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Reddit
reddit.com › r/discover › discover savings signup bonus question
r/discover on Reddit: Discover Savings Signup Bonus question
February 22, 2025 -

I want to signup for Discover HYSA. There is a signup bonus, but it seems unclear if I need to keep my deposit for a period of time to get the bonus. Has anyone done this offer? How'd it go?

link - https://www.discover.com/online-banking/savings-lng-04/?TPR=090

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Hustler Money Blog
hustlermoneyblog.com › home › discover bank promotions for december 2025: earn up to 4.05% apy savings, cd
Discover Bank Promotions for December 2025: Earn Up to 4.05% APY Savings, CD
December 2, 2025 - Discover Online Savings is offering 3.40% APY. Discover Bank has a range of accounts including Online Savings, Checking, Money Market, CD, and IRA accounts.
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Reddit
reddit.com › r/discover › discover savings account bonus requirement
r/discover on Reddit: Discover Savings Account Bonus Requirement
October 6, 2023 -

Hi!

In order to get the Discover Savings account opening bonus of 150$/200$ on a deposit of 15k/25k USD within the first 30 days, What is the minimum holding period of that deposit in the account? Am I allowed to use the funds once the requirement is met?

Top answer
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Balance needs to stay at/over the 15k or 25k threshold through 10/30 to get the bonus...at least that's what I read... assuming the funding cut off was 9/30. Should double check the written correspondence you received to know what applies to your situation.
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The terms for me were actually kind of vague: "To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code NW923 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200. What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/14/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice." I'm planning to keep the $15,000 in there until I receive the bonus, which I THINK will be at maximum 60 days from when I deposited $15,000. But you are totally right, the terms are not as clear as I've seen on other accounts.
People also ask

How do I add cash to my Discover checking or money market account?

It’s easy! Simply bring your contactless Discover debit card and cash to any Walmart and ask the Walmart customer service desk or cashier to add the cash directly to your Discover bank account.

You’ll swipe or insert your card, hand your money to the cashier, and they will provide a receipt. The Add Cash transaction will generally be posted to your Discover bank account on the same day.

Please refer to Walmart's store finder for store locations and hours of operation.

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discover.com
discover.com › online-banking › faq › money-market
Money Market Account FAQs | Discover
How can I make deposits to my Money Market account?
  • Complete an online transfer from an eligible Discover bank account
  • Complete an online transfer from an external bank account to your Money Market Account
  • Set up Direct Deposit
  • Deposit a check payable to you with Discover’s Mobile Check Deposit Service using your mobile device
  • Mail a check that is made payable to you with a deposit slip or your account number on the memo line to:
              Discover
              PO Box 30417
              Salt Lake City, UT 84130

              For overnight delivery, mail it to:
              Discover
              5420 West 1730 South
              Salt Lake City, UT 84104
  • Travelers Checks are not accepted for deposit
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discover.com
discover.com › online-banking › faq › money-market
Money Market Account FAQs | Discover
How do I deposit cash into a Discover bank account?

To deposit cash into your Discover account, you’ll need to bring your contactless debit card and a minimum of $20 in deposits to a Walmart location. A cashier will be able to help you deposit the money into your account.

