Reddit
reddit.com › r/creditcards › thoughts on the amazon credit card
r/CreditCards on Reddit: Thoughts on the Amazon credit card
January 13, 2023 -
I have three already I was just wondering what y’all think , I was already approved for it I just want some other opinions
Top answer 1 of 5
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It you are an Amazon Prime member, and pay for prime, and you do not intend to cancel your prime account any time soon. The Amazon Prime Credit card is an absolute no brainer, it's essentially a no annual fee card that earns 5% back on Amazon.
2 of 5
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I didn’t have a credit card for decades. Then I got the Apple Card and a few months later the Prime Rewards. After acquiring my first non-cobranded Chase card I started using the Apple Card for only Apple related purchases where there’s a 3x cash return. Same with the Prime card. It’s 5x on every purchase I make on Amazon. Each is set up as the primary card for their brand and neither sits in my wallet. I think they’re both great cards if used that way. No annual fee and sometimes the Prime gets a small SUB. I like that I can send my daughter or another iPhone user the Apple Cash I earn as cash back. Like Venmo but SO much better. I like that I recently bought $100 worth of stuff from Amazon using only my cash rewards. That’s my experience anyway.
WalletHub
wallethub.com › popular credit card questions
How much is the Amazon.com Store Card annual fee?
October 3, 2025 - The Amazon Store Card annual fee is $0, making it free to use if you pay your balance in full and on time every month. The combination of no annual fee and great cash back rewards on Amazon purchases makes the Amazon Store Card a good option ...
Videos
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BIG CHANGES: Amazon Prime Credit Card Review (Should You Get It?)
What bank issues the Amazon Prime credit card?
The Amazon Prime credit card (and the non-Prime version) is issued by Chase and the Amazon Store cards and secured cards are issued by Synchrony. The Amazon business cards and issued by American Express.
cnbc.com
cnbc.com › cnbc select › credit cards › which amazon credit card is right for you?
Amazon Credit Cards: Which Is Right For You?
Does the Amazon Prime credit card help build credit?
All versions of the Amazon Prime (and non-Prime) credit card can help you build your credit, as long as you practice good financial habits like paying your bill on time and keeping your balance low.
cnbc.com
cnbc.com › cnbc select › credit cards › which amazon credit card is right for you?
Amazon Credit Cards: Which Is Right For You?
What credit score do you need for the Amazon Prime credit card?
You'll typically need a good credit score (670+) or higher to qualify for the Prime Visa or Amazon Visa. However, you may be eligible for the Amazon Store Card or Amazon Prime Store Card with a lower score.
cnbc.com
cnbc.com › cnbc select › credit cards › which amazon credit card is right for you?
Amazon Credit Cards: Which Is Right For You?
Chase
creditcards.chase.com › cash-back-credit-cards › amazon-prime-rewards
Amazon Credit Card - Retail and Store Credit Cards | Chase.com
Eligible Prime cardmembers earn 10% back or more on a rotating selection of items and categories on Amazon.com. Limited-time offers.* You won't have to pay an annual credit card fee† for all the great features that come with your Prime Visa.
CNBC
cnbc.com › cnbc select › credit cards › which amazon credit card is right for you?
Amazon Credit Cards: Which Is Right For You?
October 15, 2019 - The Amazon business cards and issued by American Express. While no Amazon credit card has an annual fee, some may require an Amazon Prime membership, which costs $139 annually, or $14.99 a month.
The Motley Fool
fool.com › knowledge › credit cards › 3 amazon prime visa tricks most people miss
3 Amazon Prime Visa Tricks Most People Miss
3 weeks ago - There's no annual fee (well, technically you need to be a Prime Member so you're likely paying the subscription fee for that), and it gives you a flat 5% back at Amazon, Whole Foods, and Amazon Fresh.
The Points Guy
thepointsguy.com › credit-cards › is-amazon-prime-card-still-worth-it
Is the Prime Visa credit card worth the cost?
