Investopedia
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Edward Jones CD Rates: January 2026
3 days ago - Compare its highest CD rate of 3.85% for a 60-month term to other CDs with high interest rates. The CD rates below are accurate as of Dec. 30, 2025 · The minimum amount to open an Edward Jones CD is $1,000, and terms range from 3 to 120 months.
SmartAsset
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Edward Jones CD Rates | SmartAsset.com
Edward Jones offers nearly a dozen certificate of deposit (CD) options with term lengths ranging from a few months to 10 years. All accounts have high interest rates that stack up favorably against the best CD rates on the market. The reason for the high rates is that Edward Jones is a broker that buys CDs in bulk from other banks and resells them at competitive rates.
GOBankingRates
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Edward Jones CD Rates for October 2025 | GOBankingRates
November 1, 2025 - When opening a certificate of deposit (CD), it's important to understand the basics -- such as the term length and maturity date -- but the most important factor is the annual percentage yield (APY). Edward Jones CD Rates: November 2025 Here are the current Edward Jones CD rates available this month: TermAPYMinimum Deposit3 months$1,0006 months$1,0009 months$1,0001 year$1,00018 months$1,0002 years$1,0003 years$1,0004 years$1,0005 years$1,000 Since Edward Jones is not a bank, its CD offerings are brokered through other FDIC-insured banks.
What are the current CD rates at Edward Jones?
Edward Jones CDs pay up to 4.40% APY, which is significantly higher than the national average.
businessinsider.com
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Edward Jones CD Rates: Pros, Cons, and Current Rates
What is the minimum investment for Edward Jones CDs?
To open an Edward Jones CD, the minimum investment required is $1,000.
gobankingrates.com
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Edward Jones CD Rates for October 2025 | GOBankingRates
Is there a minimum investment for Edward Jones CDs?
Edward Jones CDs have a $1,000 minimum opening deposit.
businessinsider.com
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Edward Jones CD Rates: Pros, Cons, and Current Rates
Forbes Advisor
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Edward Jones CD Rates – Forbes Advisor
February 10, 2023 - Because Edward Jones only offers brokered CDs, no withdrawal penalties apply. ... A brokered CD is a type of CD that is purchased through a brokerage rather than directly from a bank or credit union, and typically, an existing brokerage account is required to open one. Unlike standard CDs, which earn compound interest, brokered CDs earn simple interest. Brokered CDs also don’t charge ...
Edward Jones
edwardjones.com › sites › default › files › acquiadam › 2022-07 › certificates-of-deposit.pdf pdf
Understanding How We Are Compensated for Financial Services
will act as agent. You will not be charged · a commission. The non-Edward Jones entity arranging for a · CD to be offered may receive a fee from the CD · issuer in connection with your CD purchase · during the initial offering period. Secondary CDs · Secondary CDs are transactions involving ·
Bogleheads.org
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Edward Jones CD fee question - Bogleheads.org
I believe that EJ charges account fees like AUM (assets under management) that are probably between 1%-2% per year, on top of any fees for a CD. I would ask the EJ agent (aka salesman) for the fee schedule. I have bought CDs at Fidelity, I believe no fees (maybe a very small fee).
CompareAccounts
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Edward Jones CD Rates Review | See Interest Rates, Fees & More
Edward Jones 48 Month Certificate of Deposit
This allows for a wider selection of CDs to be offered and potentially higher yields than what may be found at a single bank or credit union. When it comes to opening a brokered CD with Edward Jones, there are two options available: opening a new CD with the firm or purchasing a secondary CD on the open market. If a new CD is opened, there are no commission fees as the cost is already factored into the price. However, if a secondary CD is purchased, a commission will be charged ... Edward Jones offers many brokered CDs of varying lengths. This product is the 48 month certificate of deposit. CD
Business Insider
businessinsider.com › personal finance › banking › certificates of deposit › edward jones cd rates: pros, cons, and current rates
Edward Jones CD Rates: Pros, Cons, and Current Rates
May 27, 2025 - Edward Jones CD rates are much higher than the national average CD rates. However, banks with the best traditional CD rates compound interest quarterly, monthly, or even daily. Because its accounts are brokered CDs, Edward Jones does not compound interest on its CDs.
Apyguy
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Edward Jones CD Rates – Now up to 5.30% APY!
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The Annuity Expert
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Compare Edward Jones CD Rates With 459 Banks And Credit Unions
Compare below to get the highest interest rate. These are our preferred accounts because the savings, money market, and CDs only require $1 to open. This allows you to spread out risk in case a bank or credit union closes in the future.
