital One doesn’t charge foreign transaction fees on any of its credit cards, including business cards. You can use them abroad or with international vendors without paying the 2% to 3% fee most banks still apply.
Money.ca
greedyrates.ca › blog › travel-tip-avoid-foreign-transaction-fees-canadian-credit-card
Best Credit Cards With No Foreign Transaction Fees
July 2, 2025 - A credit card with no foreign transaction fees saves you money when you travel or shop globally online. Here are the best no FX fee credit cards in Canada.
Capital One
capitalone.co.uk › support › foreign-fees
Credit card charges abroad - Capital One
You may also have a Non-Sterling Transaction Fee (for example, 2.75%) added to the Sterling value. This would mean you have £84.51 taken out of your account + £2.32 (which is 2.75% of £84.51) = £86.83.
WalletHub
wallethub.com › popular credit card questions
Capital One Credit Cards With No Foreign Transaction Fee
December 9, 2025 - All Capital One credit cards have no foreign transaction fees. With any Capital One credit card, cardholders will save an average of on each purchase they make abroad or with an international merchant, compared to the average credit card offer
Wise
wise.com › us › blog › capital-one-foreign-transaction-fee
Capital One foreign transaction fee — the essential overview and tips - Wise
June 15, 2024 - Capital One doesn’t charge foreign transaction fees, so this is one charge you won’t need to worry about with an account or card from this bank. You can see some other charges you may face with some popular Capital One cards above - checking terms and conditions will likely help, too. It’s usually going to cost you more to use a credit card to withdraw cash, instead of a debit card linked to your checking account.
Capital One
capitalone.com › help center › contact us › traveling with your card
Traveling with your card | Capital One Help Center
The mobile app will help you manage your account on the go, while allowing you to do things like lock your cards and monitor your transactions. You can also customize certain transaction alert preferences to help you manage your account. Learn more about how we keep your account safe. Capital One doesn’t charge foreign transaction fees.
Capital One
capitalone.com › learn & grow › business resources › no foreign transaction fees
No Foreign Transaction Fee Business Credit Cards | Capital One
... Foreign transaction fees are charges—typically around 3% of the purchase price—that credit card issuers apply to purchases made in a foreign currency or processed through a non-U.S.
Reddit
reddit.com › r/creditcards › capital one is terrible for international travel
r/CreditCards on Reddit: Capital One is TERRIBLE for International Travel
January 21, 2022 -
Don't be deceived by their marketing - Capital One is NOT a good card for international travelers. Yes they have no foreign transaction fees, but that doesn't do you any good if your card doesn't work.
Background: I work from home and typically spend 5-7 months abroad every year. I have a cheap US cell plan for when I'm in the US, but when traveling abroad, I use a cheap foreign SIM/plan. Big savings on cell service without the need for expensive international plans or roaming.
The problem: Capital One Mastercard is a fine card when using the physical card - it will work anywhere MasterCard is accepted. However, if you ever try to use the card on a website where you manually type in your 16 digit card number, expiration and CVV code - it generates a pop-up from MasterCard that wants to send you a OTC (One Time Code) as a text message to your US number. But what if you're not using your US number at the time? You have no way to receive the code. It doesn't give you any other option to receive the code. Not email, not a different international number, not an authenticator app like Google/Microsoft Authenticator. You're basically screwed. And don't bother trying to call customer service - there is NOTHING they can do. Its MasterCards Fault they'll tell you. Out of our control. Yet if you try to call MasterCard - "Sorry we're just the transaction processor, contact your card company." Circular finger pointing with you left screwed over.
I know this may be a small issue for people who keep their US number when outside US, but for travelers like me its a deal breaker.
Buyer Beware.
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I could be missing some thing, but it seems you think an entire card company is terrible based on the highly specific scenario where someone who resides in the US and has a US number travels outside the US but doesn’t bring their cell phone or have access to their US number and didnt update their contact/verification info with their card company even though its entirely predictable they’ll want to verify its you if you make a purchase abroad?
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Wouldn't a free Google Voice or similar number fix this problem? Something accessible from both phones.
Rick Steves' Europe
ricksteves.com › travel-tips › money › card-fees
Card Fees (and How to Avoid Them) in Europe by Rick Steves
March 5, 2024 - If you're handed a receipt with two totals — one in the local currency and the other in US dollars — circle the amount in the local currency before you sign. Otherwise you'll pay a high price for the "convenience" of seeing your charge in dollars. The price is usually extracted by converting the charge at a lousy exchange rate set by the merchant's bank — and even though you're paying in "dollars," your credit-card issuer may still levy its standard foreign-transaction fee.