November 13, 2025 - There's also value in the membership because of the Prime Video and Amazon Music streaming services, which more easily justify the $139 annual cost. Throwing in a rewards credit card on top of that is just icing on the cake.
CNBC
cnbc.com › cnbc select › credit cards › don't sleep on the amazon prime visa credit card — here's why i wish i got it sooner
Don't sleep on the Amazon Prime Visa credit card — here's why I wish I got it sooner
October 8, 2025 - While the Prime Visa has zero annual fees, you do need to have a Prime membership ($14.99 monthly or $139 annually). Luckily enough, with the Prime Visa offering instant card access, I was able to use it for my online purchases that day.
Reddit
reddit.com › r/creditcards › is there a monthly fee on the amazon credit card?
r/CreditCards on Reddit: Is there a monthly fee on the Amazon credit card?
June 27, 2021 -
I'm thinking about getting the Amazon Prime Rewards Visa Signature card. I plan to just pay off the balance before the due date every month so that I don't get charged interest. But I have a few questions for anyone that recently got one too. It seems like the terms and conditions might have changed recently.
What is this My Chase Plan monthly transaction fee? Is this basically like them charging 1.2% at the end of each billing period on the balance -- so that you can avoid the fee altogether by paying off your balance each month? Or is this 1.2% charged after each purchase and added to the balance?
If you pay the balance each month, do you still get the 5% cash back? Or do you only get 5% of the balance each month so that you get no points if your balance is always $0 at the end of the billing cycle?
Thanks for anyone's help. I'm not an expert on credit cards.
Top answer 1 of 2
4
No fee (other than possibly the Prime membership). "My Chase Plan" appears to be a way to split up larger purchases into separate monthly payments and not count it as interest: https://www.chase.com/personal/credit-cards/mychaseplan-hub Rewards should be based on purchases, not statement balances. It is perfectly fine to let statement balances report a non-$0 amount, it does not mean you'll pay interest (just be sure to pay the statement balance before the cutoff time of the due date).
2 of 2
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There is no Annual Fee on the card, The My Chase Plan Monthly Transaction Fee is only there if you decide to pay for something in monthly installments they don't charge intrest on this plan but like you said a small fee is charged every month, so don't do installments and you will avoid this fee all together, there should be no fees only intrest if you don't pay it off before the next cycle ends not the current cycle that you are in. You still get the 5% even if you pay it soon as it posts or pay it little by little. But you won't see it on your account until your next bill comes in. Amazon is moving to another bank to provide credit card services, so expect the My Chase Plan to dissappear with it.
WalletHub
wallethub.com › popular credit card questions
Does the Amazon Credit Card Have Fees?
January 12, 2024 - For example, you can avoid cash advance fees simply by not making this type of transaction. This answer was last updated on 01/12/24 and it was first published on 08/25/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company. ... No, Amazon Prime is not free with any credit card.
AskSebby
asksebby.com › articles › save-on-amazon-prime
AskSebby - How to Save on Amazon Prime in 2025: Credit Card Pairing, Free Trials & Discounts
... Limited-Time Offer: Get a $250 Amazon Gift Card instantly upon approval exclusively for Prime members ... Sebby's Take: The Prime Visa is the ultimate store card for Prime members who have significant spend at Amazon or Whole Foods. Although there's no annual fee, it's important to consider ...
NerdWallet
nerdwallet.com › back to nerdwallet homepage › credit cards › credit cards reviews › amazon prime visa review: perhaps the ultimate store card
Amazon Prime Visa Review: Perhaps the Ultimate Store Card - NerdWallet
Prime Visa
Plus, redemption options are quite flexible for a store card. You get all this for an annual fee of $0, although you'll need to pay for an Amazon Prime membership first. For me, it’s worth it because the rewards I earn far exceed the cost of the Prime membership in value. Those who don't shop enough with Amazon to justify that membership fee will want to look elsewhere. ... Amazon offers an array of credit ... The Amazon Prime Rewards Visa can reward you handsomely and consistently for shopping at Amazon and Whole Foods — but you must be an Amazon Prime member.