Published October 30, 2025
USA Today
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Edward Jones CD rates 2024
January 2, 2025 - Edward Jones offers a helpful range of CD terms. As a saver, you can tap into a relatively high APY at most term lengths. After running the numbers with a CD calculator, the wide range of terms might even inspire you to build a CD ladder. But shopping around at multiple banks and credit unions can help you lock in the top rates for the type of CD you had in mind. Some types of CDs, like 10-year CDs and jumbo CDs, are rare, which could lead to less attractive APYs.
Edward Jones
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Certificates of deposit (CDs) | Edward Jones
Opening a CD usually requires at least $1,000, though specifics vary based on the issuer. Edward Jones requires a $1,000 minimum. CDs make the stated periodic fixed interest payments, which varies by issue, on the face amount.
Edward Jones
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Fixed Income Fees & Expenses | Edward Jones
When we sell newly issued bonds, CDs and preferred securities during an initial public offering ("IPO") period, we receive a selling fee that is built into the initial offering price; we may also receive an underwriting fee and management fee.
The Annuity Expert
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Compare Edward Jones CD Rates With 427 Banks
4 days ago - This service is free of charge. Not quite ready for a meeting, but you have a question that needs answering? We’re happy to help. Leave an inquiry below, and one of our staff will respond via email.
Reddit
reddit.com › r/bogleheads › edward jones advisor swears no fees other than 1.08% annual. how can i find hidden fees?
r/Bogleheads on Reddit: Edward Jones advisor swears no fees other than 1.08% annual. How can I find hidden fees?
July 9, 2024 -
I have been researching posts about hidden fees from Edward Jones. I met with my advisor and asked for a summary of cost report and other things. He said he would get that report to me. He said our Guided solution flex funds that include a traditional IRA and Joint Tenants With Right of Survivorship are wiped from all front and back load fees. On average, in the last 10 years, one made 5.5% and the other 7%. I specifically asked about fees Edward Jones might have in buying or selling, I had the fee schedules printed out and pointed to several things. He still said that our accounts specifically did not include these fees. They are not stock accounts but mutual funds and bonds. On average, in the last 10 years, one made 5.5% and the other 7%. Not that great of a return. How can I verify that there truly are no additional fees? He is a friend and gives us a 20% discount on the annual fee.
Top answer 1 of 69
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1.08% is a pretty bad fee anyway. Get your money out of there and just buy index funds yourself.
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Before we left EJ I asked the advisor “how do you get paid?” He smiled and said “don’t worry about me, my kids go to private school.” Transferred to vanguard the next day. His kids were like 5 and 7.
Bogleheads.org
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? Edward Jones cd - Bogleheads.org
I just tell her to ignore everything else they try to sell you if something happens to me. We have some taxable cd's there right now. No fees on them. I did open Roth IRA's for both of us the other day with $7000.00 each. They do charge a 40.00 yearly fee for an IRA account under $250,000 but ...
Edward Jones
edwardjones.com › sites › default › files › acquiadam › 2023-05 › LGL-14452-A_Final.pdf pdf
Understanding How We Are Compensated for Financial ...
In addition to either a commission or markup or markdown, Edward Jones generally charges a · transaction fee when you buy or sell a secondary municipal bond through our brokerage services. If the · bond’s principal is $1,000 or less, you will not be charged a transaction fee.
The College Investor
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Edward Jones Review - High Fees, Poor Reviews
Edward Jones
So while Edward Jones does offer great rates on CDs, the realized rate may be lower due to the fee structure. You may want to compare Edward Jones to some of the top bank CD rates currently available. They may net you a better return overall. For "Select Accounts," you only pay trade commissions whenever you buy or sell investments. For all other accounts, Edward Jones will charge ... Edward Jones is a full-service brokerage that charges hefty fees in exchange for the in-person support that it provides from local advisors.
Edward Jones
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Financial Advisor Costs & Fees | Edward Jones
Some investments, such as mutual ... a sales charge. There is no minimum investment for a Select Account; however, some investments in Select accounts require minimum purchase amounts. In an Edward Jones Select account, you can build your portfolio with a range of investment choices that includes stocks, bonds, CDs, mutual funds, ...
Edward Jones
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How to Invest in CDs | Edward Jones
Because of this additional risk, be sure to discuss with your financial advisor whether callable brokered CDs are suitable for your situation. Rates on CDs offered by Edward Jones (brokered CDs) are competitive, especially when compared to the rates of many CDs offered directly by banks (bank CDs).