My spouse and I are reorganizing our household financials and one of the things we want to do is have a weekly allowance for gasoline and at- or post-work drinks and snacks. We would prefer to have reloadable cards to prevent overspending as opposed to keeping track of receipts and keeping a running total.

Thing is, most of what we're seeing either has a number of fees associated with it, isn't reloadable directly from home by us (we must go to a business to get it reloaded) or is just a gift card that requires an activation fee.

Closest thing we've found so far is Bluebird from Walmart/Amex and Chime. Both of those require visits to either a Walmart or a Walgreens (plus a number of other choices that involve fees) to reload the card.

Our bank no longer offers reloadable cards, we discovered, but still has a service grandfathering in existing users.

Are we chasing a unicorn? What we'd like to do is reload the cards from our checking accounts, set up a weekly deposit to them, and disable any kind of overdraft--once the week's allowance is gone that's it until it reloads.

EDIT: For those suggesting "cash", we would prefer not to carry cash on our persons. We'd like to keep it to a card.