AskSebby
asksebby.com › articles › amazon-prime-visa-review
AskSebby - Is the Amazon Prime Visa Worth It? 2025 Breakeven Math
There’s no minimum. The Prime Visa card can result in significant savings for existing Prime members who frequently shop at Amazon or Whole Foods. Although there's no annual fee, it's important to consider the Prime membership cost as part of the requirement for this card.
Bankrate
bankrate.com › credit cards › reviews › amazon prime rewards visa signature card review
Prime Visa card Review | Bankrate
December 5, 2024 - It comes with substantial travel and purchase protections and Visa Signature benefits, making it more worthwhile compared to other store cards. The required Amazon Prime membership is essentially an annual fee. There is no option to transfer reward points to other programs, so you are limited in your redemption options. Although it’s a Chase credit card, you don't earn Ultimate Rewards points and cannot use the Chase Ultimate Rewards portal.
Yahoo! Finance
finance.yahoo.com › personal finance › credit cards
Amazon Prime Visa limited-time offer: Save $250 on Black Friday shopping with a new Prime card
November 17, 2025 - You will need an Amazon Prime membership for this card. If you’re not already a member, the Prime Visa’s rewards can help you more than make up the cost (around $14.99 per month) if you purchase with Amazon often.
Join Kudos
joinkudos.com › blog › amazon-store-card-review
Amazon Store Card Review (2025): 5% Prime Rewards Worth It?
No, the Amazon Store Card does not have an annual fee. ... For Prime members earning 5% back, rewards are automatically applied to your Amazon account and can be used for future Amazon purchases.
Amazon
amazon.ca › b
Amazon.ca: Credit Cards
% back and points: ”points” are the rewards you earn under the Credit Card Rewards Program. You may see “points” or “% back” in marketing materials when referring to the rewards you earn. Eligible Amazon.ca Prime memberships only apply to Amazon.ca accounts (and not accounts on any other affiliated websites outside Canada) and may include, in Amazon’s sole discretion: annual and monthly Amazon.ca Prime subscriptions and trial memberships of Amazon.ca Prime.
CNBC
cnbc.com › 2018 › 07 › 24 › the-pros-and-cons-of-the-amazon-prime-rewards-credit-card.html
Should you get an Amazon Prime Rewards credit card? Here are the pros and cons
July 25, 2018 - And although the card technically doesn't have an annual fee, it is, as we mentioned, exclusive to those who pay for Prime membership, which now costs $119 per year. If you decide the Prime membership isn't worth its fee, you can still qualify ...
CNN
cnn.com › money › credit cards
Why the Amazon Prime Visa is the only card I use at Amazon and Whole Foods | CNN Underscored
October 2, 2025 - You don’t have to be a Prime member to hold an Amazon-branded credit card. The no-annual-fee Amazon Visa (note the absence of the word “Prime” in the name) doesn’t require a membership in Amazon’s subscription service, and in exchange offers lower earnings on Amazon, Whole Foods Market and Amazon Fresh purchases, with 3% instead of 5% back.
Credit Karma
creditkarma.com › credit cards › insights › amazon prime visa review: is it the ‘everything card’?
Amazon Prime Visa Review: Is It the ‘Everything Card’? | Intuit Credit Karma
Amazon Prime Visa review: Is it the ‘everything card’?
Average annual income of members ... similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes. ... This date may not reflect recent changes in individual terms. ... Technically, the Amazon Prime Visa doesn’t have an annual fee...
Clark Howard
community.clark.com › credit cards
Do you have the Amazon credit card and is it worth it? - Clark Howard Community
July 1, 2024 - Who wouldn’t love 5% back on everything they buy from Amazon!? That’s what the no-annual-fee Amazon credit card offers to Prime subscribers. And now is a great time to talk about the Amazon Prime Visa credit card. Amazon’s Prime Day is coming up on Tuesday, July 16 and Wednesday, July 17, and there’s a pretty solid promotional offer for the credit card to coincide with it.