gold is much more versatile. most cards are worth it for 1 yr at least because of the SUB. but i wouldnt be putting all my spending on it. get the credits, use the 85k FNC to make it worthwhile and sock drawer it, is probably what at most people do. Answer from sunnyhillz on reddit.com
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Reddit
reddit.com › r/amex › is the bonvoy brilliant worth it for the less frequent traveler?
r/amex on Reddit: Is the Bonvoy Brilliant worth it for the less frequent traveler?
May 1, 2024 -

Hello, wanted to get your opinion. I'm not a super traveller but I do go places from time to time. I currently have the Amex Gold and I typically use my points on flights but I don't like the thought of getting an airline card as I like the flexibility of picking my flight.

As for hotel stays though, I do not care about the flexibility. I see the 185k deal ends today and curious on your thoughts if this card is worth it for the "less frequent traveler". I am a one-card guy so I would be demoting my gold to green and never using it. The $300 credit will get used easily so to me this is a $350 a year card. I don't have TSA Precheck/Global Entry so I will take advantage of that. My wife and I can spend 60k a year to get the free night aware and would treat that as a date night to the beach or a bigger city near us. The 25 night credits probably won't mean anything as I won't hit titanium or higher. The $100 property credit at the ritz or regis is a question mark for me as I am unsure whats eligible (I'm assuming it would be part of the date night package as its a 2 night stay minimum at one of those hotels).

To me, I lose out, on the freedom to use my points on anything but I gain the relief of not struggling to figure out where we are staying when travelling (airbnb vs hotel vs motel, etc...). The point structure doesn't seem horrible, its just that they can only be used at Marriott.

Would you consider this card only for the frequent traveller?

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The Points Guy
thepointsguy.com › credit-cards › is-marriott-bonvoy-brilliant-amex-worth-annual-fee
Is the Marriott Bonvoy Brilliant Amex worth the annual fee? - The Points Guy
September 25, 2025 - The Bonvoy Brilliant also comes with up to $100 in property credits when you book the “Luxury Credit Card Rate” for at least two nights at a participating St. Regis or Ritz-Carlton hotel. This credit can be used at the hotel on spa services, dining and non third party hotel recreational activities. Related: Earn bonus Marriott points on your Uber rides and food delivery orders · While it might not be the best card for everyday spending, there’s plenty of value in the Marriott Bonvoy Brilliant if you frequently stay at Marriott properties and place value in the elite perks the card offers.
People also ask

How do the elite night credits work on the Marriott Bonvoy Brilliant card?
With the Marriott Bonvoy Brilliant card, you receive 25 elite night credits each year. These elite night credits are not free hotel nights but credits toward elite status. For example, you must normally stay 75 nights at Marriott properties each year to earn Titanium Elite status. With the Marriott Bonvoy Brilliant card, you only need to stay 50 additional nights to earn Titanium-level status.
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upgradedpoints.com
upgradedpoints.com › home › credit cards › reviews › marriott bonvoy brilliant card
22 Benefits of the Marriott Bonvoy Brilliant Card [$4,600+ Value]
Does the Marriott Bonvoy Brilliant card have cell phone protection?
Yes. The Marriott Bonvoy Brilliant card has cell phone protection that provides up to $800 should your phone be stolen or damaged. You must pay your monthly cell phone bill with your card, and there is a limit of 2 claims every 2 months. Each claim has a $50 deductible.
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upgradedpoints.com
upgradedpoints.com › home › credit cards › reviews › marriott bonvoy brilliant card
22 Benefits of the Marriott Bonvoy Brilliant Card [$4,600+ Value]
How can I redeem a Marriott Bonvoy free night certificate?

Once the free night award has been deposited to your Bonvoy account, you will need to search for a stay using the "use points/certificates" checkbox. Once you are at the payment/confirmation page, you will be able to apply the free night award towards your booking if the points rate is lower than the certificate value.