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forbes.com
forbes.com › advisor › banking
Discover Bonuses And Promotions – Forbes Advisor
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Discover
discover.com › online-banking › faq › money-market
Money Market Account FAQs | Discover
Discover answers to your Money Market Account questions with our comprehensive FAQs. Learn about making deposits, minimum balance, account fees, and more.
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Finder
finder.com › www.finder.com › bank accounts › discover › discover® money market account review
Discover Money Market Account review | finder.com
Discover® Money Market Account review
Discover’s no-fee money market savings account offers a variety of perks, including a competitive interest rate that pays 3.40% APY on balances under $100,000 and a 3.45% APY for balances above $100,000. Though this isn’t the highest rate we’ve seen on the market, it’s well above the ... <p>Discover's Money Market account rewards you for keeping a high balance in your account. You’ll earn a competitive 3.40% APY on balances under $100,000 and a slightly higher rate of 3.45% APY on balances above $100,000. This rate is much higher than the average, which currently sits at 0.59% APY.
Rating: 7.8/10 ​
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Forbes Advisor
forbes.com › advisor › banking
Discover Bonuses And Promotions – Forbes Advisor
September 17, 2022 - If you want to take advantage of a welcome bonus from Discover, you may have some luck with a targeted offer, but there are currently no general sign-up bonuses available. However, there are a few other ways to earn rewards with a Discover account. : Up to $360 in Cash-Back Rewards per Year
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Bank Deal Guy
bankdealguy.com › discover-bank-promotions
Discover Bank Promotions: Earn Up to 4.05% APY Savings, CD for 2025
November 4, 2025 - Discover Online Savings is offering 3.40% APY. Take advantage of the latest rates and offers of $150, $200, or $360 bonus for Checking, Savings, CD, Money Market, and IRA promotions.
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KeyBank
onesmartdollar.com › discover-bank-promotions-bonuses
Discover Bank Promotions and Bonuses for December 2025 | One Smart Dollar
October 31, 2025 - Through September 11, 2025, you can earn up to $200 when you sign up for a new savings account and complete the following requirements. Sign up for a new Discover savings account using the Discover promo code NW325.
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SimplyCodes
simplycodes.com › shop › finance › credit & loans › discover
Discover Promo Codes - $150 Off (1 Verified) Jan 2026
1 week ago - On Dec 11, 2025, user BabaYaga added promo code SHYAM81 for Discover. ... This is a special promotional offer. To get this deal, click the "View Code" button to go to the merchant's page, where you will find the specific code.
Find elsewhere
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BankBonus
bankbonus.com › home › all bank bonuses › discover bank
Best Discover Bank Promotions & Bonus Offers for January 2026 | BankBonus.com
December 2, 2025 - Discover previously offered up to $200 for opening a Discover® Online Savings account. ... Apply for your first Discover Online Savings Account using promo code GBPE925.
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Nasdaq
nasdaq.com › articles › discover-bank-bonus-and-promotions-of-september-2022:-earn-up-to-$200
Discover Bank Bonus And Promotions Of September 2022: Earn Up To $200 | Nasdaq
Open a new Discover Online Savings Account, using offer code GBP922. Then, deposit at least $15,000 into your account within 30 days to receive a $150 Discover bonus. Or, deposit at least $25,000 within 30 days to receive a $200 Discover bonus.
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Bankcheckingsavings
bankcheckingsavings.com › home › discover savings bonus: $150 or $200 offer code lop925
Discover Savings Bonus: $150 or $200 Offer Code LOP925
September 30, 2025 - To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code LOP925 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 ...
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CreditDonkey
creditdonkey.com › promotions › discover-bank
Discover Bank: Top 2 Promo Codes for January 2026
*New Money is new funds deposited ... opening and ends ninety (90) calendar days after account opening. Bank of America, N.A. Member FDIC ... Promo code Q4AFL25 MUST be used when opening a U.S....
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Discover
discover.com › online banking › money market account
Money Market Account | Discover
No, we are no longer accepting new Money Market Account applications.
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NerdWallet
nerdwallet.com › banking › learn › discover-savings-bonus
Discover Savings Bonus: $150 or $200 Promotion - NerdWallet
March 6, 2019 - Editor's note, Oct. 15, 2025: Discover® Bank's savings bonuses are no longer available. This page will be updated when a new offer is available.
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Finder
finder.com › www.finder.com › bank accounts › discover® savings bonus offers
Discover Savings Bonus Offers in November 2025
September 25, 2024 - As of December 2025, Discover savings bonuses of $150 or $200 are no longer available. Discover has no active bonuses. See similar options
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Reddit
reddit.com › r/discover › opened first time discover savings with promo code. i transferred over $25k and only received $150 and not $200 as promised
r/discover on Reddit: opened first time Discover savings with promo code. I transferred over $25k and only received $150 and not $200 as promised
June 10, 2023 -

I feel cheated by Discover bank. Within 10 days of opening up my new/first time Discover bank savings account, I deposited $25k from an external bank. 30 days later Discover deposited $150 into the savings for account promotion. The account promotion was $150 for $15k or $200 for $25k. I called Discover bank and they told me they see that I added $25k into my new savings within 30 days but they will have to do research and it will take 3 weeks. $50 isn't a big difference but I earned it and it is the principle of the matter. Has this happened to anyone else?

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Hustler Money Blog
hustlermoneyblog.com › home › discover online savings review: earn 3.40% apy (nationwide)
Discover Online Savings Review: Earn 3.40% APY (Nationwide)
October 10, 2025 - But I was told that I must go through the Hustler Money Blog to open the account and then I would be eligible for the $100 bonus. The link does not work on the site. ... Sign up link is not working.
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USA Today
usatoday.com › money › blueprint › banking › discover-bank-promotions
Discover Bank promotions of 2024
February 26, 2025 - Discover Bank currently features a bonus offer and a statement credit when you refer a friend. See our comprehensive list of Discover bonuses and promotions for more.