I've (52M) been talking with a Fisher rep for awhile, I've been through the analysis process, and they make a fairly compelling case that, net fees, they could improve my returns 4 to 5%.

I'm skeptical, but I'm also a "set it and forget" it investor, about 10% bonds, 50% VOO, 10% VTI/small cap, and the rest in target date funds.

My portfolio is a little unbalanced and spread over a bunch of accounts I've accumulated over the years. Overweight in some areas, underweight in others. I could consolidate and balance, but I hate to think I'm leaving money on the table with a mostly hands off approach. Hoping to semi-retire in 10 years.

Anyone using Fisher, or other similar firm, and feel it's worth the fees?

EDIT: Fisher fee is 1.25. Most of my ETFs are .03 to .1

These guys have been after me for a while. They talk about how they differ from other firms. I’m curious as to any opinions you all have of them.

I have about $1MM over at Fidelity they Fidelity manages at a ridiculously low commission (~0.5%). This year it made around 15%. The downside is limited selection of investment choices.

My wife has a similar amount in TSP, and last year, it made 20%. I don’t have this years’ number yet, but choices are even more limited.

There’s more piles of money around for us, but this is the sort of stuff I’d be willing to have them manage.

I’ve just retired, and my wife has a few years left. She can take an in-service distribution.

Realistically, what kind of return would I expect from these guys?