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frugalflyer.ca
frugalflyer.ca › blog › review-amex-bonvoy-brilliant-card
Review: American Express Marriott Bonvoy Brilliant Card (US) | ...
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One Mile at a Time
onemileatatime.com › home › is the marriott bonvoy brilliant card worth it? how i make the math work
Is The Marriott Bonvoy Brilliant Card Worth It? How I Make The Math Work - One Mile at a Time
September 26, 2025 - The Marriott Bonvoy Brilliant® American Express® Card (review) is the most premium credit card in the Marriott co-brand card portfolio. The card has a hefty annual fee that might make some people hesitant to apply, but the perks add up. In this post, I want to share why I think this card is worth picking up, as the benefits justify the annual fee, in my opinion.
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NerdWallet
nerdwallet.com › back to nerdwallet homepage › travel › 9 ways to maximize the marriott bonvoy brilliant amex
9 Ways to Maximize Marriott Bonvoy Brilliant - NerdWallet
November 12, 2020 - The Marriott Bonvoy Brilliant® American Express® Card offers solid perks, like Priority Pass lounge access (enrollment required) and a statement credit on eligible restaurant spending.
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AskSebby
asksebby.com › articles › bonvoy-brilliant
AskSebby - Marriott Bonvoy Brilliant American Express Card Review
If it is valued lower, then this card and Bonvoy points are probably a pass. But, this could also mean that the dining credits and certificate can cover the $650 annual fee. $650 Annual fee - $300 dining credit - $350 for certificate = $0 effective annual fee · Considering this, you're essentially getting a heavily subsidized annual fee. The Marriott Bonvoy Brilliant American Express Card is a keeper card due to the free night award and automatic Platinum Elite status.
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Upgraded Points
upgradedpoints.com › home › credit cards › reviews › marriott bonvoy brilliant card
22 Benefits of the Marriott Bonvoy Brilliant Card [$4,600+ Value]
October 29, 2024 - Marriott Bonvoy® Platinum Elite ... on stays, and more. If you frequently stay at Marriott properties, the room upgrades and complimentary breakfast alone can be worth hundreds of dollars a year....
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Bogleheads.org
bogleheads.org › board index › us investors › personal finance (not investing)
American Express Marriott Bonvoy Brilliant card - Is it worth it? - Bogleheads.org
It's a value but in my eyes not exactly worth rack rate most of the time. For me the value in higher level Marriott status is the late checkout (2pm gold and 4pm platinum) which isn't always easy to get the property to let you use. You can combine with the $125 AMEX Mariott Bonvoy card and ...
Find elsewhere
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Reddit
reddit.com › r/marriott › is it worth getting the amex marriott bonvoy brilliant card; currently platinum elite
r/marriott on Reddit: Is it worth getting the AMEX Marriott Bonvoy Brilliant card; currently Platinum Elite
September 23, 2023 -

9/23/23 update:

Thanks everyone for the comments! I did went ahead and applied for the card. Was suprised it was denied immediately but when I looked at the reason, it said it was due to a security lock or freeze that I had on my Experian CR (forgot all about that). Duh!

Once I had temporarily unlocked my Experian CR, I called AMEX and they were able to check my CR and the account was approved immediately.

-------

I just checked into the Newport News Marriott and to my surprise, I actually got upgraded to a suite :), which doesn't happen very often for me. But thank you, Marriott.

Currently, I'm at Platinum Elite with just 32 nights this year (lifetime Silver Elite) and have 3 more upcoming stays (about 7 nights total) by the year end. I saw that AMEX currently has Marriott Bonvoy Brilliant® American Express® Card with 170,000 bonus points (after $6K spend) and was debating whether if it's worth to go for it. While I doubt I'll have $6K spend between now and year end to reap the 170K bonus points, to me, the benefits of this card that would appeal to me would be:

- Platinum Elite status (breakfast/lounge, 4 pm checkout, enhanced internet); the 4 pm checkout is the most beneficial perk to me in all my years of being in the program, especially when traveling with family/kids.

