Opened a Discover Bank account on recommendation of a friend. Tried to mobile deposit a big check which they refused. Told me the mobile deposit limit is $500. So I connected my credit union account and transferred several thousand dollars. They refused again. So I called customer service and the SUPER cheerful lady with the Indian accent explained that my account (because it's new) has a total deposit limit of - get this - $500 PER MONTH. She further informed me, still cheerfully, that no, they could not increase that, but that "the limit will gradually increase over time, but not on any set schedule". I explained to her - not at all cheerfully - that that would certainly work for me if I was a child, but having an actual job, I needed to work with somewhat larger numbers, and since she was powerless to give me any useful information whatsoever, I would be opening an account elsewhere. What's even more ironic is they offered a $150 bonus if I deposited 15k in the next 6 months. Clowns.🤡
Hey guys, just wanted to know what your thoughts and opinions are on Discover Banking? Is it a pretty good checking account? Any problems or anything? I want a bank account but just not sure who I should go with. Any perks to Discover Banking? Any downsides? Just wanting to hear from people that use it themselves or have had an experience with it.