r/PersonalFinanceCanada might be a better resource for you. More on reddit.com

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Most prepaid cards are targeting the underbanked -people without easy access to a traditional bank account. In general, the underbanked are often a higher risk customer so there are more fees to offset the costs of such risks. Also, such customers may not have as many alternatives so they may not have any other options than to pay such fees. Some prepaid products may waive or reduce some of their fees if you establish a direct deposit relationship and have money routinely depositing into your account. In order to load money on a prepaid card, you'll need to pass a KYC (Know Your Customer) check. This is designed to reduce the chances of money laundering since you'll need to provide things like name, address, ssn or tax ID number, photo ID, or some variation of similar identifiers. You could buy a pre-loaded Visa "gift card" and use it without any form of registration -but you won't be able to reload such a product. More on reddit.com

Not a good deal. $3 a month and $3 every time you load it. There are many others with no fees t all. KOHO has one where you get cash back on some purchases and no fees at all. More on reddit.com