- The 25 elite night credits

- Priority Pass (currently have United Explorer card which comes with two UC passes)

The $650 fee is steep and I don't now if I'll have 50 nights of Marriott stays year after year, as it varies (for work and personal travel) but if the $650 buys me 25 nights to start, I think that helps me get to 50 nights quicker.

Looking at my history, I have:

Lifetime Nights

Total Nights:327

Lifetime Statistics

Years as Silver Elite:6

Years as Gold Elite:6

Years as Platinum Elite:5

So, if I were to apply to for this card this week and get approved, I assume the 25 nights will automatically add to my existing 32 nights, which will get me to 57 and that's before the 3 more upcoming stays. This will push me into maintaining my Platinum Elite and come 2024, I assume the 25 free nights will be deposited around the anniversary of when I applied/receive (assuming October)?

RE: $300/year dining statement credit, does that basically mean you get a $25 credit if you have $25 or more in dining charged to the card? If so, that is easily achievable.

RE: Priority Pass Select lounge access; I travel (mostly on United) maybe 2-3 flights per year so I think the Priority Pass would be nice to have, especially if I already use up the two free United Club passes that I get from my United Explorer card.

Thanks!

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Credit Karma
creditkarma.com › credit cards › insights › marriott bonvoy brilliant® american express® card review: a feature-rich hotel rewards card
Marriott Bonvoy Brilliant American Express Card Review: A Feature-Rich Hotel Rewards Card | Intuit Credit Karma
Marriott Bonvoy Brilliant® American Express® Card review: A feature-rich hotel rewards card
Or you could transfer your points to one of Marriott’s dozens of airline partners — but at a three-to-one points ratio, which means your points would be worth less. The Marriott Bonvoy Brilliant® American Express® Card is great for frequent travelers who like to get the royal treatment ...
Rating: 3.6/4 ​
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Frugal Flyer
frugalflyer.ca › blog › review-amex-bonvoy-brilliant-card
Review: American Express Marriott Bonvoy Brilliant Card (US) | Frugal Flyer
July 28, 2025 - The American Express Marriott Bonvoy Brilliant card comes with a wide range of valuable perks, easily making the premium annual fee worth it.
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Daily Drop
dailydrop.com › home | daily drop › best credit cards › marriott bonvoy brilliant® american express® card review
Marriott Bonvoy Brilliant® American Express® Card Review 2025
Marriott Bonvoy Brilliant® American Express® Card
Combine that with the annual Free Night Award (worth up to 85,000 points) and you’re already checking off a large portion of the card’s annual fee. If you ever find yourself at high-end brands like St. Regis or Ritz-Carlton, this card gives you access to premium perks that other Marriott do not provide. ‍ ... If you’re already using a premium travel card for flights and airport benefits, the Bonvoy Brilliant might replace or complement it ... Our in-depth review of the Marriott Bonvoy Brilliant® American Express® Card discusses its benefits, rewards, potential drawbacks and more.
Rating: 4.7 ​
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Marriott
marriott.com › credit-cards › marriott-bonvoy-brilliant-american-express-card.mi
Marriott Bonvoy American Express Brilliant Card
Marriott Bonvoy American Express Brilliant Card
Earn points, free nights, and elite status at over 8,000 hotels with the Marriott Bonvoy American Express Brilliant Card. Get 6x Points at Marriott Properties, 3x Points at U.S. Restaurants, 2x on Purchases & More.
Price   US$450.00
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Bankrate
bankrate.com › credit cards › reviews › marriott bonvoy brilliant american express card review
Marriott Bonvoy Brilliant American Express Card Review | Bankrate
December 1, 2022 - The Marriott Bonvoy Brilliant American ... travel. The welcome offer is generous, and the annual fee of $650, while steep, could be worth it in exchange for the top-tier perks and benefits....
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The MT Galleries
themtgalleries.com › post › marriott-bonvoy-brilliant-amex-review-the-ultimate-credit-card-for-marriott-luxury-travelers
Marriott Bonvoy Brilliant Amex Review: The Ultimate Credit Card for Marriott Luxury Travelers
August 7, 2025 - If you’re looking for the perfect Hotel branded credit card to add to your wallet, then the Marriott Bonvoy Brilliant American Express Card is a no brainer. Whether you are a Marriott Bonvoy loyalist or just looking to get tons of Marriott perks, this Marriott Amex credit card is in a league of its own.
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Genymoney
genymoney.ca › marriott-bonvoy-brilliant-amex-review
Marriott Bonvoy Brilliant Amex Review - Genymoney.ca
April 22, 2025 - The Marriott Bonvoy Brilliant American Express is great because it doesn’t charge foreign transaction fees.
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Cardcritics
cardcritics.com › credit-cards › card-issuer › american-express › marriott-bonvoy-brilliant-review
Marriott Bonvoy Brilliant Review | CardCritics™
The Marriott Bonvoy Brilliant shines for frequent travelers who are loyal to Marriott. The steep annual fee of $650 is worth paying if you can maximize earning rates of up to 21 points per dollar spent, an annual free night award worth up to 85,000 points and statement credits worth hundreds ...
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Reddit
reddit.com › r/amex › marriott bonvoy brilliant worth it for the status alone?
r/amex on Reddit: Marriott Bonvoy Brilliant worth it for the status alone?
December 20, 2022 -

The Marriott Bonvoy Brilliant has an elevated sub right now and I'm thinking about grabbing it for the points.

The issue is, besides the Platinum Elite status I have no real use for any of the other benefits. The restaurant credit I would have to go out of my way to use. I already have TSA Precheck. Already have Priority Pass via C1 Venture X.

A few other alternatives that I am considering:

  1. Get the Bevy instead purely for points.

  2. Grab a Chase branded card, and upgrade to the Ritz Carlton card in a year.

I currently hold the Bonvoy Business.

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Miles to Memories
milestomemories.com › home › what’s this card worth? assessing bonvoy brilliant amex value
What's This Card Worth? Assessing Bonvoy Brilliant Amex Value
April 4, 2024 - As we’ve held most all Amex products, we heavily consider the availability of no lifetime language card offers. If it’s a relatively quiet NLL world, we’re more likely to hold onto at least one Brilliant for the foreseeable future. How do you value the benefits of the Marriott Bonvoy Brilliant Amex in your situation?
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Business Insider
businessinsider.com › personal finance › credit cards › marriott bonvoy brilliant credit card review
Marriott Bonvoy Brilliant Credit Card Review 2024
May 15, 2025 - For frequent Marriott travelers, especially those who spend at least $25 per month on dining and can take advantage of Platinum elite status, the Marriott Bonvoy Brilliant® American Express® Card is very much worth it.
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Forbes Advisor
forbes.com › advisor › credit-cards › reviews › marriott-bonvoy-brilliant-american-express
Marriott Bonvoy Brilliant American Express Credit Card Review 2026: Free Night And Luxury Perks At A High Price – Forbes Advisor
Marriott Bonvoy Brilliant® American Express® Card
The Marriott Bonvoy Brilliant card is worth it for the Marriott loyalist who tend to stay at the brand’s luxury properties like J.W. Marriott, The Ritz-Carlton® or St. Anyone who moons over Marriott may find that the Marriott Bonvoy Brilliant® American Express® Card (Terms apply, see rates & fees) is worth the annual price tag of $650. The card offers perks on a silver platter that can easily outweigh the ownership cost. Think an annual Free Night Award, automatic Marriott Bonvoy® Platinum Elite status, 25 elite nights credits per year, Priority Pass™ Select membership with enrollment and
Rating: 3.7 ​